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CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO

EIN 84-0512667 COMMERCE CITY, CO

Browse the largest nonprofits in Colorado

Revenue 2024
$5,328,323
Expenses 2024
$4,488,635

As filed

Subsection
14
Classification
1000
Street
6921 E 72ND AVE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO (EIN 84-6000457). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

TO PROMOTE THRIFT AND PROVIDE LOWER COST CREDIT TO THE MEMBERS OF THE CREDIT UNION. TO PROMOTE THRIFT AMONG MEMBERS BY AFFORDING THEM THE OPPORTUNITY TO ACCUMULATE PAYMENTS ON SHARES AND MAKE LOANS FROM THESE SHARES TO ITS MEMBERS.

  • PROVIDE A WIDE VARIETY OF FINANCIAL PRODUCTS AND SERVICES TO MEMBERS OF THE CREDIT UNION. OVER 6,900 MEMBERS SERVED.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Debra Larsen

    CHAIRPERSON

    Total calculated
    $0
    Hours/week
    1
  • Donald May

    VICE-CHAIRPERSON

    Total calculated
    $0
    Hours/week
    1
  • Karl White

    TREASURER

    Total calculated
    $0
    Hours/week
    1
  • Joe Holeman

    SECRETARY

    Total calculated
    $0
    Hours/week
    1
  • Jack Hagaman

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Dale Mingilton

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • George Last

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Michelle Craft

    CIO

    Total calculated
    $164,603
    From this org
    $137,560
    From related orgs
    $0
    Other
    $27,043
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $137,560
    Bonus
    $0
    Other
    $0
    Deferred
    $13,756
    Nontaxable benefits
    $13,287
    Filer's total
    $164,603
  • Rainy Thoen

    CEO

    Total calculated
    $421,096
    From this org
    $364,749
    From related orgs
    $0
    Other
    $56,347
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $364,749
    Bonus
    $0
    Other
    $0
    Deferred
    $30,500
    Nontaxable benefits
    $25,847
    Filer's total
    $421,096
  • Loretta Thomas

    CFO

    Total calculated
    $168,889
    From this org
    $141,074
    From related orgs
    $0
    Other
    $27,815
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $141,074
    Bonus
    $0
    Other
    $0
    Deferred
    $14,107
    Nontaxable benefits
    $13,708
    Filer's total
    $168,889
  • Keli Ginter

    COO

    Total calculated
    $183,347
    From this org
    $154,388
    From related orgs
    $0
    Other
    $28,959
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $154,388
    Bonus
    $0
    Other
    $0
    Deferred
    $15,438
    Nontaxable benefits
    $13,521
    Filer's total
    $183,347

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $5,328,323
    Expenses
    $4,488,635
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $4,922,275
    Expenses
    $3,929,566
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $3,701,255
    Expenses
    $3,394,264
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $3,746,307
    Expenses
    $3,737,619
    Assets (EOY)
    $105,371,750
  • 2020 · 990

    Revenue
    $2,862,524
    Expenses
    $2,787,697
    Assets (EOY)
    $68,406,486
  • 2019 · 990

    Revenue
    $3,315,730
    Expenses
    $2,896,992
    Assets (EOY)
    $61,340,752
  • 2018 · 990

    Revenue
    $3,174,434
    Expenses
    $2,633,702
    Assets (EOY)
    $61,286,168
  • 2017 · 990

    Revenue
    $3,068,735
    Expenses
    $2,515,226
    Assets (EOY)
    $57,748,349
  • 2016 · 990

    Revenue
    $3,224,204
    Expenses
    $3,195,872
    Assets (EOY)
    $56,120,315
  • 2015 · 990

    Revenue
    $2,629,850
    Expenses
    $2,733,815
    Assets (EOY)
    $56,208,111
  • 2013 · 990

    Revenue
    $2,167,224
    Expenses
    $1,778,761
    Assets (EOY)
    $38,445,010
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $1,875,134
    Assets (EOY)
    $36,723,511
  • 2011 · 990

    Revenue
    not reported
    Expenses
    $1,808,188
    Assets (EOY)
    $36,204,541

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.