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← INSULATORS 45 LOCAL 45 HEALTH CARE PLAN

Form 990 for tax year 2024

Filed by INSULATORS 45 LOCAL 45 HEALTH CARE PLAN.

Totals

Total revenue
$6,065,317
Total expenses
$5,477,937
Contributions and grants received
$0
Grants paid
$0
Program service revenue
$5,388,873
Investment income
$553,305
Other revenue
$123,139
Total assets, end of year
$14,780,684
Total liabilities, end of year
$4,480,343
Net assets or fund balances, end of year
$10,300,341
Program services expenses (Part IX)
$5,120,402
Management and general expenses
$357,535
Fundraising expenses
$0
Program service expenses (Part III)
not reported

Program services were 93.5% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

  • 2a · Program service revenue: EMPLOYER CONTRIBUTIONS

    total $5,374,627 · related or exempt $5,374,627

  • 2b · Program service revenue: SELF PAYMENTS

    total $14,246 · related or exempt $14,246

  • 3 · Investment income

    total $464,902 · excluded $464,902

  • 7a · Gross sales of assets other than inventory

    securities $3,875,740

  • 7b · Less cost or other basis and sales expenses

    securities $3,787,337

  • 7c · Gain or loss

    securities $88,403

  • 7d · Net gain or loss

    total $88,403 · related or exempt $88,403

  • 11a · Other revenue: LITIGATION INCOME

    total $119,593 · related or exempt $119,593

  • 11b · Other revenue: STOP LOSS - DIVIDENDS

    total $3,546 · related or exempt $3,546

  • 11e · Other revenue, total

    $123,139

Functional expenses

Part IX, the statement of functional expenses.

  • 4 · Benefits paid to or for members

    total $5,086,458 · program services $5,086,458

  • 11a · Fees: management

    total $108,755 · management and general $108,755

  • 11b · Fees: legal

    total $133,559 · management and general $133,559

  • 11c · Fees: accounting

    total $27,531 · management and general $27,531

  • 11f · Fees: investment management

    total $33,944 · program services $33,944

  • 11g · Fees: other

    total $55,412 · management and general $55,412

  • 13 · Office expenses

    total $23,347 · management and general $23,347

  • 19 · Conferences, conventions and meetings

    total $2,518 · management and general $2,518

  • 23 · Insurance

    total $5,086 · management and general $5,086

  • 24a · Other expenses: PCORI TAX

    total $1,327 · management and general $1,327

Balance sheet

Part X, book values.

  • 1 · Cash, non-interest-bearing

    beginning of year $1,990,378 · end of year $3,314,753

  • 2 · Savings and temporary cash investments

    beginning of year $2,252,986 · end of year $1,487,835

  • 4 · Accounts receivable

    beginning of year $457,447 · end of year $457,941

  • 9 · Prepaid expenses and deferred charges

    beginning of year $37,396 · end of year $46,770

  • 11 · Investments: publicly traded securities

    beginning of year $9,030,064 · end of year $9,473,385

  • 17 · Accounts payable and accrued expenses

    beginning of year $37,758 · end of year $49,863

  • 25 · Other liabilities

    beginning of year $4,193,312 · end of year $4,430,480

  • 27 · Net assets without donor restrictions

    beginning of year $9,537,201 · end of year $10,300,341

Mission and programs · 2024

Mission

THE INSULATORS LOCAL 45 HEALTH CARE PLAN IS CRAFTED FOR THE PURPOSE OF PROVIDING HEALTH BENEFITS FOR TEH ELIGIBLE MEMEBRS UNDER A COLLECTIVELY BARGAINED AGREEMENT, IN COMPLIANCE WITH THE TAFT-HARTLEY ACT.

  • THE INSULATORS LOCAL 45 HEALTH CARE PLAN IS CRAFTED FOR THE PURPOSE OF PROVIDING HEALTH CARE BENEFITS FOR THE ELIGIBLE MEMBERS UNDER A COLLECTIVELY BARGAINED AGREEMENT, IN COMPLIANCE WITH THE TAFT-HARTLEY ACT.

As filed on the 2024 return.

Listed in Part VII

  • Khris Shively

    CHAIRMAN

    Total calculated
    $175,404
    From this org
    $0
    From related orgs
    $102,883
    Other
    $72,521
    Hours/week
    1 + 47.5 related

    Schedule J breakdown matched by us

    Base
    not reported + $102,883 related
    Bonus
    not reported
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    not reported + $72,521 related
    Filer's total
    not reported + $175,404 related

  • Gregory Frost

    UNION TRUSTE

    Total calculated
    $153,799
    From this org
    $0
    From related orgs
    $87,876
    Other
    $65,923
    Hours/week
    1 + 3 related

    Schedule J breakdown matched by us

    Base
    not reported + $87,876 related
    Bonus
    not reported
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    not reported + $65,923 related
    Filer's total
    not reported + $153,799 related

  • Ryan Webb

    UNION TRUSTE

    Total calculated
    $2,658
    From this org
    $0
    From related orgs
    $1,343
    Other
    $1,315
    Hours/week
    1 + 3 related

  • Robert Bernius

    MANAGEMENT T

    Total calculated
    $0
    Hours/week
    1

  • Mike Luczkowski

    MANAGEMENT T

    Total calculated
    $0
    Hours/week
    1

  • Scott Meredith

    SECRETARY

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

None.

Answered no

  • 4a · Severance or change-of-control payment
  • 4b · Supplemental nonqualified retirement plan
  • 4c · Equity-based compensation arrangement

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Related organizations on this return

Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.

Taxable family on this return

Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.

Related partnerships

Part III: related organizations taxable as a partnership, with the filer's share.

  • SEE ATTACHMENT

Related corporations and trusts

Part IV: related organizations taxable as a corporation or trust.

  • SEE ATTACHMENT

Provenance

Return type
form_990
Tax year
2024
Filed
13 May 2026
IRS schema version
2024v5.0
Source object
202611339349304561

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