Form 990 for tax year 2025

Totals

Total revenue

$3,007,900

Total expenses

$3,018,681

Contributions and grants received

$2,660,671

Grants paid

$50,858

Program service revenue

$0

Investment income

$5,377

Other revenue

$341,852

Total assets, end of year

$6,165,864

Total liabilities, end of year

$3,001,367

Net assets or fund balances, end of year

$3,164,497

Program services expenses (Part IX)

$2,347,192

Management and general expenses

$645,462

Fundraising expenses

$26,027

Program service expenses (Part III)

$2,347,192

Program services were 77.8% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Mission and programs · 2025

• MODEL CITIES' SERVICE CONTINUUM CREATES PATHWAYS TO MOVE PEOPLE FROM HOMELESSNESS AND POVERTY TO HOUSING STABILITY AND HOMEOWNERSHIP. OUTCOMES FROM 2025 DEMONSTRATE THE FOLLOWING OUTCOMES:PROVIDED SERVICES TO 2,324 INDIVIDUALS ACROSS ALL PROGRAMS.PROVIDED HOMEOWNERSHIP EDUCATION, 1:1 ADVISING, AND FINANCIAL COACHING SERVICES TO 544 INDIVIDUALS, REDUCING HOMEOWNERSHIP GAPS AND CREATING BETTER PATHWAYS TOWARD WEALTH CREATION AND FINANCIAL STABILITY.SERVED 1,598 ADULTS AT OUR SAFE SPACE SHELTERMODEL CITIES SAFE SPACE SHELTER INTRODUCED A 7DAY BEDRESERVATION PILOT THAT REDUCED DAILY ACCESS BARRIERS AND SUPPORTED GUESTS' WORK AND APPOINTMENT SCHEDULES.SECURED FUNDING TO LAUNCH A TRAUMAINFORMED HOMEOWNERSHIP ACCELERATOR PROGRAM THAT WILL EXPAND ACCESS TO FINANCIAL EDUCATION, CREDIT REPAIR, AND HOMEBUYER READINESS SUPPORT FOR BIPOC HOUSEHOLDS.LAUNCHED A NEW AGENCY WEBSITE DESIGNED TO IMPROVE ACCESSIBILITY, ELEVATE TRANSPARENCY, AND BETTER CONNECT COMMUNITY MEMBERS TO PROGRAMS, RESOURCES, AND IMPACT.INCREASED AWARENESS OF MODEL CITIES THROUGH A HOST OF COMMUNITY EVENTS, MEDIA ENGAGEMENT, AND NATIONAL EXPOSURE, WHILE DEEPENING LOCAL PARTNERSHIPS THAT STRENGTHEN OUR MISSION AND IMPACT.OUR CORE OFFERINGS INCLUDE THE FOLLOWING:CORE PROGRAM OFFERINGSMODEL CITIES' CORE PROGRAM OFFERINGS ARE DESIGNED TO SUPPORT HOUSING STABILITY, ECONOMIC MOBILITY, AND LONGTERM SELFSUFFICIENCY FOR INDIVIDUALS AND FAMILIES ACROSS SAINT PAUL. THESE SERVICES ARE DELIVERED THROUGH AN INTEGRATED CONTINUUM OF HOUSING, HOMEOWNERSHIP, FINANCIAL WELLNESS, SHELTER, AND COMMUNITYBASED COMMERCIAL DEVELOPMENT.HOUSING SUPPORT SERVICES (HSS)ADDRESSING HOUSING INSTABILITY REQUIRES A WHOLEPERSON APPROACH THAT RESPONDS TO THE DIVERSE AND INTERCONNECTED NEEDS OF HOUSEHOLDS. IN 2025, MODEL CITIES PROVIDED HOUSING SUPPORT SERVICES THROUGH THE FOLLOWING PROGRAMS:FAMILIES FIRST SUPPORTIVE HOUSING (FFSH):FFSH PROVIDES PERMANENT SUPPORTIVE HOUSING TO FAMILIES EXPERIENCING HOMELESSNESS, WHERE ONE OR MORE HOUSEHOLD MEMBERS HAVE A CHRONIC DISABILITY AND/OR THE HEAD OF HOUSEHOLD IS IN RECOVERY FROM CHEMICAL DEPENDENCY.SANKOFA SUPPORTIVE HOUSING:SANKOFA PROVIDES PERMANENT SUPPORTIVE HOUSING TO YOUNG ADULTS AGES 1725 WHO ARE PREGNANT OR PARENTING A CHILD UNDER THE AGE OF THREE. SERVICES FOCUS ON HOUSING STABILITY, PARENTING SUPPORT, AND LONGTERM ECONOMIC AND PERSONAL DEVELOPMENT.HOMEOWNERSHIP SERVICESMODEL CITIES OFFERS A RANGE OF HOMEOWNERSHIP AND FINANCIAL CAPABILITY SERVICES DESIGNED TO HELP HOUSEHOLDS SUCCESSFULLY NAVIGATE THE PATH TO OWNING A HOME.HOME STRETCH HOMEBUYER EDUCATION:HOME STRETCH IS AN 8HOUR EDUCATIONAL COURSE OFFERED IN BOTH WEEKDAY AND WEEKEND FORMATS TO ACCOMMODATE VARIED SCHEDULES. THE CURRICULUM COVERS TOPICS SUCH AS MORTGAGE SELECTION, PREPARING FOR CLOSING, AVOIDING PREDATORY PRACTICES, AND UNDERSTANDING THE HOMEBUYING PROCESS. INSTRUCTION IS DELIVERED THROUGH INTERACTIVE DISCUSSIONS, MULTIMEDIA RESOURCES, AND PRESENTATIONS FROM VOLUNTEER PROFESSIONALS WITH EXPERTISE IN HOUSING, LENDING, AND REAL ESTATE.PREPURCHASE COUNSELING:PREPURCHASE COUNSELING PROVIDES INDIVIDUALIZED, ONEONONE SUPPORT TO HOUSEHOLDS WORKING TOWARD HOMEOWNERSHIP. HOMEOWNERSHIP ADVISORS ASSESS INCOME, CREDIT, DEBT, AND EMPLOYMENT HISTORY AND COLLABORATE WITH HOUSEHOLDS TO DEVELOP ACTION PLANS TO ADDRESS BARRIERS TO HOMEOWNERSHIP.HOMEOWNERSHIP ACCELERATOR (DEVELOPED 2025; LAUNCH PLANNED MARCH 2026):IN 2025, MODEL CITIES DEVELOPED THE HOMEOWNERSHIP ACCELERATOR, A STRUCTURED, COHORTBASED PROGRAM DESIGNED TO DEEPEN AND ACCELERATE SUPPORT FOR HOUSEHOLDS PREPARING TO PURCHASE A HOME. THE ACCELERATOR BUILDS UPON EXISTING EDUCATION AND COUNSELING SERVICES BY OFFERING MORE INTENSIVE COACHING, GOAL TRACKING, AND COORDINATED FINANCIAL READINESS SUPPORTS. THE PROGRAM IS SCHEDULED TO LAUNCH IN MARCH 2026 AND IS INTENDED TO STRENGTHEN HOMEOWNERSHIP OUTCOMES, PARTICULARLY FOR HOUSEHOLDS HISTORICALLY EXCLUDED FROM HOMEOWNERSHIP OPPORTUNITIES.FISCALLY FIT:FISCALLY FIT PROVIDES FINANCIAL WELLNESS EDUCATION AND COACHING TO SMALL BUSINESS OWNERS, YOUTH, INDIVIDUALS, AND LOWINCOME HOUSEHOLDS. THE PROGRAM FOCUSES ON BUILDING FINANCIAL SKILLS, REDUCING ECONOMIC DISPARITIES, AND PROMOTING LONGTERM FINANCIAL HEALTH AND STABILITY.SHELTER SERVICESIN NOVEMBER 2019, MODEL CITIES BEGAN OPERATING SAFE SPACE, A LOWBARRIER EMERGENCY SHELTER PROVIDING OVERNIGHT SHELTER TO UNSHELTERED ADULTS. EMERGENCY SHELTER SERVICES ARE PROVIDED FOR UP TO 64 INDIVIDUALS NIGHTLY, OPERATING DAILY FROM 10:00 P.M. TO 9:00 A.M. SAFE SPACE SERVES INDIVIDUALS BROUGHT BY LAW ENFORCEMENT AND OTHER AUTHORIZED PARTNERS FROM LOCATIONS SUCH AS LIGHT RAIL PLATFORMS, SKYWAYS, AND OTHER UNAUTHORIZED SPACES. THE PROGRAM'S GOAL IS TO PROVIDE A SAFE, TEMPORARY ALTERNATIVE WHILE INDIVIDUALS PURSUE LONGERTERM HOUSING SOLUTIONS. IN NOVEMBER 2024, MODEL CITIES RELOCATED SAFE SPACE OPERATIONS TO CENTRAL BAPTIST CHURCH IN SAINT PAUL'S MIDWAY AREA.BROWNSTONE SERVICESSINCE OPENING IN 2017, THE BROWNSTONE PROPERTY HAS CONSISTENTLY MAINTAINED HIGH OCCUPANCY FOR ITS 35 UNITS OF AFFORDABLE HOUSING, AVERAGING APPROXIMATELY 97% OCCUPANCY ANNUALLY. RESIDENTS REFLECT A DIVERSE MIX OF HOUSEHOLDS, AND DEMAND FOR UNITS REMAINS STRONG, WITH MULTIPLE APPLICATIONS TYPICALLY RECEIVED FOR EACH VACANCY.IN ADDITION TO RESIDENTIAL HOUSING, MODEL CITIES OPERATES AFFORDABLE COMMERCIAL RETAIL SPACE WITHIN THE BROWNSTONE BUILDING. AS OF 2024, ALL FIVE COMMERCIAL UNITS WERE FULLY LEASED AND OPERATED BY BIPOCOWNED BUSINESSES, SUPPORTING ENTREPRENEURSHIP, ECONOMIC OPPORTUNITY, AND COMMUNITYBASED COMMERCIAL ACTIVITY.

  Expenses $2,347,192 · Grants $50,858

As filed on the 2025 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those.

Grants on this return

No itemized grants to organizations on this return.

Related organizations on this return

Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.

• MODEL CITIES COMMUNITY DEVELOPMENT CORPORATION

  501(C)(3) · COMMUNITY DEVELOPMENT · MN · controlled entity

  Directly controlled by MODEL CITIES OF ST PAUL INC

• MODEL CITIES PROPERTIES

  501(C)(3) · SUPPORTING ORGANIZATION · MN · controlled entity

  Directly controlled by MODEL CITIES OF ST PAUL INC

Taxable family on this return

Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.

Provenance

Return type

form_990

Tax year

2025

Filed

23 June 2026

IRS schema version

2025v4.2

Source object

202611759349301301

Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.

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