Form 990 for tax year 2024

2a · Program service revenue: INCOME FROM MEMBER LOANS

total $31,695,140 · related or exempt $31,695,140

2b · Program service revenue: FEES, CHARGES, & OTHER

total $12,435,426 · related or exempt $12,435,426

2c · Program service revenue: FINANCE AND INSURANCE

total $1,580,032 · unrelated business $1,580,032

3 · Investment income

total $4,825,894 · excluded $4,825,894

7a · Gross sales of assets other than inventory

securities $1,400,755 · other assets $958,969

7b · Less cost or other basis and sales expenses

securities $875,000 · other assets $974,097

7c · Gain or loss

securities $525,755 · other assets -$15,128

7d · Net gain or loss

total $510,627 · related or exempt $510,627

1 · Grants to domestic organizations and governments

total $36,700

2 · Grants to domestic individuals

total $10,451

5 · Compensation of officers, directors and key employees

total $742,802

7 · Other salaries and wages

total $11,794,167

8 · Pension plan contributions

total $786,511

9 · Other employee benefits

total $1,430,175

10 · Payroll taxes

total $920,729

11b · Fees: legal

total $250,696

11c · Fees: accounting

total $202,190

11f · Fees: investment management

total $243,842

11g · Fees: other

total $236,005

12 · Advertising and promotion

total $571,100

13 · Office expenses

total $1,460,634

14 · Information technology

total $3,094,811

16 · Occupancy

total $1,155,014

17 · Travel

total $137,283

19 · Conferences, conventions and meetings

total $118,329

20 · Interest

total $12,185,006

21 · Payments to affiliates

total $85,687

22 · Depreciation, depletion and amortization

total $959,004

23 · Insurance

total $191,084

24a · Other expenses: DEBIT/CREDIT CARD EXPEN

total $2,979,209

24b · Other expenses: LOAN SERVICING

total $1,633,597

24c · Other expenses: MAINTENANCE

total $1,016,997

24d · Other expenses: MISCELLANEOUS

total $996,042

24e · All other expenses

total $1,007,064

1 · Cash, non-interest-bearing

beginning of year $5,285,241 · end of year $6,174,684

2 · Savings and temporary cash investments

beginning of year $42,889,605 · end of year $66,162,627

4 · Accounts receivable

beginning of year $4,690,827 · end of year $5,196,217

7 · Other notes and loans receivable

beginning of year $585,051,645 · end of year $655,552,511

9 · Prepaid expenses and deferred charges

beginning of year $1,635,008 · end of year $1,637,590

10a · Land, buildings and equipment: cost or other basis

$35,147,747

10b · Land, buildings and equipment: accumulated depreciation

$7,413,615

10c · Land, buildings and equipment, net

beginning of year $27,346,346 · end of year $27,734,132

11 · Investments: publicly traded securities

beginning of year $151,136,882 · end of year $110,370,658

12 · Investments: other securities

beginning of year $5,074,182 · end of year $5,089,442

14 · Intangible assets

beginning of year $1,269,242 · end of year $956,707

15 · Other assets

beginning of year $23,514,662 · end of year $22,386,573

17 · Accounts payable and accrued expenses

beginning of year $4,434,431 · end of year $4,376,904

23 · Secured mortgages and notes payable

beginning of year $40,000,000 · end of year $20,000,000

25 · Other liabilities

beginning of year $719,830,490 · end of year $785,897,800

29 · Capital stock, trust principal or current funds

beginning of year $0 · end of year $0

30 · Paid-in or capital surplus, or land, building or equipment fund

beginning of year $0 · end of year $0

31 · Retained earnings, endowment or other funds

beginning of year $83,628,719 · end of year $90,986,437