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CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO

EIN 84-0442238 GOLDEN, CO

Browse the largest nonprofits in Colorado

Revenue 2024
$23,935,465
Expenses 2024
$23,259,408

As filed

Subsection
14
Classification
1000
Street
816 WASHINGTON AVE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO (EIN 84-6000457). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

TO PROMOTE THRIFT AND PROVIDE LOWER COST CREDIT TO THE MEMBERS OF THE CREDIT UNION. TO PROMOTE THRIFT AMONG MEMBERS BY AFFORDING THEM THE OPPORTUNITY TO ACCUMULATE PAYMENTS ON SHARES AND MAKE LOANS FROM THESE SHARES TO ITS MEMBERS.

  • PROVIDE A WIDE VARIETY OF FINANCIAL PRODUCTS AND SERVICES TO MEMBERS OF THE CREDIT UNION. OVER 19,000 MEMBERS SERVED.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Toni Houck

    BOARD MEMBER

    Total calculated
    $24,000
    From this org
    $24,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • Dan Sung

    BOARD MEMBER

    Total calculated
    $24,000
    From this org
    $24,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • Kirsten Johnson

    CHAIRPERSON

    Total calculated
    $27,000
    From this org
    $27,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • David Engle

    SECRETARY/TREASURER

    Total calculated
    $24,000
    From this org
    $24,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • Dean Valdez

    BOARD MEMBER

    Total calculated
    $24,000
    From this org
    $24,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • Kenneth Hehir

    VICE CHAIR

    Total calculated
    $24,000
    From this org
    $24,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • Norm Cramer

    BOARD MEMEBER

    Total calculated
    $24,000
    From this org
    $24,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • Tracie Wilcox

    PRESIDENT/CEO

    Total calculated
    $413,946
    From this org
    $372,435
    From related orgs
    $0
    Other
    $41,511
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $372,435
    Bonus
    $0
    Other
    $0
    Deferred
    $30,500
    Nontaxable benefits
    $11,011
    Filer's total
    $413,946
  • Janelle Herrera

    VP OF MARKETING

    Total calculated
    $187,329
    From this org
    $148,904
    From related orgs
    $0
    Other
    $38,425
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $148,904
    Bonus
    $0
    Other
    $0
    Deferred
    $12,411
    Nontaxable benefits
    $26,014
    Filer's total
    $187,329
  • Christopher Bokovitz

    CHIEF INFORMATION OFFICER

    Total calculated
    $190,430
    From this org
    $164,988
    From related orgs
    $0
    Other
    $25,442
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $164,988
    Bonus
    $0
    Other
    $0
    Deferred
    $8,533
    Nontaxable benefits
    $16,909
    Filer's total
    $190,430
  • Amy Phillips

    CHIEF FINANCIAL OFFICER

    Total calculated
    $230,133
    From this org
    $194,912
    From related orgs
    $0
    Other
    $35,221
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $194,912
    Bonus
    $0
    Other
    $0
    Deferred
    $26,741
    Nontaxable benefits
    $8,480
    Filer's total
    $230,133
  • Laurie Jensen

    MEMBER ENGAGEMENT/RETAIL D

    Total calculated
    $124,253
    From this org
    $101,833
    From related orgs
    $0
    Other
    $22,420
    Hours/week
    40
  • Anthony Nieto

    VP OF LENDING

    Total calculated
    $153,927
    From this org
    $139,109
    From related orgs
    $0
    Other
    $14,818
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $139,109
    Bonus
    $0
    Other
    $0
    Deferred
    $7,074
    Nontaxable benefits
    $7,744
    Filer's total
    $153,927
  • Daisy Romo

    EXECUTIVE VP

    Total calculated
    $204,962
    From this org
    $178,653
    From related orgs
    $0
    Other
    $26,309
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $178,653
    Bonus
    $0
    Other
    $0
    Deferred
    $8,933
    Nontaxable benefits
    $17,376
    Filer's total
    $204,962
  • Verna Kay

    VP OF CULTURAL STEWARDSHIP

    Total calculated
    $157,126
    From this org
    $137,882
    From related orgs
    $0
    Other
    $19,244
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $137,882
    Bonus
    $0
    Other
    $0
    Deferred
    $8,220
    Nontaxable benefits
    $11,024
    Filer's total
    $157,126
  • Gene Lamansky

    CONTROLLER

    Total calculated
    $182,971
    From this org
    $146,926
    From related orgs
    $0
    Other
    $36,045
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $146,926
    Bonus
    $0
    Other
    $0
    Deferred
    $17,763
    Nontaxable benefits
    $18,282
    Filer's total
    $182,971
  • Nick King

    DIRECTOR OF INFORMATION SY

    Total calculated
    $127,318
    From this org
    $111,910
    From related orgs
    $0
    Other
    $15,408
    Hours/week
    40
  • Dawn Sanchez

    DIRECTOR OF STRATEGIC IMPL

    Total calculated
    $126,415
    From this org
    $103,982
    From related orgs
    $0
    Other
    $22,433
    Hours/week
    40
  • Ian Benedict

    ASSISTANT CONTROLLER

    Total calculated
    $126,554
    From this org
    $103,554
    From related orgs
    $0
    Other
    $23,000
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $23,935,465
    Expenses
    $23,259,408
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $20,391,628
    Expenses
    $18,577,805
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $15,901,792
    Expenses
    $13,663,927
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $14,599,504
    Expenses
    $12,580,461
    Assets (EOY)
    $372,330,766
  • 2020 · 990

    Revenue
    $15,289,154
    Expenses
    $14,759,862
    Assets (EOY)
    $348,759,868
  • 2019 · 990

    Revenue
    $15,518,515
    Expenses
    $13,734,689
    Assets (EOY)
    $284,237,178
  • 2018 · 990

    Revenue
    $14,705,603
    Expenses
    $12,931,110
    Assets (EOY)
    $260,332,210
  • 2017 · 990

    Revenue
    $14,189,332
    Expenses
    $13,362,713
    Assets (EOY)
    $251,386,180
  • 2015 · 990

    Revenue
    $12,553,761
    Expenses
    $10,376,390
    Assets (EOY)
    $219,743,466
  • 2014 · 990

    Revenue
    $10,309,845
    Expenses
    $8,392,796
    Assets (EOY)
    $197,095,153
  • 2013 · 990

    Revenue
    $9,919,311
    Expenses
    $7,438,703
    Assets (EOY)
    $169,106,203
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $7,346,895
    Assets (EOY)
    $154,441,962
  • 2011 · 990

    Revenue
    not reported
    Expenses
    $7,085,328
    Assets (EOY)
    $138,666,216

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Related corporations and trusts on its 2024 return

  • ON TAP INSURANCE AGENCY INC

    C · INSURANCE AGENCY · CO · 100% owned · share of income $12,656 · share of assets $124,113 · controlled entity

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.