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Nonprofiteer
← RIVER CROSSING YOUNG MENS CHRISTIAN ASSOCIATION

Form 990 for tax year 2025

Filed by RIVER CROSSING YOUNG MENS CHRISTIAN ASSOCIATION.

Totals

Total revenue
$60,537,316
Total expenses
$56,549,690
Contributions and grants received
$14,886,056
Grants paid
$1,526,606
Program service revenue
$45,045,090
Investment income
$717,919
Other revenue
-$111,749
Total assets, end of year
$122,086,819
Total liabilities, end of year
$29,883,208
Net assets or fund balances, end of year
$92,203,611
Program services expenses (Part IX)
$50,999,772
Management and general expenses
$3,747,580
Fundraising expenses
$1,802,338
Program service expenses (Part III)
$50,999,772

Program services were 90.2% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

Line items

Every line the filer filed in Parts VIII, IX and X, as filed and in filed order. Blank columns are left out, and the lines are not forced to add up to the totals above.

Revenue

Part VIII, the statement of revenue.

  • 1a · Federated campaigns

    $1,554

  • 1c · Fundraising events

    $499,416

  • 1e · Government grants (contributions)

    $4,996,159

  • 1f · All other contributions, gifts and grants

    $9,388,927

  • 1g · Noncash contributions included above

    $1,023,640

  • 2a · Program service revenue: PROGRAM FEES

    total $28,565,263 · related or exempt $28,565,263

  • 2b · Program service revenue: MEMBERSHIP FEES

    total $16,355,151 · related or exempt $16,355,151

  • 2c · Program service revenue: MANAGEMENT FEES

    total $124,676 · related or exempt $124,676

  • 3 · Investment income

    total $499,840 · excluded $499,840

  • 6a · Gross rents

    real property $71,190

  • 6b · Less rental expenses

    real property $0

  • 6c · Rental income or loss

    real property $71,190

  • 6d · Net rental income or loss

    total $71,190 · related or exempt $71,190

  • 7a · Gross sales of assets other than inventory

    securities $1,465,347 · other assets $43,741

  • 7b · Less cost or other basis and sales expenses

    securities $1,237,979 · other assets $53,030

  • 7c · Gain or loss

    securities $227,368 · other assets -$9,289

  • 7d · Net gain or loss

    total $218,079 · excluded $218,079

  • 8a · Fundraising events: gross income

    $99,865

  • 8a · Fundraising events: contributions included on line 1c

    $499,416

  • 8b · Fundraising events: direct expenses

    $290,419

  • 8c · Net income from fundraising events

    total -$190,554 · excluded -$190,554

  • 11a · Other revenue: MISCELLANOUS REVENUE

    total $7,615 · related or exempt $7,615

  • 11e · Other revenue, total

    $7,615

Functional expenses

Part IX, the statement of functional expenses.

  • 2 · Grants to domestic individuals

    total $1,526,606 · program services $1,526,606

  • 5 · Compensation of officers, directors and key employees

    total $1,804,764 · program services $748,035 · management and general $583,971 · fundraising $472,758

  • 7 · Other salaries and wages

    total $25,936,002 · program services $24,599,306 · management and general $1,079,095 · fundraising $257,601

  • 8 · Pension plan contributions

    total $1,611,457 · program services $1,531,949 · management and general $66,222 · fundraising $13,286

  • 9 · Other employee benefits

    total $1,636,532 · program services $1,411,544 · management and general $209,777 · fundraising $15,211

  • 10 · Payroll taxes

    total $2,179,605 · program services $1,827,944 · management and general $317,250 · fundraising $34,411

  • 11b · Fees: legal

    total $101,108 · management and general $101,108

  • 11c · Fees: accounting

    total $49,834 · program services $10,628 · management and general $39,206

  • 11f · Fees: investment management

    total $35,475 · management and general $35,475

  • 11g · Fees: other

    total $1,621,561 · program services $742,602 · management and general $187,951 · fundraising $691,008

  • 12 · Advertising and promotion

    total $472,453 · program services $349,771 · fundraising $122,682

  • 13 · Office expenses

    total $592,430 · program services $449,544 · management and general $130,723 · fundraising $12,163

  • 14 · Information technology

    total $1,267,731 · program services $712,428 · management and general $519,630 · fundraising $35,673

  • 16 · Occupancy

    total $6,818,176 · program services $6,716,776 · management and general $101,400

  • 17 · Travel

    total $334,085 · program services $289,949 · management and general $34,230 · fundraising $9,906

  • 19 · Conferences, conventions and meetings

    total $135,790 · program services $105,602 · management and general $18,603 · fundraising $11,585

  • 20 · Interest

    total $981,488 · program services $981,488

  • 22 · Depreciation, depletion and amortization

    total $3,427,282 · program services $3,302,455 · management and general $124,827

  • 23 · Insurance

    total $1,239,463 · program services $1,232,570 · management and general $6,893

  • 24a · Other expenses: PROGRAM SUPPLIES

    total $2,443,405 · program services $2,442,250 · fundraising $1,155

  • 24b · Other expenses: BANK SERVICE AND CREDIT

    total $1,026,406 · program services $1,026,406

  • 24c · Other expenses: YMCA DUES

    total $507,281 · program services $507,281

  • 24d · Other expenses: MISCELLANEOUS

    total $398,620 · program services $233,529 · management and general $123,656 · fundraising $41,435

  • 24e · All other expenses

    total $402,136 · program services $251,109 · management and general $67,563 · fundraising $83,464

Balance sheet

Part X, book values.

  • 1 · Cash, non-interest-bearing

    beginning of year $295,131 · end of year $278,320

  • 2 · Savings and temporary cash investments

    beginning of year $16,727,437 · end of year $14,189,125

  • 3 · Pledges and grants receivable

    beginning of year $6,312,076 · end of year $8,867,174

  • 4 · Accounts receivable

    beginning of year $1,232,598 · end of year $862,993

  • 9 · Prepaid expenses and deferred charges

    beginning of year $439,638 · end of year $648,466

  • 10a · Land, buildings and equipment: cost or other basis

    $112,554,288

  • 10b · Land, buildings and equipment: accumulated depreciation

    $25,470,901

  • 10c · Land, buildings and equipment, net

    beginning of year $85,277,854 · end of year $87,083,387

  • 11 · Investments: publicly traded securities

    beginning of year $5,435,496 · end of year $7,090,657

  • 14 · Intangible assets

    beginning of year $230,000 · end of year $230,000

  • 15 · Other assets

    beginning of year $3,960,206 · end of year $2,836,697

  • 17 · Accounts payable and accrued expenses

    beginning of year $2,512,598 · end of year $3,126,798

  • 19 · Deferred revenue

    beginning of year $1,001,136 · end of year $421,952

  • 23 · Secured mortgages and notes payable

    beginning of year $25,112,557 · end of year $23,854,896

  • 25 · Other liabilities

    beginning of year $3,230,876 · end of year $2,479,562

  • 27 · Net assets without donor restrictions

    beginning of year $75,115,609 · end of year $74,243,876

  • 28 · Net assets with donor restrictions

    beginning of year $12,937,660 · end of year $17,959,735

Mission and programs · 2025

Mission

THE RIVER CROSSING YMCA IS A CHARITABLE, NONPROFIT ORGANIZATION WHOSE PURPOSE IS TO IMPROVE THE QUALITY OF COMMUNITY LIFE. THE YMCA STRENGTHENS THE SPIRIT, MIND & BODY OF ALL PEOPLE. WE BUILD CHARACTER BY PROMOTING THE VALUES OF CARING, RESPECT, HONESTY & RESPONSIBILITY.

Activities or mission (Part I)

THE Y IS A COMMUNITY SERVICE ORGANIZATION THAT IS DEDICATED TO BUILDING STRONG CHILDREN, STRONG FAMILIES, AND STRONG COMMUNITIES BY PUTTING CHRISTIAN PRINCIPLES INTO PRACTICE THROUGH PROGRAMS THAT PROMOTE HEALTHY LIFESTYLES, STRONG VALUES, LEADERSHIP DEVELOPMENT, COMMUNITY INTERACTION, AND INTERNATIONAL UNDERSTANDING. ACTIVITIES INCLUDE AQUATIC PROGRAMS, HEALTH AND FITNESS FACILITIES AND PROGRAMS, YOUTH EDUCATION, SPORTS PROGRAMS, AND PROGRAMS DEVELOPED SPECIFICALLY FOR TEENS.

  • AT THE Y, STRENGTHENING COMMUNITY IS OUR PURPOSE. THE YMCA FOSTERS HEALTHY LIVING, YOUTH DEVELOPMENT AND SOCIAL RESPONSIBILITY. IT IS PART OF OUR MISSION TO NOT ONLY OFFER THE COMMUNITY A PATH TO THESE GOALS BUT TO DO ALL WE CAN TO MAKE SURE NO ONE IS EVER TURNED AWAY BECAUSE OF FINANCIAL HARDSHIP. OUR ASSOCIATION ENABLES US TO OFFER A VARIETY OF PROGRAMMING AND MISSION DRIVEN WORK BENEFITTING THE COMMUNITIES THAT WE SERVE. WE BRING VOLUNTEERS AND DONORS TOGETHER UNDER ONE PHILANTHROPIC UMBRELLA ALLOWING US TO INCREASE OUR RESOURCES WHILE FOCUSING ON THE EXPRESS NEEDS OF EACH COMMUNITY.OUR FINANCIAL ASSISTANCE PROGRAM PROVIDES HUNDREDS OF THOUSANDS OF DOLLARS EACH YEAR TO HELP INDIVIDUALS AND FAMILIES PARTICIPATE IN WELLNESS MEMBERSHIPS, AND MUCH-NEEDED CHILD CARE AND CAMP. THE GENEROUS DONATIONS FROM OUR COMMUNITY ARE WHAT MAKE THAT POSSIBLE. WE SERVE OVER 100,000 MEMBERS AND PROGRAM PARTICIPANTS AT 11 BRANCHES, 12 CHILD CARE CENTERS, 20 SUMMER CAMP LOCATIONS AND 44 SCHOOL AGE CHILD CARE PROGRAMS. WE PROVIDE OVER $12MM OF COMMUNITY IMPACT ANNUALLY IN THE FORM OF FINANCIAL ASSISTANCE TO INDIVIDUALS AND FAMILIES IN NEED AS WELL AS FREE PROGRAMMING FOR VETERANS, CANCER SURVIVORS, OLDER ADULTS AND MOREWE OFFER CHILDREN THE OPPORTUNITY TO DISCOVER WHO THEY ARE AND WHAT THEY CAN ACHIEVE. WITH A FOCUS ON NURTURING THE POTENTIAL OF EVERY CHILD AND TEEN, IMPROVING THE NATION'S HEALTH AND WELL-BEING AND PROVIDING OPPORTUNITIES TO GIVE BACK AND SUPPORT NEIGHBORS, THE Y ENABLES YOUTH TO BE HEALTHY, CONFIDENT, CONNECTED AND SECURE. WE PARTNER WITH LOCAL SCHOOL DISTRICTS TO PROVIDE APPROPRIATE SPACE, QUALITY LEARNING MATERIALS AND HIGHLY QUALIFIED TEACHERS FOR PRESCHOOL AND SCHOOL AGE CHILD CARE PROGRAMS. ACCESS TO NUTRITIOUS FOOD IS ESSENTIAL FOR HEALTH AND WELLBEING, BUT MANY CHILDREN FAMILIES, AND ADULTS IN OUR COMMUNITIES FACE SIGNIFICANT BARRIERS TO AFFORDABLE AND HEALTHY FOOD. AT RIVER CROSSING YMCA, WE ARE DEEPLY COMMITTED TO ADDRESSING THESE CHALLENGES AND ENSURING THAT ALL INDIVIDUALS AND FAMILIES HAVE ACCESS TO THE NOURISHMENT THAT THEY NEED TO THRIVE. IN 2025, WE PROVIDE OVER 300,000 FREE MEALS AND SNACKS TO PEOPLE IN NEED. THE Y'S LIFE AFTER 21 PROGRAM PROVIDES YOUNG ADULTS WITH THE OPPORTUNITY TO PARTICIPATE IN ABILITIES FOCUSED ACTIVITIES THAT EMPOWER THEM TO BUILD CONFIDENCE, DEVELOP ESSENTIAL SKILLS AND FORM MORE MEANINGFUL FRIENDSHIPS AS THEY TAKE IMPORTANT STEPS TOWARD GREATER SELF-SUFFICIENCY.THE Y HAS BEEN LISTENING AND RESPONDING TO OUR COMMUNITIES' MOST CRITICAL NEEDS FOR DECADES. WHETHER DEVELOPING SKILLS OR EMOTIONAL WELL-BEING, WELCOMING AND CONNECTING DIVERSE POPULATIONS OR ADVOCATING FOR HEALTHIER COMMUNITIES, THE Y FOSTERS THE CARE AND RESPECT ALL PEOPLE NEED AND DESERVE. THROUGH THE Y, THOUSANDS OF VOLUNTEERS, DONORS, LEADERS AND PARTNERS ARE EMPOWERING MILLIONS OF PEOPLE, AND THE COMMUNITIES IN WHICH THEY LIVE, TO BE HEALTHY, CONFIDENT, CONNECTED AND SECURE. THE Y IS PROUD TO HAVE COLLABORATIONS AND INFORMAL PARTNERSHIPS WITH MANY OTHER ORGANIZATIONS IN THE COMMUNITY. WE KNOW THAT WHEN WE WORK TOGETHER, WE MOVE INDIVIDUALS, FAMILIES AND COMMUNITIES FORWARD. THE Y HAS RESPONDED TO SOCIETY'S MOST PRESSING NEEDS BY DEVELOPING INNOVATIVE, COMMUNITY BASED SOLUTIONS AND UNITING PEOPLE FROM ALL WALKS OF LIFE TO PARTICIPATE IN AND WORK FOR POSITIVE SOCIAL CHANGE. THE Y'S ALLENTOWN WARMING STATION PROVIDES OVERNIGHT BEDS, WARM MEALS, AND COMPASSIONATE CARE TO UNHOUSED ADULTS DURING THE COLD MONTHS. THE WARMING STATION PROVIDES A LIFELINE FOR THOSE FACING HOMELESSNESS IN OUR COMMUNITY. EVERY YEAR, RIVER CROSSING YMCA IMPACTS THOUSANDS OF INDIVIDUALS AND FAMILIES WHO RELY ON THE Y FOR CRUCIAL PROGRAMS AND SERVICES. THANKS TO THE GENEROSITY OF OUR DONORS, YMCA PATHWAY AND COMMUNITY IMPACT PROGRAMS OPEN OUR DOORS AT NO CHARGE TO THOSE IN OUR COMMUNITY WHO NEED US THE MOST. FOR THE YOUNGEST MEMBERS OF THE COMMUNITY, THIS MEANS BUILDING NEW SKILLS AND SELF-CONFIDENCE AND CREATING A SENSE OF BELONGING. FREE 7TH GRADE INITIATIVE PROVIDES 7TH GRADERS WITH A 12-MONTH MEMBERSHIP TO ENCOURAGE HEALTHY HABITS AT A TIME WHEN YOUTH ARE EXPERIENCING MORE INDEPENDENCE. "SAFETY AROUND WATER" TEACHES LIFE-SAVING SAFETY AROUND WATER SKILLS TO CHILDREN AGES THREE TO FIVE YEARS OLD. EMPOWER U STRENGTHENS SELF-ESTEEM, POSITIVE RELATIONSHIPS AND OVERALL HEALTH OF TEEN GIRLS IN GRADES 7-10. YMCA PATHWAY AND COMMUNITY IMPACT PROGRAMS ALSO CHANGE THE LIVES OF ADULTS IN OUR COMMUNITY. WE OFFER WELLNESS AND BELONGING TO THOSE RECOVERING FROM A MENTAL HEALTH DIAGNOSIS. HEALTHY LIFESTYLES FOCUSES ON ANYONE CONCERNED WITH CHRONIC CONDITIONS SUCH AS HYPERTENSION, OBESITY, OR HEART DISEASE. THRIVE CANCER WELLNESS SUPPORTS CANCER SURVIVORS AND THEIR FAMILIES WITH A 12-WEEK PROGRAM AND MEMBERSHIP FOCUSED ON EVIDENCE-BASED PRACTICES FOR RECOVERING FROM CANCER TREATMENT. OUR VETERANS WELLNESS PROGRAM IS A WAY TO BRING MILITARY VETERANS AND THEIR FAMILIES TOGETHER INTO THE Y TO EXPERIENCE WELLNESS PROGRAMS WHILE FOSTERING SUPPORTIVE RELATIONSHIPS. OVER THE PAST YEAR, OUR YMCA EXPANDED ITS REACH TO ADDRESS EVER EVOLVING CRITICAL COMMUNITY NEEDS.

    Expenses $50,999,772 · Grants $1,526,606 · Revenue $45,123,895

As filed on the 2025 return. The filer continues this part on Schedule O, which is not shown here.

Listed in Part VII

  • Zane Moore

    CEO

    Total calculated
    $569,966
    From this org
    $495,212
    From related orgs
    $0
    Other
    $74,754
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $495,212
    Bonus
    $0
    Other
    $0
    Deferred
    $42,000
    Nontaxable benefits
    $32,754
    Filer's total
    $569,966

  • Frances Cardaci

    CHRO

    Total calculated
    $353,838
    From this org
    $329,739
    From related orgs
    $0
    Other
    $24,099
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $329,739
    Bonus
    $0
    Other
    $0
    Deferred
    $14,823
    Nontaxable benefits
    $9,276
    Filer's total
    $353,838

  • Virginia Doyle

    CFO

    Total calculated
    $300,204
    From this org
    $260,539
    From related orgs
    $0
    Other
    $39,665
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $260,539
    Bonus
    $0
    Other
    $0
    Deferred
    $31,265
    Nontaxable benefits
    $8,400
    Filer's total
    $300,204

  • Trish Feinthel

    COO

    Total calculated
    $291,122
    From this org
    $259,930
    From related orgs
    $0
    Other
    $31,192
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $259,930
    Bonus
    $0
    Other
    $0
    Deferred
    $31,192
    Nontaxable benefits
    $0
    Filer's total
    $291,122

  • Amanda Wappes

    CMO

    Total calculated
    $201,038
    From this org
    $179,498
    From related orgs
    $0
    Other
    $21,540
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $179,498
    Bonus
    $0
    Other
    $0
    Deferred
    $21,540
    Nontaxable benefits
    $0
    Filer's total
    $201,038

  • Franklyn Barlow III

    VP OF FACILITIES

    Total calculated
    $158,839
    From this org
    $135,392
    From related orgs
    $0
    Other
    $23,447
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $135,392
    Bonus
    $0
    Other
    $0
    Deferred
    $16,247
    Nontaxable benefits
    $7,200
    Filer's total
    $158,839

  • Ryan Hazelett

    VP OF CHILD CARE

    Total calculated
    $152,800
    From this org
    $130,000
    From related orgs
    $0
    Other
    $22,800
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $130,000
    Bonus
    $0
    Other
    $0
    Deferred
    $15,600
    Nontaxable benefits
    $7,200
    Filer's total
    $152,800

  • Katelyn Cohen

    VP OF DEVELOPMENT

    Total calculated
    $147,026
    From this org
    $124,846
    From related orgs
    $0
    Other
    $22,180
    Hours/week
    40

  • Danielle Cioffi

    VP OF MEMBERSHIP

    Total calculated
    $139,308
    From this org
    $115,812
    From related orgs
    $0
    Other
    $23,496
    Hours/week
    40

  • Rosemary Horn

    REGIONAL CONTROLLER

    Total calculated
    $135,949
    From this org
    $114,964
    From related orgs
    $0
    Other
    $20,985
    Hours/week
    40

  • Stephen Bajan II

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Jason Bass

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Justin Brown

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Morgan Cooper

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Jim Cotter

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Pt Deon

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Greg Ede CPA

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Bart Fellin

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Barry Fitzsimons

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Cheri Hutchinson Freeh

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Jason Halpin

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Ellen Iobst

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Dennis Pfleiger

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Kevin S Putman

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Rob Robinson

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Sharon Rossi

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Betsy Seeber

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Jennifer Stewart

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Ruben Dario Taborda

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Linda Wackerman

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Nicholas Yelicanin

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Allen Childs

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2

  • Andy Cedarbaum DDS

    CHIEF VOLUNTEER OFFICER

    Total calculated
    $0
    Hours/week
    4

  • Lisa Peruto Broad

    VICE-CVO

    Total calculated
    $0
    Hours/week
    4

  • Michael Mills Esq

    TREASURER

    Total calculated
    $0
    Hours/week
    4

  • Todd Hurley

    SECRETARY

    Total calculated
    $0
    Hours/week
    4

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us.

Schedule J

Answered yes

  • 3 · Compensation committee
  • 3 · Form 990 of other organizations
  • 3 · Compensation survey or study
  • 3 · Approval by the board or compensation committee

Answered no

  • 4a · Severance or change-of-control payment
  • 4b · Supplemental nonqualified retirement plan
  • 4c · Equity-based compensation arrangement
  • 5a · Pay contingent on this organization's revenues
  • 5b · Pay contingent on a related organization's revenues
  • 6a · Pay contingent on this organization's net earnings
  • 6b · Pay contingent on a related organization's net earnings
  • 7 · Other non-fixed payments
  • 8 · Paid under the initial-contract exception

Part I's answers as filed. A line not listed was left unanswered; on lines 1a and 3 that means the box was not checked.

Grants on this return

No itemized grants to organizations on this return.

Provenance

Return type
form_990
Tax year
2025
Filed
17 June 2026
IRS schema version
2025v4.1
Source object
202611689349300636

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