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Nonprofiteer
← CUMBERLAND MEDICAL CENTER INC

Form 990 for tax year 2024

Filed by CUMBERLAND MEDICAL CENTER INC.

Totals

Total revenue
$105,201,732
Total expenses
$105,110,944
Contributions and grants received
$21,036
Grants paid
$3,260
Program service revenue
$103,688,542
Investment income
$57,188
Other revenue
$1,434,966
Total assets, end of year
$82,685,752
Total liabilities, end of year
$8,824,796
Net assets or fund balances, end of year
$73,860,956
Program services expenses (Part IX)
$101,843,882
Management and general expenses
$3,267,062
Fundraising expenses
$0
Program service expenses (Part III)
$101,843,882

Program services were 96.9% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

  • 1f · All other contributions, gifts and grants

    $21,036

  • 1g · Noncash contributions included above

    $3,739

  • 2a · Program service revenue: Net Patient Revenue

    total $103,584,445 · related or exempt $103,584,445

  • 2b · Program service revenue: Laboratory

    total $104,097 · unrelated business $104,097

  • 3 · Investment income

    total $15,311 · excluded $15,311

  • 6a · Gross rents

    real property $772,870

  • 6b · Less rental expenses

    real property $479,274

  • 6c · Rental income or loss

    real property $293,596

  • 6d · Net rental income or loss

    total $293,596 · unrelated business $113,128 · excluded $180,468

  • 7a · Gross sales of assets other than inventory

    other assets $41,877

  • 7b · Less cost or other basis and sales expenses

    other assets $0

  • 7c · Gain or loss

    other assets $41,877

  • 7d · Net gain or loss

    total $41,877 · excluded $41,877

  • 11a · Other revenue: Wellness Center

    total $636,595 · excluded $636,595

  • 11b · Other revenue: Cafeteria

    total $421,942 · excluded $421,942

  • 11c · Other revenue: Plant Engineering

    total $56,699 · excluded $56,699

  • 11d · All other revenue

    total $26,134 · excluded $26,134

  • 11e · Other revenue, total

    $1,141,370

Functional expenses

Part IX, the statement of functional expenses.

  • 1 · Grants to domestic organizations and governments

    total $3,260 · program services $3,260

  • 5 · Compensation of officers, directors and key employees

    total $403,256 · management and general $403,256

  • 7 · Other salaries and wages

    total $32,621,772 · program services $31,435,802 · management and general $1,185,970

  • 8 · Pension plan contributions

    total $508,821 · program services $499,514 · management and general $9,307

  • 9 · Other employee benefits

    total $4,949,751 · program services $4,831,309 · management and general $118,442

  • 10 · Payroll taxes

    total $2,367,602 · program services $2,280,005 · management and general $87,597

  • 11a · Fees: management

    total $10,492,696 · program services $10,251,634 · management and general $241,062

  • 11b · Fees: legal

    total $16,691 · management and general $16,691

  • 11g · Fees: other

    total $17,708,244 · program services $17,623,585 · management and general $84,659

  • 12 · Advertising and promotion

    total $21,515 · program services $20,737 · management and general $778

  • 13 · Office expenses

    total $366,544 · program services $251,999 · management and general $114,545

  • 16 · Occupancy

    total $2,834,020 · program services $2,197,312 · management and general $636,708

  • 17 · Travel

    total $47,474 · program services $39,585 · management and general $7,889

  • 19 · Conferences, conventions and meetings

    total $33,196 · program services $4,891 · management and general $28,305

  • 20 · Interest

    total $5,077 · program services $5,077

  • 22 · Depreciation, depletion and amortization

    total $6,349,743 · program services $6,349,743

  • 23 · Insurance

    total $57,568 · program services $57,568

  • 24a · Other expenses: UBI Tax

    total $3,000 · management and general $3,000

  • 24b · Other expenses: Medical Supplies

    total $13,151,450 · program services $13,151,450

  • 24c · Other expenses: Bad Debt

    total $7,516,809 · program services $7,516,809

  • 24d · Other expenses: Minor Equipment

    total $4,101,269 · program services $3,955,636 · management and general $145,633

  • 24e · All other expenses

    total $1,551,186 · program services $1,367,966 · management and general $183,220

Balance sheet

Part X, book values.

  • 1 · Cash, non-interest-bearing

    beginning of year $1,423,422 · end of year -$324,990

  • 4 · Accounts receivable

    beginning of year $10,894,396 · end of year $10,337,536

  • 8 · Inventories for sale or use

    beginning of year $816,992 · end of year $778,282

  • 9 · Prepaid expenses and deferred charges

    beginning of year $432,484 · end of year $500,444

  • 10a · Land, buildings and equipment: cost or other basis

    $182,059,080

  • 10b · Land, buildings and equipment: accumulated depreciation

    $120,938,391

  • 10c · Land, buildings and equipment, net

    beginning of year $63,244,630 · end of year $61,120,689

  • 14 · Intangible assets

    beginning of year $9,542,572 · end of year $9,748,827

  • 15 · Other assets

    beginning of year $805,924 · end of year $524,964

  • 17 · Accounts payable and accrued expenses

    beginning of year $6,170,378 · end of year $6,426,213

  • 25 · Other liabilities

    beginning of year $3,000,717 · end of year $2,398,583

  • 27 · Net assets without donor restrictions

    beginning of year $77,989,325 · end of year $73,860,956

Mission and programs · 2024

Mission

Cumberland Medical Center provides quality healthcare, in alignment with Covenant Health's mission to serve the community by improving the quality of life through better health, regardless of the patient's ability to pay.

Activities or mission (Part I)

Cumberland Medical Center is a 189-bed full service, acute care hospital located in Crossville, TN. It is a member of the Covenant Health system.

  • Cumberland Medical Center ("Cumberland"), an acute-care hospital located on the Cumberland Plateau of Tennessee, has served the Cumberland community since 1950 and joined Covenant Health in 2014.SERVICECumberland offers specialized services not usually found in more rural areas, making health care resources more accessible to local residents. Currently licensed for 189 beds, Cumberland has more than 200 affiliated physicians working with nearly 700 employees and about 55 dedicated volunteers who deliver quality care to patients. Physician specialties include anesthesiology, cardiology, neurology, intensivist/critical care, nephrology, obstetrics, ophthalmology, oncology, orthopedics, pediatrics, radiology, radiation oncology, tele-psychiatry, and urology services.Cumberland served 103,246 patients in 2024. Of these, 98,140 were outpatients and 5,106 were inpatients with an average length-of-stay of 3.77 days.PUTTING PATIENTS FIRSTAdvanced medical and surgical care is provided at Cumberland, including telemetry-monitored beds, intermediate care, and an intensive care unit. Additionally, Cumberland offers an outpatient diagnostics center, same-day surgery unit, cardiac and pulmonary rehab programs, a sleep disorders center, a breast center offering 3D mammography, a cancer center, and hyperbaric and wound care. The hospital also has a 12-bed maternity suite for labor and delivery and offers expectant mothers childbirth and newborn care classes free of charge. Cumberland is designated a Blue Distinction Center+ in Maternity Care by Blue Cross Blue Shield. As a member of Covenant Health, Cumberland is part of the region's only stroke hospital network. The network links Covenant Health's member hospitals in providing access to rapid diagnosis and treatment of stroke. Cumberland holds Advanced Primary Stroke Center certification from The Joint Commission. In 2024, Cumberland received the American Heart Association's Get With The Guidelines - Stroke Silver Plus quality achievement award. The award recognizes the hospital's commitment to ensuring stroke patients receive the most appropriate treatment according to nationally recognized, research-based guidelines that ultimately lead to reduced disability and more lives saved. Cumberland has an in-house cardiac catheterization lab and inpatient dialysis services. A full-service laboratory, medical imaging department, full range of therapy services and cardiopulmonary services department are also available. Cumberland's surgery department includes six main operating rooms, four of which are equipped with high-definition endoscopic video equipment. Cumberland is accredited by The Joint Commission. It has also earned the Commission on Cancer's Accredited Cancer Program designation and is the only Tennessee facility east of Nashville to be accredited in radiation oncology by the American College of Radiology. The hospital has two Breast Centers; both are designated as ACR Breast Imaging Centers of Excellence. IMPROVING THE COMMUNITY'S QUALITY OF LIFE THROUGH BETTER HEALTHEmergency physicians are on duty 24 hours a day, seven days a week, while general and specialty surgeons provide around-the-clock coverage and treatment. A new emergency department was opened in 2016 that has allowed Cumberland to better serve patients with updated equipment and technology, new patient care rooms, and specialty cardiac and trauma rooms.The hospital offers 24/7 interventional cardiology coverage, making it possible to provide emergency cardiac care "close to home" for those on the Cumberland Plateau. Cath lab technology updates valued at $1.2 million were completed in 2024. In 2024, the hospital earned its fourth consecutive 'A' hospital safety grade from The Leapfrog Group. Cumberland Medical Center was also named one of "America's Best-in-State Hospitals for 2025" by Newsweek. Out of 700 hospitals nationwide, CMC was one of 15 hospitals in Tennessee listed.The Tennessee Hospital Association has awarded CMC three Zero Harm Awards, a new initiative recognizing outstanding achievements in patient safety across Tennessee hospitals. The award celebrates hospitals and clinical departments that have reached zero healthcare-associated infections in various areas.

    Expenses $101,843,882 · Grants $3,260 · Revenue $103,584,445

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

  • Mitchell Dickson MD

    Director

    Total calculated
    $0
    Hours/week
    0 + 1 related

  • Stephanie Flood

    Director

    Total calculated
    $964
    From this org
    $0
    From related orgs
    $964
    Other
    $0
    Hours/week
    0 + 1 related

  • James Gibson

    Director

    Total calculated
    $0
    Hours/week
    0 + 1 related

  • Edgar Gray

    Director

    Total calculated
    $844
    From this org
    $0
    From related orgs
    $844
    Other
    $0
    Hours/week
    0 + 1 related

  • Leslye Hartsell

    Director

    Total calculated
    $1,124
    From this org
    $0
    From related orgs
    $1,124
    Other
    $0
    Hours/week
    0 + 1 related

  • Donald Hickman

    Director

    Total calculated
    $675
    From this org
    $0
    From related orgs
    $675
    Other
    $0
    Hours/week
    0 + 1 related

  • Timothy Matthews

    Director

    Total calculated
    $657
    From this org
    $0
    From related orgs
    $657
    Other
    $0
    Hours/week
    0 + 1 related

  • Janice McKinley

    Director

    Total calculated
    $0
    Hours/week
    0 + 1 related

  • Cletus McMahon MD

    Director

    Total calculated
    $0
    Hours/week
    0 + 1 related

  • Dave Miller

    Director

    Total calculated
    $0
    Hours/week
    0 + 1 related

  • Bill Myers

    Director

    Total calculated
    $0
    Hours/week
    0 + 1 related

  • Alvin Nance

    Director

    Total calculated
    $648
    From this org
    $0
    From related orgs
    $648
    Other
    $0
    Hours/week
    0 + 1 related

  • Linda Ogle

    Director

    Total calculated
    $0
    Hours/week
    0 + 1 related

  • King Purnell

    Director/Chair

    Total calculated
    $935
    From this org
    $0
    From related orgs
    $935
    Other
    $0
    Hours/week
    0 + 1 related

  • Jorge Sanabria

    Director

    Total calculated
    $807
    From this org
    $0
    From related orgs
    $807
    Other
    $0
    Hours/week
    0 + 1 related

  • William Seale

    Director

    Total calculated
    $1,060
    From this org
    $0
    From related orgs
    $1,060
    Other
    $0
    Hours/week
    0 + 1 related

  • Cosby Stone

    Director

    Total calculated
    $1,113
    From this org
    $0
    From related orgs
    $1,113
    Other
    $0
    Hours/week
    0 + 1 related

  • Joe Sutter

    Director

    Total calculated
    $881
    From this org
    $0
    From related orgs
    $881
    Other
    $0
    Hours/week
    0 + 1 related

  • James Tramontana MD

    Director

    Total calculated
    $1,086
    From this org
    $0
    From related orgs
    $1,086
    Other
    $0
    Hours/week
    0 + 1 related

  • James D VanderSteeg

    President & CEO

    Total calculated
    $3,242,830
    From this org
    $0
    From related orgs
    $2,880,556
    Other
    $362,274
    Hours/week
    0 + 50 related

    Schedule J breakdown matched by us

    Base
    $0 + $1,578,849 related
    Bonus
    $0 + $1,078,259 related
    Other
    $0 + $223,448 related
    Deferred
    $0 + $335,103 related
    Nontaxable benefits
    $0 + $27,171 related
    Filer's total
    $0 + $3,242,830 related

  • Joseph C Dolan

    EVP/CFO

    Total calculated
    $967,301
    From this org
    $0
    From related orgs
    $861,693
    Other
    $105,608
    Hours/week
    0 + 50 related

    Schedule J breakdown matched by us

    Base
    $0 + $697,828 related
    Bonus
    $0 + $138,667 related
    Other
    $0 + $25,198 related
    Deferred
    $0 + $72,802 related
    Nontaxable benefits
    $0 + $32,806 related
    Filer's total
    $0 + $967,301 related

  • Randall K Davis

    President & CAO

    Total calculated
    $433,895
    From this org
    $0
    From related orgs
    $388,357
    Other
    $45,538
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $0 + $296,277 related
    Bonus
    $0 + $50,000 related
    Other
    $0 + $42,080 related
    Deferred
    $0 + $13,200 related
    Nontaxable benefits
    $0 + $32,338 related
    Filer's total
    $0 + $433,895 related

  • April A VonAchen

    VP - Financial Services

    Total calculated
    $209,290
    From this org
    $169,527
    From related orgs
    $0
    Other
    $39,763
    Hours/week
    30 + 20 related

    Schedule J breakdown matched by us

    Base
    $142,665
    Bonus
    $15,000
    Other
    $11,862
    Deferred
    $4,984
    Nontaxable benefits
    $34,779
    Filer's total
    $209,290

  • Shana N Wyatt

    Chief Nursing Officer

    Total calculated
    $193,966
    From this org
    $157,889
    From related orgs
    $0
    Other
    $36,077
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $128,480
    Bonus
    $15,000
    Other
    $14,409
    Deferred
    $4,786
    Nontaxable benefits
    $31,291
    Filer's total
    $193,966

  • Thomas A Allingham MD

    Physician/Chief of Staff

    Total calculated
    $510,488
    From this org
    $499,285
    From related orgs
    $0
    Other
    $11,203
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $470,705
    Bonus
    $0
    Other
    $28,580
    Deferred
    $9,900
    Nontaxable benefits
    $1,303
    Filer's total
    $510,488

  • Ivan L Cordrey

    Senior Medical Physicist

    Total calculated
    $227,764
    From this org
    $202,188
    From related orgs
    $0
    Other
    $25,576
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $201,386
    Bonus
    $0
    Other
    $802
    Deferred
    $6,167
    Nontaxable benefits
    $19,409
    Filer's total
    $227,764

  • Jason L Chaston

    Clinical Nurse III

    Total calculated
    $230,257
    From this org
    $194,517
    From related orgs
    $0
    Other
    $35,740
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $191,033
    Bonus
    $0
    Other
    $3,484
    Deferred
    $5,018
    Nontaxable benefits
    $30,722
    Filer's total
    $230,257

  • Jacqueline D Payne

    Shift Leader Clinical Nurse

    Total calculated
    $159,623
    From this org
    $155,559
    From related orgs
    $0
    Other
    $4,064
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $152,211
    Bonus
    $0
    Other
    $3,348
    Deferred
    $3,904
    Nontaxable benefits
    $160
    Filer's total
    $159,623

  • Bonnie J Mathis

    Administrative Supervisor

    Total calculated
    $160,123
    From this org
    $134,529
    From related orgs
    $0
    Other
    $25,594
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $134,420
    Bonus
    $0
    Other
    $109
    Deferred
    $4,122
    Nontaxable benefits
    $21,472
    Filer's total
    $160,123

  • Stephen L Mahan

    Senior Medical Physicist

    Total calculated
    $251,878
    From this org
    $0
    From related orgs
    $211,997
    Other
    $39,881
    Hours/week
    0 + 50 related

    Schedule J breakdown matched by us

    Base
    $0 + $211,140 related
    Bonus
    $0
    Other
    $0 + $857 related
    Deferred
    $0 + $5,520 related
    Nontaxable benefits
    $0 + $34,361 related
    Filer's total
    $0 + $251,878 related

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 1a · Tax indemnification and gross-up payments
  • 1b · Written policy on the line-1a expenses
  • 2 · Substantiation required before reimbursing expenses
  • 4b · Supplemental nonqualified retirement plan

Answered no

  • 4a · Severance or change-of-control payment
  • 4c · Equity-based compensation arrangement
  • 5a · Pay contingent on this organization's revenues
  • 5b · Pay contingent on a related organization's revenues
  • 6a · Pay contingent on this organization's net earnings
  • 6b · Pay contingent on a related organization's net earnings
  • 7 · Other non-fixed payments
  • 8 · Paid under the initial-contract exception

The filer's explanations (Part III)

Part I, Line 1a
Tax gross-up payments related to deferred compensation are provided to certain executives and managers. Amounts are included in taxable compensation.
Part I, Line 3
Covenant Health, the parent company of Cumberland Medical Center, used the following methods in establishing the compensation of President/CEO, James D. VanderSteeg: compensation committee, independent compensation consultant, written employment contract, compensation survey or study, and approval by the board or compensation committee. Additional detail is provided in response to Form 990, Part VI, Section B, Lines 15a and 15b within Schedule O.
Part I, Line 4b
Covenant Health maintains a nonqualified deferred compensation ("NQDC") plan intended to support retention of President and CEO, James D. VanderSteeg, and EVP and CFO, Joseph C. Dolan. Employer contributions of $321,903 for James D. VanderSteeg and $72,802 for Joseph C. Dolan are reported as deferred compensation on Schedule J, Part II, Column C. Contributions along with 2024 earnings of $114,551 for James D. VanderSteeg and $4,468 for Joseph C. Dolan are subject to a substantial risk of forfeiture. Amounts are combined with other compensation and considered for reasonableness. Compensation procedures are discussed in detail in Schedule O (Form 990, Part VI, Section B, Line 15a). Please note that the amounts included in Part II, Column C as contributions to the NQDC plan for James D. VanderSteeg and other executive leaders are deferred but NOT received during the filing year. We report compensation in both the year earned and the year paid, as required by IRS guidelines; however, wages appear overstated due to dual reporting of compensation earned in one year and distributed in a subsequent year.

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Related organizations on this return

Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.

Taxable family on this return

Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.

Disregarded entities

Part I: entities that legally are the filer and file no return of their own.

Related partnerships

Part III: related organizations taxable as a partnership, with the filer's share.

Related corporations and trusts

Part IV: related organizations taxable as a corporation or trust.

Provenance

Return type
form_990
Tax year
2024
Filed
12 November 2025
IRS schema version
2024v5.2
Source object
202523169349301612

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