- Revenue 2024
- $77,851,564
- Expenses 2024
- $66,075,489
As filed
- Subsection
- 14
- Classification
- 1000
- Street
- 2575 VISTA DEL MAR DR STE 100
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Group exemption
A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF CALIFORNIA (EIN 94-6123880). matched by us
The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.
Mission and programs · 2024
Mission
VENTURA COUNTY CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, VENTURA COUNTY CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFIT, OR SERVICE OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.
Activities or mission (Part I)
A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS.
-
DURING 2024, VENTURA COUNTY CREDIT UNION WAS RECOGNIZED BY THE VC REPORTERS BEST OF READERS' POLL AS THE BEST FINANCIAL INSTITUTION IN VENTURA COUNTY FOR THE FIFTEENTH YEAR IN A ROW. VCCU WAS ALSO SELECTED AS THE RUNNER UP FOR BEST CREDIT UNION BY THE VC STAR.
-
VENTURA COUNTY CREDIT UNION CONTINUED ITS EXCEPTIONAL MEMBER EXPERIENCE BY LAUNCHING A NEW ONLINE BANKING PLATFORM, INTRODUCING CREDIT SCORES FOR MEMBERS, LAUNCHING FAST FUNDS (MICRO LOANS FOR MEMBERS) AND REMODELING OUR OXNARD BRANCH.
-
VENTURA COUNTY CREDIT UNION WAS AWARDED THE CALIFORNIA CREDIT UNION LEAGUE SOCIAL IMPACT AWARD IN 2024.
As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Margo ByrneMARGO BYRNE
CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 4
-
Roxanne OstremROXANNE OSTREM
VICE CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 2
-
Cory MaddenCORY MADDEN
TREASURER
- Total calculated
- $0
- Hours/week
- 4
-
Selfa SaucedoSELFA SAUCEDO
SECRETARY
- Total calculated
- $0
- Hours/week
- 4
-
Sue TatangeloSUE TATANGELO
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Eric BulterERIC BULTER
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Jim SalasJIM SALAS
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 4
-
Mark TribbittMARK TRIBBITT
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 5
-
Heather SumagaysayHEATHER SUMAGAYSAY
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 5
-
Chung CamCHUNG CAM
SUPV CMTE CHAIR
- Total calculated
- $0
- Hours/week
- 2
-
Brenda AllisonBRENDA ALLISON
SUPV CMTE MEMBER
- Total calculated
- $0
- Hours/week
- 3
-
Kenneth KaganKENNETH KAGAN
SUPV CMTE MEMBER
- Total calculated
- $0
- Hours/week
- 3
-
Scott KopaldSCOTT KOPALD
SUPV CMTE MEMBER
- Total calculated
- $0
- Hours/week
- 1
-
John TroxelJOHN TROXEL
SUPV CMTE MEMBER
- Total calculated
- $0
- Hours/week
- 1
-
Linda RossiLINDA ROSSI
PRESIDENT/CEO
- Total calculated
- $1,415,723
- From this org
- $808,640
- From related orgs
- $0
- Other
- $607,083
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $600,270
- Bonus
- $133,750
- Other
- $74,620
- Deferred
- $590,082
- Nontaxable benefits
- $17,001
- Filer's total
- $1,415,723
-
Linda SimLINDA SIM
CFO
- Total calculated
- $549,154
- From this org
- $492,300
- From related orgs
- $0
- Other
- $56,854
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $392,905
- Bonus
- $61,959
- Other
- $37,436
- Deferred
- $28,837
- Nontaxable benefits
- $28,017
- Filer's total
- $549,154
-
Gavin BradleyGAVIN BRADLEY
COO
- Total calculated
- $546,882
- From this org
- $491,386
- From related orgs
- $0
- Other
- $55,496
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $391,946
- Bonus
- $61,966
- Other
- $37,474
- Deferred
- $27,679
- Nontaxable benefits
- $27,817
- Filer's total
- $546,882
-
Chad RitchieCHAD RITCHIE
CIO
- Total calculated
- $450,425
- From this org
- $394,345
- From related orgs
- $0
- Other
- $56,080
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $344,639
- Bonus
- $43,221
- Other
- $6,485
- Deferred
- $25,753
- Nontaxable benefits
- $30,327
- Filer's total
- $450,425
-
Edmond SahakianEDMOND SAHAKIAN
CLO
- Total calculated
- $334,337
- From this org
- $287,888
- From related orgs
- $0
- Other
- $46,449
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $239,999
- Bonus
- $30,084
- Other
- $17,805
- Deferred
- $21,303
- Nontaxable benefits
- $25,146
- Filer's total
- $334,337
-
Beverly ArmendarizBEVERLY ARMENDARIZ
VP, HUMAN RESOURCES
- Total calculated
- $344,086
- From this org
- $299,873
- From related orgs
- $0
- Other
- $44,213
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $267,111
- Bonus
- $23,825
- Other
- $8,937
- Deferred
- $23,176
- Nontaxable benefits
- $21,037
- Filer's total
- $344,086
-
April RemnantAPRIL REMNANT
VP, DELIVERY SYSTEMS
- Total calculated
- $293,362
- From this org
- $256,033
- From related orgs
- $0
- Other
- $37,329
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $221,443
- Bonus
- $23,315
- Other
- $11,275
- Deferred
- $19,028
- Nontaxable benefits
- $18,301
- Filer's total
- $293,362
-
Christina EstesCHRISTINA ESTES
VP, MARKETING
- Total calculated
- $287,060
- From this org
- $251,178
- From related orgs
- $0
- Other
- $35,882
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $219,463
- Bonus
- $22,513
- Other
- $9,202
- Deferred
- $17,422
- Nontaxable benefits
- $18,460
- Filer's total
- $287,060
-
David KanongataaDAVID KANONGATAA
FINANCIAL ADVISOR
- Total calculated
- $628,914
- From this org
- $576,448
- From related orgs
- $0
- Other
- $52,466
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $67,308
- Bonus
- $506,198
- Other
- $2,942
- Deferred
- $15,935
- Nontaxable benefits
- $36,531
- Filer's total
- $628,914
-
Gina O'CallaghanGINA O'CALLAGHAN
FINANCIAL ADVISOR
- Total calculated
- $410,396
- From this org
- $393,891
- From related orgs
- $0
- Other
- $16,505
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $75,000
- Bonus
- $315,879
- Other
- $3,012
- Deferred
- $16,505
- Nontaxable benefits
- $0
- Filer's total
- $410,396
-
Anson MarANSON MAR
AVP BUSINESS SERVICES
- Total calculated
- $279,001
- From this org
- $240,116
- From related orgs
- $0
- Other
- $38,885
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $66,387
- Bonus
- $173,176
- Other
- $553
- Deferred
- $14,119
- Nontaxable benefits
- $24,766
- Filer's total
- $279,001
The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $77,851,564
- Expenses
- $66,075,489
- Contributions
- $0
- Grants paid
- $269,247
-
2023
- Revenue
- $66,662,060
- Expenses
- $53,265,164
- Contributions
- $0
- Grants paid
- $301,653
-
2022
- Revenue
- $50,312,368
- Expenses
- $38,747,720
- Contributions
- $0
- Grants paid
- $224,834
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $41,276,672
- Expenses
- $34,663,413
- Assets (EOY)
- $1,276,134,577
-
2020 · 990
- Revenue
- $44,564,146
- Expenses
- $40,216,537
- Assets (EOY)
- $1,114,149,062
-
2019 · 990
- Revenue
- $49,954,417
- Expenses
- $40,610,832
- Assets (EOY)
- $904,609,226
-
2018 · 990
- Revenue
- $47,412,183
- Expenses
- $39,463,738
- Assets (EOY)
- $862,256,443
-
2017 · 990
- Revenue
- $44,154,388
- Expenses
- $39,493,676
- Assets (EOY)
- $836,490,079
-
2016 · 990
- Revenue
- $40,287,152
- Expenses
- $39,676,299
- Assets (EOY)
- $809,485,815
-
2015 · 990
- Revenue
- $37,510,353
- Expenses
- $33,942,964
- Assets (EOY)
- $732,979,368
-
2014 · 990
- Revenue
- $32,578,239
- Expenses
- $27,186,083
- Assets (EOY)
- $693,515,945
-
2013 · 990
- Revenue
- $28,791,556
- Expenses
- $23,678,526
- Assets (EOY)
- $654,328,438
-
2012 · 990
- Revenue
- not reported
- Expenses
- $23,579,557
- Assets (EOY)
- $627,947,577
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
-
$111,505
2024 TO FIGHT AGAINST HUNGER IN VENTURA COUNTY.
-
$50,600
2023 TO ASSIST IN STRENGTHENING OUR COMMUNITY BY PROVIDING FINANCIAL ASSISTANCE AND EDUCATION TO ALL WHILE EMPHASIZING THE UNDERSERVED.
-
$48,592
2024 TO PROVIDE FINANCIAL ASSISTANCE AND EDUCATION TO LOCAL COMMUNITY PARTNERS.
-
2022 TO ASSIST IN STRENGTHENING OUR COMMUNITY BY PROVIDING FINANCIAL ASSISTANCE AND EDUCATION TO ALL WHILE EMPHASIZING THE UNDERSERVED.
-
$30,000
2023 TO PRESERVE, INTERPRET, AND CELEBRATE THE HISTORY, ART, AND CULTURE OF VENTURA COUNTY AND ITS SURROUNDING REGIONS.
-
$18,700
2022 TO HELP SAVE THE LIVES OF CHILDREN BY RAISING FUNDS AND AWARENESS FOR LOCAL CHILDREN'S HOSPITALS.
-
$15,000
2023 TO PROVIDE FINANCIAL PROGRAMS AND SERVICES TO YOUNG ADULTS.
-
$15,000
2023 TO STRENGTHEN THE COMMUNITY THROUGH VARIOUS PROGRAMS AND SERVICES FOCUSED ON YOUTH DEVELOPMENT, HEALTHY LIVING, AND SOCIAL RESPONSIBILITY.
-
2024 TO PROVIDE PROGRAMS DESIGNED TO ENRICH CHILDREN'S LIVES.
-
2022 TO SUPPORT CREDIT UNION SYSTEMS & MEMBERS IN DEVELOPMENT ACTIVITIES.
The 10 largest by cash amount. The API serves every itemized grant.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared on its 2024 return
-
THE FOUNDATION OF VENTURA COUNTY CREDIT UNION
501(C)(3) · COLLECTION OF CHARITABLE DONATIONS FROM EMPLOYEES AND GENERAL PUBLIC · CA · controlled entity
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.