Form 990 for tax year 2023
Filed by GOWEST CREDIT UNION ASSOCIATION.
Totals
- Total revenue
- $14,757,280
- Total expenses
- $12,582,939
- Contributions and grants received
- $607,964
- Grants paid
- $0
- Program service revenue
- $12,590,702
- Investment income
- $469,717
- Other revenue
- $1,088,897
- Total assets, end of year
- $39,651,410
- Total liabilities, end of year
- $13,922,589
- Net assets or fund balances, end of year
- $25,728,821
- Program services expenses (Part IX)
- $11,069,686
- Management and general expenses
- $1,513,252
- Fundraising expenses
- $0
- Program service expenses (Part III)
- $11,069,686
Program services were 88.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
Line items
Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.
Revenue
Part VIII, the statement of revenue.
-
1f · All other contributions, gifts and grants
$607,964
-
2a · Program service revenue: MEMBER DUES
total $9,643,505 · related or exempt $9,643,505
-
2b · Program service revenue: CONFERENCES AND EDUCATION
total $2,917,030 · related or exempt $2,917,030
-
2c · Program service revenue: ASSOCIATE MEMBER DUES
total $30,167 · related or exempt $30,167
-
3 · Investment income
total $795,861 · excluded $795,861
-
7a · Gross sales of assets other than inventory
other assets $14,433
-
7b · Less cost or other basis and sales expenses
securities $340,577 · other assets $0
-
7c · Gain or loss
securities -$340,577 · other assets $14,433
-
7d · Net gain or loss
total -$326,144 · related or exempt -$326,144
-
11a · Other revenue: EARNINGS OF SUBSIDIARY
total $948,947 · related or exempt $948,947
-
11b · Other revenue: OTHER REVENUE
total $139,950 · related or exempt $139,950
-
11e · Other revenue, total
$1,088,897
Functional expenses
Part IX, the statement of functional expenses.
-
5 · Compensation of officers, directors and key employees
total $1,560,601 · program services $1,326,511 · management and general $234,090
-
7 · Other salaries and wages
total $3,968,545 · program services $3,373,263 · management and general $595,282
-
8 · Pension plan contributions
total $1,329,683 · program services $1,130,231 · management and general $199,452
-
9 · Other employee benefits
total $524,059 · program services $445,450 · management and general $78,609
-
10 · Payroll taxes
total $414,223 · program services $352,090 · management and general $62,133
-
11a · Fees: management
total $38,211 · program services $32,479 · management and general $5,732
-
11b · Fees: legal
total $89,963 · program services $76,469 · management and general $13,494
-
11c · Fees: accounting
total $40,141 · program services $34,120 · management and general $6,021
-
11g · Fees: other
total $844,019 · program services $717,416 · management and general $126,603
-
12 · Advertising and promotion
total $17,986 · program services $15,404 · management and general $2,582
-
13 · Office expenses
total $143,825 · program services $122,251 · management and general $21,574
-
16 · Occupancy
total $327,085 · program services $278,022 · management and general $49,063
-
17 · Travel
total $242,106 · program services $205,790 · management and general $36,316
-
19 · Conferences, conventions and meetings
total $2,494,563 · program services $2,494,563
-
22 · Depreciation, depletion and amortization
total $6,244 · program services $5,307 · management and general $937
-
23 · Insurance
total $38,980 · program services $33,133 · management and general $5,847
-
24a · Other expenses: DUES & SUBSCRIPTIONS
total $190,676 · program services $162,075 · management and general $28,601
-
24b · Other expenses: COMMUNICATION EXPENSE
total $130,555 · program services $110,972 · management and general $19,583
-
24c · Other expenses: BUSINESS TAXES
total $117,142 · program services $99,571 · management and general $17,571
-
24d · Other expenses: OTHER EXPENSES
total $64,332 · program services $54,570 · management and general $9,762
Balance sheet
Part X, book values.
-
1 · Cash, non-interest-bearing
beginning of year $307,120 · end of year $234,800
-
2 · Savings and temporary cash investments
beginning of year $5,288,584 · end of year $6,809,122
-
4 · Accounts receivable
beginning of year $627,430 · end of year $705,177
-
9 · Prepaid expenses and deferred charges
beginning of year $168,302 · end of year $250,652
-
10a · Land, buildings and equipment: cost or other basis
$483,368
-
10b · Land, buildings and equipment: accumulated depreciation
$297,378
-
10c · Land, buildings and equipment, net
beginning of year $83,663 · end of year $185,990
-
11 · Investments: publicly traded securities
beginning of year $3,374,071 · end of year $3,719,078
-
12 · Investments: other securities
beginning of year $12,547,733 · end of year $13,948,955
-
13 · Investments: program-related
beginning of year $376,114 · end of year $376,114
-
15 · Other assets
beginning of year $12,150,811 · end of year $13,421,522
-
17 · Accounts payable and accrued expenses
beginning of year $3,041,243 · end of year $2,971,387
-
19 · Deferred revenue
beginning of year $3,013,586 · end of year $3,673,833
-
25 · Other liabilities
beginning of year $6,568,675 · end of year $7,277,369
-
27 · Net assets without donor restrictions
beginning of year $19,878,316 · end of year $22,877,351
-
28 · Net assets with donor restrictions
beginning of year $2,422,008 · end of year $2,851,470
Mission and programs · 2023
Mission
PROVIDE PRODUCTS AND SERVICES TO ARIZONA, COLORADO, IDAHO, OREGON, WASHINGTON AND WYOMING CREDIT UNIONS THAT ENABLE CREDIT UNIONS TO BETTER SERVE THEIR MEMBERS.
Activities or mission (Part I)
WORK WITH STATE AND FEDERAL POLICYMAKERS AS WELL AS COALITIONS AND CONSUMER GROUPS TO KEEP CREDIT UNION POWERS STRONG.
-
PROVIDED INFORMATION SERVICES, EDUCATION PROGRAMS, AND COORDINATED LEGISLATIVE AND REGULATORY ADVOCACY ACTIVITIES FOR AND ON BEHALF OF ARIZONA, COLORADO, IDAHO, ORGEON, WASHINGTON, AND WYOMING CREDIT UNIONS.
Expenses $11,069,686
As filed on the 2023 return.
Listed in Part VII
-
Jeff AdamsJEFF ADAMS
DIRECTOR
- Total calculated
- $0
- Hours/week
- 3
-
Stacie Wyss-SchoenbornSTACIE WYSS-SCHOENBORN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Dan ThurmanDAN THURMAN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Jennifer KutcherJENNIFER KUTCHER
VICE CHAIR
- Total calculated
- $0
- Hours/week
- 1
-
Jay CurtisJAY CURTIS
SECRETARY
- Total calculated
- $0
- Hours/week
- 2
-
Todd MarksberryTODD MARKSBERRY
CHAIR
- Total calculated
- $0
- Hours/week
- 2
-
Todd EricksonTODD ERICKSON
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Ray LancasterRAY LANCASTER
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Greg MillsGREG MILLS
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Carol RobyCAROL ROBY
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Stephanie ProppsSTEPHANIE PROPPS
EXECUTIVE COMMITTEE
- Total calculated
- $0
- Hours/week
- 1
-
Don ClarkDON CLARK
TREASURER
- Total calculated
- $0
- Hours/week
- 1
-
John UchidaJOHN UCHIDA
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Jim YatesJIM YATES
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Jennifer WagnerJENNIFER WAGNER
EVP/CHIEF ADVOCACY OFFICER
- Total calculated
- $431,411
- From this org
- $392,412
- From related orgs
- $0
- Other
- $38,999
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $250,961
- Bonus
- $51,351
- Other
- $90,100
- Deferred
- $38,999
- Nontaxable benefits
- $0
- Filer's total
- $431,411
-
Troy StangTROY STANG
PRESIDENT/CEO
- Total calculated
- $1,881,770
- From this org
- $1,838,212
- From related orgs
- $0
- Other
- $43,558
- Hours/week
- 26 + 14 related
Schedule J breakdown matched by us
- Base
- $935,885
- Bonus
- $564,775
- Other
- $337,552
- Deferred
- $41,579
- Nontaxable benefits
- $1,979
- Filer's total
- $1,881,770
-
Jennifer HuggardJENNIFER HUGGARD
CHIEF ADMINISTRATIVE OFFIC
- Total calculated
- $338,787
- From this org
- $307,386
- From related orgs
- $0
- Other
- $31,401
- Hours/week
- 30 + 10 related
Schedule J breakdown matched by us
- Base
- $207,212
- Bonus
- $44,645
- Other
- $55,529
- Deferred
- $30,366
- Nontaxable benefits
- $1,035
- Filer's total
- $338,787
-
Cameron SmithCAMERON SMITH
CHIEF GROWTH OFFICER
- Total calculated
- $283,327
- From this org
- $231,671
- From related orgs
- $0
- Other
- $51,656
- Hours/week
- 1 + 40 related
Schedule J breakdown matched by us
- Base
- $188,462
- Bonus
- $43,209
- Other
- $0
- Deferred
- $39,255
- Nontaxable benefits
- $12,401
- Filer's total
- $283,327
-
Sharee AdkinsSHAREE ADKINS
CHIEF IMPACT OFFICER AND E
- Total calculated
- $248,664
- From this org
- $222,794
- From related orgs
- $0
- Other
- $25,870
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $182,358
- Bonus
- $40,089
- Other
- $347
- Deferred
- $25,797
- Nontaxable benefits
- $73
- Filer's total
- $248,664
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.
Schedule J
Answered yes
- 1a · First-class or charter travel
- 1a · Travel for companions
- 1a · Discretionary spending account
- 1b · Written policy on the line-1a expenses
- 2 · Substantiation required before reimbursing expenses
- 3 · Compensation committee
- 3 · Independent compensation consultant
- 3 · Form 990 of other organizations
- 3 · Written employment contract
- 3 · Compensation survey or study
- 3 · Approval by the board or compensation committee
- 4b · Supplemental nonqualified retirement plan
Answered no
- 4a · Severance or change-of-control payment
- 4c · Equity-based compensation arrangement
The filer's explanations (Part III)
- PART I, LINE 4B
- OFFICERS PARTICIPATE IN A 457(F) PLAN.
Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.
Grants on this return
No itemized grants to organizations on this return.
Related organizations on this return
Schedule R Part II: tax-exempt organizations related to the filer by control. It does not record shared board members or money.
-
CREDIT UNION LEGISLATIVE ACTION
527 · LOBBYING · OR · controlled entity
Directly controlled by GWCUA
-
CREDIT UNION LEGISLATIVE ACTION
527 · LOBBYING · WA · controlled entity
Directly controlled by GWCUA
-
IDAHO CREDIT UNION LEGISLATIVE ACTION COMMITTEE
527 · LOBBYING · ID · controlled entity
Directly controlled by GWCUA
-
ARIZONA CREDIT UNION POLITICAL ACTION COMMITTEE
527 · LOBBYING · AZ · controlled entity
Directly controlled by GWCUA
-
COLORADO CREDIT UNION POLITICAL ACTION COMMITTEE
527 · LOBBYING · CO · controlled entity
Directly controlled by GWCUA
-
WYOMING CREDIT UNION POLITICAL ACTION COMMITTEE
527 · LOBBYING · WY · controlled entity
Directly controlled by GWCUA
Taxable family on this return
Schedule R Parts I, III and IV, as filed. These record ownership and control, not shared board members or money moved.
Related corporations and trusts
Part IV: related organizations taxable as a corporation or trust.
-
GOWEST SOLUTIONS INC
C · SUPPORT · WA · 100% owned · share of income $948,946 · share of assets $13,100,944 · controlled entity
Directly controlled by GWCUA
Provenance
- Return type
- form_990
- Tax year
- 2023
- Filed
- 14 November 2024
- IRS schema version
- 2023v5.1
- Source object
- 202443209349302139
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