Totals
- Total revenue
- $93,185,326
- Total expenses
- $88,295,758
- Contributions and grants received
- $0
- Grants paid
- $2,050
- Program service revenue
- $61,249,358
- Investment income
- $9,495,932
- Other revenue
- $22,440,036
- Total assets, end of year
- $1,415,804,272
- Total liabilities, end of year
- $1,319,378,943
- Net assets or fund balances, end of year
- $96,425,329
- Program services expenses (Part IX)
- not reported
- Management and general expenses
- not reported
- Fundraising expenses
- not reported
- Program service expenses (Part III)
- not reported
Line items
Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.
Revenue
Part VIII, the statement of revenue.
-
2a · Program service revenue: LOAN INTEREST INCOME
total $61,249,358 · related or exempt $61,249,358
-
3 · Investment income
total $9,471,688 · excluded $9,471,688
-
5 · Royalties
total $273,736 · excluded $273,736
-
7a · Gross sales of assets other than inventory
other assets $164,420
-
7b · Less cost or other basis and sales expenses
other assets $140,176
-
7c · Gain or loss
other assets $24,244
-
7d · Net gain or loss
total $24,244 · excluded $24,244
-
11a · Other revenue: INTERCHANGE ACCOUNT CHARGES
total $8,891,634 · related or exempt $8,891,634
-
11b · Other revenue: CHECKING ACCOUNT FEES
total $7,141,389 · related or exempt $7,141,389
-
11c · Other revenue: ACCOUNT, LOAN, AND INTERCHANGE FE
total $6,057,410 · related or exempt $6,057,410
-
11d · All other revenue
total $75,867 · unrelated business $75,867
-
11e · Other revenue, total
$22,166,300
Functional expenses
Part IX, the statement of functional expenses.
-
2 · Grants to domestic individuals
total $2,050
-
5 · Compensation of officers, directors and key employees
total $3,578,141
-
7 · Other salaries and wages
total $17,450,855
-
9 · Other employee benefits
total $5,470,429
-
10 · Payroll taxes
total $1,462,132
-
11b · Fees: legal
total $176,678
-
11c · Fees: accounting
total $332,265
-
11g · Fees: other
total $501,246
-
12 · Advertising and promotion
total $1,156,863
-
13 · Office expenses
total $1,026,670
-
14 · Information technology
total $131,779
-
16 · Occupancy
total $1,024,109
-
17 · Travel
total $176,683
-
19 · Conferences, conventions and meetings
total $28,422
-
20 · Interest
total $32,727,517
-
22 · Depreciation, depletion and amortization
total $1,892,872
-
23 · Insurance
total $279,627
-
24a · Other expenses: DATA PROCESSING
total $7,007,602
-
24b · Other expenses: OTHER OPERATING EXPENSE
total $4,364,654
-
24c · Other expenses: PROVISION FOR LOAN LOSS
total $3,767,245
-
24d · Other expenses: REPAIRS AND MAINTENANCE
total $1,800,464
-
24e · All other expenses
total $3,937,455
Balance sheet
Part X, book values.
-
1 · Cash, non-interest-bearing
beginning of year $39,514,829 · end of year $42,285,310
-
2 · Savings and temporary cash investments
beginning of year $95,814,525 · end of year $186,943,417
-
4 · Accounts receivable
beginning of year $3,192,579 · end of year $3,096,515
-
5 · Loans and receivables from officers and key people
beginning of year $10,534,351 · end of year $10,834,351
-
7 · Other notes and loans receivable
beginning of year $1,081,647,280 · end of year $1,010,616,574
-
9 · Prepaid expenses and deferred charges
beginning of year $6,180,168 · end of year $9,876,012
-
10a · Land, buildings and equipment: cost or other basis
$63,994,121
-
10b · Land, buildings and equipment: accumulated depreciation
$29,894,629
-
10c · Land, buildings and equipment, net
beginning of year $33,447,859 · end of year $34,099,492
-
11 · Investments: publicly traded securities
beginning of year $103,460,937 · end of year $81,425,888
-
13 · Investments: program-related
beginning of year $11,457,461 · end of year $19,686,353
-
15 · Other assets
beginning of year $17,621,980 · end of year $16,940,360
-
17 · Accounts payable and accrued expenses
beginning of year $6,348,208 · end of year $5,241,789
-
23 · Secured mortgages and notes payable
beginning of year $40,000,000 · end of year $40,000,000
-
25 · Other liabilities
beginning of year $1,273,469,557 · end of year $1,274,137,154
-
29 · Capital stock, trust principal or current funds
beginning of year $0 · end of year $0
-
30 · Paid-in or capital surplus, or land, building or equipment fund
beginning of year $0 · end of year $0
-
31 · Retained earnings, endowment or other funds
beginning of year $83,054,204 · end of year $96,425,329
Mission and programs · 2024
Mission
LISTERHILL CREDIT UNION IS A MEMBER-OWNED FINANCIAL INSTITUTION WHOSE PURPOSE IS TO IMPROVE THE QUALITY OF LIFE FOR THE MEMBERSHIP BY PROVIDING COST EFFECTIVE SERVICES TO MEET THEIR FINANCIAL NEEDS WHILE MAINTAINING FINANCIAL SOUNDNESS AND PROMOTING THE CREDIT UNION PHILOSOPHY.
Activities or mission (Part I)
TO PROVIDE THRIFT OPPORTUNITIES AND LOW COST LOANS TO MEMBERS.
-
93,778 MEMBERS SERVED TO PROMOTE THRIFT OPPORTUNITIES AND LOW COST LOANS.
As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.
Listed in Part VII
-
Mark MasseyMARK MASSEY
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Mark LinderMARK LINDER
CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 1
-
David CraigDAVID CRAIG
VICE CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 1
-
Alex GodwinALEX GODWIN
SECRETARY/TREASURER
- Total calculated
- $0
- Hours/week
- 1
-
Kevin ButtrumKEVIN BUTTRUM
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Michelle KelleyMICHELLE KELLEY
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Andres TapiaANDRES TAPIA
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Brad GreenBRAD GREEN
CEO/PRESIDENT
- Total calculated
- $1,267,263
- From this org
- $1,063,179
- From related orgs
- $0
- Other
- $204,084
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $1,063,179
- Bonus
- $0
- Other
- $0
- Deferred
- $178,427
- Nontaxable benefits
- $25,657
- Filer's total
- $1,267,263
-
Clay MorganCLAY MORGAN
CHIEF FINANCIAL STRATEGIS
- Total calculated
- $440,142
- From this org
- $347,510
- From related orgs
- $0
- Other
- $92,632
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $347,510
- Bonus
- $0
- Other
- $0
- Deferred
- $66,975
- Nontaxable benefits
- $25,657
- Filer's total
- $440,142
-
Daryl McMinnDARYL MCMINN
CHIEF LENDING STRATEGIST
- Total calculated
- $347,595
- From this org
- $270,020
- From related orgs
- $0
- Other
- $77,575
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $270,020
- Bonus
- $0
- Other
- $0
- Deferred
- $51,918
- Nontaxable benefits
- $25,657
- Filer's total
- $347,595
-
Johnathan GrayJOHNATHAN GRAY
CHIEF INFORMATION AND TECH
- Total calculated
- $276,854
- From this org
- $230,283
- From related orgs
- $0
- Other
- $46,571
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $230,283
- Bonus
- $0
- Other
- $0
- Deferred
- $44,839
- Nontaxable benefits
- $1,732
- Filer's total
- $276,854
-
Alanna SullivanALANNA SULLIVAN
CHIEF OPERATIONS STRATEGIS
- Total calculated
- $371,802
- From this org
- $309,627
- From related orgs
- $0
- Other
- $62,175
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $309,627
- Bonus
- $0
- Other
- $0
- Deferred
- $60,443
- Nontaxable benefits
- $1,732
- Filer's total
- $371,802
-
Carla HarperCARLA HARPER
SVP ACCOUNTING
- Total calculated
- $287,599
- From this org
- $232,304
- From related orgs
- $0
- Other
- $55,295
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $232,304
- Bonus
- $0
- Other
- $0
- Deferred
- $45,294
- Nontaxable benefits
- $10,001
- Filer's total
- $287,599
-
Amanda WarrinerAMANDA WARRINER
CHIEF LEGAL AND RISK STRAT
- Total calculated
- $287,129
- From this org
- $226,159
- From related orgs
- $0
- Other
- $60,970
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $226,159
- Bonus
- $0
- Other
- $0
- Deferred
- $44,216
- Nontaxable benefits
- $16,754
- Filer's total
- $287,129
-
Jeremy TerryJEREMY TERRY
CHIEF PEOPLE OFFICER
- Total calculated
- $299,754
- From this org
- $231,743
- From related orgs
- $0
- Other
- $68,011
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $231,743
- Bonus
- $0
- Other
- $0
- Deferred
- $45,214
- Nontaxable benefits
- $22,797
- Filer's total
- $299,754
-
Abigail GaddyABIGAIL GADDY
CHIEF STRATEGY OFFICER
- Total calculated
- $260,247
- From this org
- $196,304
- From related orgs
- $0
- Other
- $63,943
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $196,304
- Bonus
- $0
- Other
- $0
- Deferred
- $38,286
- Nontaxable benefits
- $25,657
- Filer's total
- $260,247
-
Andrew ClarkANDREW CLARK
SR. FINANCIAL ADVISOR
- Total calculated
- $520,669
- From this org
- $417,470
- From related orgs
- $0
- Other
- $103,199
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $417,470
- Bonus
- $0
- Other
- $0
- Deferred
- $78,455
- Nontaxable benefits
- $24,744
- Filer's total
- $520,669
-
Dewayne F EcklDEWAYNE F ECKL
AVP COMMERCIAL LENDING
- Total calculated
- $258,489
- From this org
- $209,391
- From related orgs
- $0
- Other
- $49,098
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $209,391
- Bonus
- $0
- Other
- $0
- Deferred
- $40,488
- Nontaxable benefits
- $8,610
- Filer's total
- $258,489
-
Stacy AldridgeSTACY ALDRIDGE
MORTGAGE LOAN OFFICER
- Total calculated
- $200,944
- From this org
- $153,912
- From related orgs
- $0
- Other
- $47,032
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $153,912
- Bonus
- $0
- Other
- $0
- Deferred
- $30,082
- Nontaxable benefits
- $16,950
- Filer's total
- $200,944
-
Mark HightowerMARK HIGHTOWER
VP OF RETAIL
- Total calculated
- $208,256
- From this org
- $153,210
- From related orgs
- $0
- Other
- $55,046
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $153,210
- Bonus
- $0
- Other
- $0
- Deferred
- $29,866
- Nontaxable benefits
- $25,180
- Filer's total
- $208,256
-
Jeremy WaltonJEREMY WALTON
AVP COMMERCIAL LENDING
- Total calculated
- $192,589
- From this org
- $139,989
- From related orgs
- $0
- Other
- $52,600
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $139,989
- Bonus
- $0
- Other
- $0
- Deferred
- $27,437
- Nontaxable benefits
- $25,163
- Filer's total
- $192,589
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.
Schedule J
Answered yes
- 3 · Compensation survey or study
- 3 · Approval by the board or compensation committee
- 4b · Supplemental nonqualified retirement plan
Answered no
- 4a · Severance or change-of-control payment
- 4c · Equity-based compensation arrangement
The filer's explanations (Part III)
- PART I, LINE 3
- 457(F) DEFERRED COMPENSATION PAYMENTS MADE DURING 2024: BRAD GREEN- $460,000
- PART I LINE 4B
- THE FOLLOWING EMPLOYEES PARTICIPATED IN THE NONQUALIFIED RETIREMENT PLAN: BRAD GREEN DARYL MCMINN CLAY MORGAN CARLA HARPER JOHNATHAN GRAY ALANNA SULLIVAN JOYCE BATES
Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.
Grants on this return
No itemized grants to organizations on this return.
Taxable family on this return
Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.
Related corporations and trusts
Part IV: related organizations taxable as a corporation or trust.
-
LISTERHILL CREDIT UNION SERVICES INC
C · CREDIT UNION SERVICES · AL · 100% owned · share of income -$2,528 · share of assets $16,357 · controlled entity
Provenance
- Return type
- form_990
- Tax year
- 2024
- Filed
- 10 October 2025
- IRS schema version
- 2024v5.2
- Source object
- 202542959349302184
Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.
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