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Nonprofiteer
← ONPOINT COMMUNITY CREDIT UNION

Form 990 for tax year 2023

Filed by ONPOINT COMMUNITY CREDIT UNION.

Totals

Total revenue
$440,500,839
Total expenses
$325,109,622
Contributions and grants received
$0
Grants paid
$12,836,320
Program services expenses (Part IX)
not reported
Management and general expenses
not reported
Fundraising expenses
not reported
Program service expenses (Part III)
not reported

Listed in Part VII

  • K DURHAM

    BOARD CHAIR

    Total calculated
    $71,560
    From this org
    $71,560
    From related orgs
    $0
    Other
    $0
    Hours/week
    13

  • K THOMAJAN

    BOARD VICE CHAIR

    Total calculated
    $60,697
    From this org
    $60,697
    From related orgs
    $0
    Other
    $0
    Hours/week
    6.5

  • D NAKATA

    BOARD SECRETARY

    Total calculated
    $57,500
    From this org
    $57,500
    From related orgs
    $0
    Other
    $0
    Hours/week
    6.5

  • M MROCZEK

    DIRECTOR

    Total calculated
    $57,246
    From this org
    $57,246
    From related orgs
    $0
    Other
    $0
    Hours/week
    6.5

  • M DAMM

    DIRECTOR

    Total calculated
    $57,145
    From this org
    $57,145
    From related orgs
    $0
    Other
    $0
    Hours/week
    6.5

  • A SLAGLE

    DIRECTOR

    Total calculated
    $55,000
    From this org
    $55,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    6.5

  • F TRIPP

    DIRECTOR

    Total calculated
    $52,500
    From this org
    $52,500
    From related orgs
    $0
    Other
    $0
    Hours/week
    6.5

  • M WILLER

    DIRECTOR

    Total calculated
    $43,450
    From this org
    $43,450
    From related orgs
    $0
    Other
    $0
    Hours/week
    6.5

  • G CHANDLER

    DIRECTOR

    Total calculated
    $32,790
    From this org
    $32,790
    From related orgs
    $0
    Other
    $0
    Hours/week
    6.5

  • L JOHNSON

    DIRECTOR

    Total calculated
    $31,500
    From this org
    $31,500
    From related orgs
    $0
    Other
    $0
    Hours/week
    6.5

  • R STUART

    PRESIDENT/CEO

    Total calculated
    $3,334,289
    From this org
    $3,055,129
    From related orgs
    $0
    Other
    $279,160
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $915,000
    Bonus
    $528,358
    Other
    $1,611,771
    Deferred
    $261,750
    Nontaxable benefits
    $17,410
    Filer's total
    $3,334,289

  • J HUNT

    SVP/CHIEF FINANCIAL OFFICER

    Total calculated
    $1,690,232
    From this org
    $1,529,360
    From related orgs
    $0
    Other
    $160,872
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $466,764
    Bonus
    $254,569
    Other
    $808,027
    Deferred
    $147,375
    Nontaxable benefits
    $13,497
    Filer's total
    $1,690,232

  • S LEUGERS

    SVP/CHIEF LENDING OFFICER

    Total calculated
    $1,056,771
    From this org
    $914,902
    From related orgs
    $0
    Other
    $141,869
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $350,711
    Bonus
    $231,248
    Other
    $332,943
    Deferred
    $118,938
    Nontaxable benefits
    $22,931
    Filer's total
    $1,056,771

  • T MCVAY

    SVP/CHIEF RETAIL OFFICER

    Total calculated
    $1,606,947
    From this org
    $1,443,828
    From related orgs
    $0
    Other
    $163,119
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $437,432
    Bonus
    $239,829
    Other
    $766,567
    Deferred
    $140,188
    Nontaxable benefits
    $22,931
    Filer's total
    $1,606,947

  • J ARMSTRONG

    SVP/CHIEF INFORMATION OFFICER

    Total calculated
    $1,517,463
    From this org
    $1,369,240
    From related orgs
    $0
    Other
    $148,223
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $399,173
    Bonus
    $295,602
    Other
    $674,465
    Deferred
    $130,813
    Nontaxable benefits
    $17,410
    Filer's total
    $1,517,463

  • T CLEVENGER

    SVP/CHIEF MARKETING OFFICER

    Total calculated
    $695,706
    From this org
    $559,358
    From related orgs
    $0
    Other
    $136,348
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $350,711
    Bonus
    $196,248
    Other
    $12,399
    Deferred
    $118,938
    Nontaxable benefits
    $17,410
    Filer's total
    $695,706

  • W OLIVER

    SVP/CHIEF LEGAL OFFICER

    Total calculated
    $666,783
    From this org
    $540,357
    From related orgs
    $0
    Other
    $126,426
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $340,202
    Bonus
    $196,248
    Other
    $3,907
    Deferred
    $115,875
    Nontaxable benefits
    $10,551
    Filer's total
    $666,783

  • C ANDERSON

    SVP/CHIEF RISK OFFICER

    Total calculated
    $592,945
    From this org
    $477,132
    From related orgs
    $0
    Other
    $115,813
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $320,925
    Bonus
    $154,183
    Other
    $2,024
    Deferred
    $105,262
    Nontaxable benefits
    $10,551
    Filer's total
    $592,945

  • P GROMAN

    SVP/CHIEF PEOPLE OFFICER

    Total calculated
    $517,453
    From this org
    $416,281
    From related orgs
    $0
    Other
    $101,172
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $295,240
    Bonus
    $120,000
    Other
    $1,041
    Deferred
    $91,500
    Nontaxable benefits
    $9,672
    Filer's total
    $517,453

  • A EMERSON

    VP/ONPOINT MORTGAGE

    Total calculated
    $571,185
    From this org
    $457,110
    From related orgs
    $0
    Other
    $114,075
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $137,500
    Bonus
    $316,036
    Other
    $3,574
    Deferred
    $96,299
    Nontaxable benefits
    $17,776
    Filer's total
    $571,185

  • M LINDAY-LIPKINS

    VP/ONPOINT INVESTMENT SERV

    Total calculated
    $467,007
    From this org
    $423,456
    From related orgs
    $0
    Other
    $43,551
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $150,362
    Bonus
    $272,034
    Other
    $1,060
    Deferred
    $33,000
    Nontaxable benefits
    $10,551
    Filer's total
    $467,007

  • D BARTOSZ

    FINANCIAL ADVISOR

    Total calculated
    $462,095
    From this org
    $406,164
    From related orgs
    $0
    Other
    $55,931
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $0
    Bonus
    $404,850
    Other
    $1,314
    Deferred
    $33,000
    Nontaxable benefits
    $22,931
    Filer's total
    $462,095

  • N BERNING

    FINANCIAL ADVISOR

    Total calculated
    $448,836
    From this org
    $405,285
    From related orgs
    $0
    Other
    $43,551
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $0
    Bonus
    $404,061
    Other
    $1,224
    Deferred
    $33,000
    Nontaxable benefits
    $10,551
    Filer's total
    $448,836

  • M CASIANO

    MORTGAGE LOAN OFFICER

    Total calculated
    $402,495
    From this org
    $355,998
    From related orgs
    $0
    Other
    $46,497
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $0
    Bonus
    $351,979
    Other
    $4,019
    Deferred
    $33,000
    Nontaxable benefits
    $13,497
    Filer's total
    $402,495

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 1a · First-class or charter travel
  • 1a · Travel for companions
  • 1a · Health or social club dues or initiation fees
  • 1a · Personal services (maid, chauffeur, chef)
  • 1b · Written policy on the line-1a expenses
  • 2 · Substantiation required before reimbursing expenses
  • 3 · Compensation committee
  • 3 · Independent compensation consultant
  • 3 · Compensation survey or study
  • 3 · Approval by the board or compensation committee
  • 4b · Supplemental nonqualified retirement plan

Answered no

  • 4a · Severance or change-of-control payment
  • 4c · Equity-based compensation arrangement

The filer's explanations (Part III)

PART I, LINE 1A
* FIRST-CLASS TRAVEL - PRESIDENT/CEO & ALL DIRECTORS (10 PEOPLE); NOT TAXABLE TO INDIVIDUALS AS SUCH TRAVEL IS REASONABLE AND CUSTOMARY WITHIN THE INDUSTRY FOR HIGH-LEVEL EXECUTIVES. THE BOARD HAS APPROVED SUCH TRAVEL IN LIMITED CIRCUMSTANCES AND SUBSTANTIATION OF ALL EXPENSES IS REQUIRED. * TRAVEL FOR COMPANIONS - ALL DIRECTORS (9 PEOPLE); TAXABLE TO INDIVIDUALS * HEALTH OR SOCIAL CLUB DUES - PRESIDENT/CEO; TAXABLE TO INDIVIDUALS * PERSONAL SERVICES - PRESIDENT/CEO AND SENIOR EXECUTIVES (10 PEOPLE); TAXABLE TO INDIVIDUALS
PART I, LINE 4B
THE FOLLOWING INDIVIDUALS RECEIVED PAYMENTS FROM A 457(F) PLAN, AMOUNTS THAT WERE REPORTED AS DEFERRED ON THE PRIOR YEAR FORMS 990 ARE INCLUDED IN PART II, COLUMN (F). R. STUART - $1,547,566 J. HUNT - $772,696 S. LEUGERS - $316,077 T. MCVAY - $733,105 J. ARMSTRONG - $649,322
PART I:
THE BOARD OF DIRECTORS CONTROLS ALL COMPENSATION OR BENEFIT CHANGES THAT WOULD AFFECT THE PRESIDENT/CEO. ALL CHANGES TO THE PRESIDENT/CEO'S COMPENSATION AND BENEFITS ARE GOVERNED BY AN EMPLOYMENT CONTRACT AND ANY AMENDMENTS TO THE CONTRACT. THE COMPENSATION COMMITTEE REVIEWS THE PRESIDENT/CEO'S COMPENSATION PACKAGE EACH YEAR. THE SALARY SCHEDULE AND BENEFITS PROGRAM FOR THE PRESIDENT/CEO IS TIED TO GEOGRAPHIC STUDIES OF SALARIES AND BENEFITS PERFORMED BY PROFESSIONAL ORGANIZATIONS WITH EXPERTISE IN THE AREA OF COMPENSATION. THESE INCLUDED THE PEARL MEYER 2023 TOP CEO TOTAL COMPENSATION SURVEY REPORT, THE 2023 TOWERS WATSON EXECUTIVE COMPENSATION PAY ASSESSMENT AND A 2022 CEO COMPENSATION STUDY PROVIDED BY MERCER.

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

The 10 largest by cash amount. The API serves every itemized grant.

Provenance

Return type
form_990
Tax year
2023
Filed
4 April 2024
IRS schema version
2023v5.0
Source object
202430959349300708

Check it against the return as filed: the GivingTuesday Data Lake hosts a public copy of the original XML.

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