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HOUSING MATTERS

EIN 77-0126783 SANTA CRUZ, CA

Revenue 2024
$33,643,330
Expenses 2024
$19,380,696

Program services were 81.7% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
Classification
1000
Street
115B CORAL ST

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

Mission

PROVIDE EMERGENCY AND TRANSITIONAL SERVICES TO HOMELESS INDIVIDUALS IN THE COUNTY OF SANTA CRUZ.

  • Founded in 1986, Housing Matters is a 501(c)3 nonprofit organization that partners with individuals and families in Santa Cruz County to create pathways out of their homelessness into permanent housing. We hold firmly to a vision that homelessness in Santa Cruz County should be rare, brief, and non-recurring. We are committed to providing programs based on Housing First practices. Housing First is a recovery-oriented, data-driven approach that centers on quickly moving people experiencing homelessness into independent and permanent housing and providing additional support and services as needed. By utilizing evidence-based practices, Housing Matters is successfully exceeding goals in housing some of the most vulnerable populations in the county.Housing Matters provides a continuum of services through the following programs:1.The Loft Emergency Shelter (the Loft) provides emergency shelter to up to 57 people nightly.2.Rebele Family Shelter (RFS) provides emergency shelter to families with children and provides stable shelter to 28 families (up to 90 individuals) at any given time.3.The Recuperative Care Center (RCC) is a 35 bed medical respite shelter operated in partnership with Santa Cruz County's Homeless Persons Health Project and several local healthcare organizations.4.Supportive Services and Housing Navigation programs connect individuals and families with appropriate housing solutions and provide after-housing services to support long-term housing success.5.Casa Azul is a permanent supportive housing program with seven units, providing stable housing and wraparound services for individuals who have experienced chronic homelessness.Housing Matters' campus provides a restorative experience with access to on-site medical, dental, and mental health care through our partners: Santa Cruz County's Homeless Persons Health Project and Dientes. During the fiscal year ending June 30, 2025, we served 3857 individuals through a variety of programs. We provided over 57,703 bed nights, served 64,246 meals, sheltered 471 people, helped 479 people find permanent housing, and provided case management and supportive services to 1372 people through a variety of programs.

    Expenses $15,833,527 · Grants $4,118,069 · Revenue $435,783

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • PHIL KRAMER

    CEO

    Total calculated
    $232,425
    From this org
    $208,862
    From related orgs
    $0
    Other
    $23,563
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $208,862
    Bonus
    not reported
    Other
    not reported
    Deferred
    $6,147
    Nontaxable benefits
    $17,416
    Filer's total
    $232,425

  • THOMAS STAGG

    CHIEF INITIAT. OFF

    Total calculated
    $187,996
    From this org
    $173,857
    From related orgs
    $0
    Other
    $14,139
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $173,857
    Bonus
    not reported
    Other
    not reported
    Deferred
    $5,120
    Nontaxable benefits
    $9,019
    Filer's total
    $187,996

  • MER STAFFORD

    CHIEF IMPACT OFF

    Total calculated
    $176,723
    From this org
    $152,290
    From related orgs
    $0
    Other
    $24,433
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $152,290
    Bonus
    not reported
    Other
    not reported
    Deferred
    $4,694
    Nontaxable benefits
    $19,739
    Filer's total
    $176,723

  • JANE BENTHIN-STOKES

    CAO

    Total calculated
    $145,474
    From this org
    $139,231
    From related orgs
    $0
    Other
    $6,243
    Hours/week
    40

  • DON LANE

    President

    Total calculated
    $0
    Hours/week
    2

  • RAY BRAMSON

    Vice President

    Total calculated
    $0
    Hours/week
    2

  • SUSAN PHOENIX MACKINNON

    Secretary

    Total calculated
    $0
    Hours/week
    2

  • TOM GILL

    Treasurer

    Total calculated
    $0
    Hours/week
    2

  • RON SLACK

    Director

    Total calculated
    $0
    Hours/week
    2

  • MARY LOU GOEKE

    Director

    Total calculated
    $0
    Hours/week
    2

  • YANA JACOBS

    Director

    Total calculated
    $0
    Hours/week
    2

  • MARTINA O'SULLIVAN

    Director

    Total calculated
    $0
    Hours/week
    2

  • MAGGIE MCKAY

    Director

    Total calculated
    $0
    Hours/week
    2

  • LAURA MARCUS

    Director

    Total calculated
    $0
    Hours/week
    2

  • BOB KEET

    Director

    Total calculated
    $0
    Hours/week
    2

  • MATT MOHAMED

    Director

    Total calculated
    $0
    Hours/week
    2

  • JOHN DIETZ

    EMERITUS DIR.

    Total calculated
    $0
    Hours/week
    2

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $33,643,330
    Expenses
    $19,380,696
    Contributions
    $31,966,973
    Grants paid
    $4,118,069
  • 2023
    Revenue
    $14,547,607
    Expenses
    $16,393,524
    Contributions
    $15,247,493
    Grants paid
    $4,156,532
  • 2022
    Revenue
    $18,643,633
    Expenses
    $12,975,290
    Contributions
    $18,661,014
    Grants paid
    $2,608,844

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $11,774,972
    Expenses
    $10,357,388
    Assets (EOY)
    $20,390,844

  • 2020 · 990

    Revenue
    $18,340,191
    Expenses
    $7,930,153
    Assets (EOY)
    $19,917,319

  • 2019 · 990

    Revenue
    $6,118,458
    Expenses
    $6,053,469
    Assets (EOY)
    $8,374,250

  • 2017 · 990

    Revenue
    $5,215,948
    Expenses
    $5,550,831
    Assets (EOY)
    $6,708,451

  • 2017 · 990

    Revenue
    $5,215,948
    Expenses
    $5,550,831
    Assets (EOY)
    $6,708,451

  • 2016 · 990

    Revenue
    $4,858,814
    Expenses
    $5,636,528
    Assets (EOY)
    $6,584,034

  • 2015 · 990

    Revenue
    $4,130,237
    Expenses
    $3,985,336
    Assets (EOY)
    $7,061,814

  • 2015 · 990

    Revenue
    $4,121,184
    Expenses
    $3,985,321
    Assets (EOY)
    $7,040,027

  • 2014 · 990

    Revenue
    $3,723,860
    Expenses
    $3,421,048
    Assets (EOY)
    $7,314,883

  • 2013 · 990

    Revenue
    $4,389,024
    Expenses
    $3,928,343
    Assets (EOY)
    $5,607,577

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

The 10 largest by cash amount. The API serves every itemized grant.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 13 October 2026, under deductibility PC.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 26 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.