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CREDIT UNIONS IN THE STATE OF CALIFORNIA

EIN 95-1790568 VENTURA, CA

Browse the largest nonprofits in California

Revenue 2024
$77,851,564
Expenses 2024
$66,075,489

As filed

Subsection
14
Classification
1000
Street
2575 VISTA DEL MAR DR STE 100

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF CALIFORNIA (EIN 94-6123880). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

VENTURA COUNTY CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, VENTURA COUNTY CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFIT, OR SERVICE OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.

Activities or mission (Part I)

A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS.

  • DURING 2024, VENTURA COUNTY CREDIT UNION WAS RECOGNIZED BY THE VC REPORTERS BEST OF READERS' POLL AS THE BEST FINANCIAL INSTITUTION IN VENTURA COUNTY FOR THE FIFTEENTH YEAR IN A ROW. VCCU WAS ALSO SELECTED AS THE RUNNER UP FOR BEST CREDIT UNION BY THE VC STAR.

  • VENTURA COUNTY CREDIT UNION CONTINUED ITS EXCEPTIONAL MEMBER EXPERIENCE BY LAUNCHING A NEW ONLINE BANKING PLATFORM, INTRODUCING CREDIT SCORES FOR MEMBERS, LAUNCHING FAST FUNDS (MICRO LOANS FOR MEMBERS) AND REMODELING OUR OXNARD BRANCH.

  • VENTURA COUNTY CREDIT UNION WAS AWARDED THE CALIFORNIA CREDIT UNION LEAGUE SOCIAL IMPACT AWARD IN 2024.

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Margo Byrne

    CHAIRPERSON

    Total calculated
    $0
    Hours/week
    4
  • Roxanne Ostrem

    VICE CHAIRPERSON

    Total calculated
    $0
    Hours/week
    2
  • Cory Madden

    TREASURER

    Total calculated
    $0
    Hours/week
    4
  • Selfa Saucedo

    SECRETARY

    Total calculated
    $0
    Hours/week
    4
  • Sue Tatangelo

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    4
  • Eric Bulter

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    4
  • Jim Salas

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    4
  • Mark Tribbitt

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    5
  • Heather Sumagaysay

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    5
  • Chung Cam

    SUPV CMTE CHAIR

    Total calculated
    $0
    Hours/week
    2
  • Brenda Allison

    SUPV CMTE MEMBER

    Total calculated
    $0
    Hours/week
    3
  • Kenneth Kagan

    SUPV CMTE MEMBER

    Total calculated
    $0
    Hours/week
    3
  • Scott Kopald

    SUPV CMTE MEMBER

    Total calculated
    $0
    Hours/week
    1
  • John Troxel

    SUPV CMTE MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Linda Rossi

    PRESIDENT/CEO

    Total calculated
    $1,415,723
    From this org
    $808,640
    From related orgs
    $0
    Other
    $607,083
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $600,270
    Bonus
    $133,750
    Other
    $74,620
    Deferred
    $590,082
    Nontaxable benefits
    $17,001
    Filer's total
    $1,415,723
  • Linda Sim

    CFO

    Total calculated
    $549,154
    From this org
    $492,300
    From related orgs
    $0
    Other
    $56,854
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $392,905
    Bonus
    $61,959
    Other
    $37,436
    Deferred
    $28,837
    Nontaxable benefits
    $28,017
    Filer's total
    $549,154
  • Gavin Bradley

    COO

    Total calculated
    $546,882
    From this org
    $491,386
    From related orgs
    $0
    Other
    $55,496
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $391,946
    Bonus
    $61,966
    Other
    $37,474
    Deferred
    $27,679
    Nontaxable benefits
    $27,817
    Filer's total
    $546,882
  • Chad Ritchie

    CIO

    Total calculated
    $450,425
    From this org
    $394,345
    From related orgs
    $0
    Other
    $56,080
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $344,639
    Bonus
    $43,221
    Other
    $6,485
    Deferred
    $25,753
    Nontaxable benefits
    $30,327
    Filer's total
    $450,425
  • Edmond Sahakian

    CLO

    Total calculated
    $334,337
    From this org
    $287,888
    From related orgs
    $0
    Other
    $46,449
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $239,999
    Bonus
    $30,084
    Other
    $17,805
    Deferred
    $21,303
    Nontaxable benefits
    $25,146
    Filer's total
    $334,337
  • Beverly Armendariz

    VP, HUMAN RESOURCES

    Total calculated
    $344,086
    From this org
    $299,873
    From related orgs
    $0
    Other
    $44,213
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $267,111
    Bonus
    $23,825
    Other
    $8,937
    Deferred
    $23,176
    Nontaxable benefits
    $21,037
    Filer's total
    $344,086
  • April Remnant

    VP, DELIVERY SYSTEMS

    Total calculated
    $293,362
    From this org
    $256,033
    From related orgs
    $0
    Other
    $37,329
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $221,443
    Bonus
    $23,315
    Other
    $11,275
    Deferred
    $19,028
    Nontaxable benefits
    $18,301
    Filer's total
    $293,362
  • Christina Estes

    VP, MARKETING

    Total calculated
    $287,060
    From this org
    $251,178
    From related orgs
    $0
    Other
    $35,882
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $219,463
    Bonus
    $22,513
    Other
    $9,202
    Deferred
    $17,422
    Nontaxable benefits
    $18,460
    Filer's total
    $287,060
  • David Kanongataa

    FINANCIAL ADVISOR

    Total calculated
    $628,914
    From this org
    $576,448
    From related orgs
    $0
    Other
    $52,466
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $67,308
    Bonus
    $506,198
    Other
    $2,942
    Deferred
    $15,935
    Nontaxable benefits
    $36,531
    Filer's total
    $628,914
  • Gina O'Callaghan

    FINANCIAL ADVISOR

    Total calculated
    $410,396
    From this org
    $393,891
    From related orgs
    $0
    Other
    $16,505
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $75,000
    Bonus
    $315,879
    Other
    $3,012
    Deferred
    $16,505
    Nontaxable benefits
    $0
    Filer's total
    $410,396
  • Anson Mar

    AVP BUSINESS SERVICES

    Total calculated
    $279,001
    From this org
    $240,116
    From related orgs
    $0
    Other
    $38,885
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $66,387
    Bonus
    $173,176
    Other
    $553
    Deferred
    $14,119
    Nontaxable benefits
    $24,766
    Filer's total
    $279,001

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $77,851,564
    Expenses
    $66,075,489
    Contributions
    $0
    Grants paid
    $269,247
  • 2023
    Revenue
    $66,662,060
    Expenses
    $53,265,164
    Contributions
    $0
    Grants paid
    $301,653
  • 2022
    Revenue
    $50,312,368
    Expenses
    $38,747,720
    Contributions
    $0
    Grants paid
    $224,834

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $41,276,672
    Expenses
    $34,663,413
    Assets (EOY)
    $1,276,134,577
  • 2020 · 990

    Revenue
    $44,564,146
    Expenses
    $40,216,537
    Assets (EOY)
    $1,114,149,062
  • 2019 · 990

    Revenue
    $49,954,417
    Expenses
    $40,610,832
    Assets (EOY)
    $904,609,226
  • 2018 · 990

    Revenue
    $47,412,183
    Expenses
    $39,463,738
    Assets (EOY)
    $862,256,443
  • 2017 · 990

    Revenue
    $44,154,388
    Expenses
    $39,493,676
    Assets (EOY)
    $836,490,079
  • 2016 · 990

    Revenue
    $40,287,152
    Expenses
    $39,676,299
    Assets (EOY)
    $809,485,815
  • 2015 · 990

    Revenue
    $37,510,353
    Expenses
    $33,942,964
    Assets (EOY)
    $732,979,368
  • 2014 · 990

    Revenue
    $32,578,239
    Expenses
    $27,186,083
    Assets (EOY)
    $693,515,945
  • 2013 · 990

    Revenue
    $28,791,556
    Expenses
    $23,678,526
    Assets (EOY)
    $654,328,438
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $23,579,557
    Assets (EOY)
    $627,947,577

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.