MICHIGAN CATASTROPHIC CLAIMS ASSOCIATION U S

As filed

Subsection

06

Classification

1000

Street

17177 LAUREL PARK DRIVE NORTH

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

• THE MICHIGAN CATASTROPHIC CLAIMS ASSOCIATION (MCCA), A PRIVATE NON-PROFIT UNINCORPORATED ASSOCIATION, WAS CREATED BY THE STATE LEGISLATURE IN 1978 BY PUBLIC ACT 136 OF 1978, WHICH AMENDED THE NO-FAULT LAW BY ADDING SECTION 3104 EFFECTIVE JULY 1, 1978. MICHIGAN'S UNIQUE AUTO INSURANCE NO-FAULT LAW PROVIDES UNLIMITED LIFETIME COVERAGE FOR MEDICAL EXPENSES WHICH RESULT FROM AUTO ACCIDENTS. THE MCCA REIMBURSES AUTO NO-FAULT INSURANCE COMPANIES FOR EACH PERSONAL INJURY PROTECTION (PIP) MEDICAL CLAIM PAID IN EXCESS OF A SET AMOUNT. CURRENTLY THAT AMOUNT IS $635,000. THE INSURANCE COMPANY PAYS THE ENTIRE CLAIM BUT IS REIMBURSED BY THE MCCA FOR MEDICAL COSTS OVER $635,000. ALL AUTO INSURANCE COMPANIES OPERATING IN MICHIGAN ARE ASSESSED TO COVER THE CATASTROPHIC MEDICAL CLAIMS OCCURRING IN MICHIGAN. THOSE ASSESSMENTS ARE GENERALLY PASSED ON TO AUTO INSURANCE POLICYHOLDERS. THE 2024-2025 ASSESSMENT WAS $90.00 PER VEHICLE WHICH CONSISTED OF A PURE PREMIUM OF $70.00 AND A DEFICIT RECOUPMENT OF $20.00.

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

• 2024

  Revenue

  $1,599,542,481

  Expenses

  $1,907,681,121

  Contributions

  $0

  Grants paid

  $0

• 2023

  Revenue

  $1,760,601,496

  Expenses

  $2,211,717,581

  Contributions

  $0

  Grants paid

  $0

• 2022

  Revenue

  $1,303,620,913

  Expenses

  -$287,849,744

  Contributions

  $0

  Grants paid

  $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

• 2021 · 990

  Revenue

  $1,744,028,645

  Expenses

  $4,428,123,975

  Assets (EOY)

  $21,855,296,718

• 2020 · 990

  Revenue

  $4,546,777,371

  Expenses

  $2,222,669,814

  Assets (EOY)

  $27,293,743,315

• 2019 · 990

  Revenue

  $2,309,843,695

  Expenses

  $1,618,678,690

  Assets (EOY)

  $23,433,288,139

• 2018 · 990

  Revenue

  $1,953,450,173

  Expenses

  -$1,512,953,848

  Assets (EOY)

  $21,857,498,812

• 2017 · 990

  Revenue

  $2,164,561,933

  Expenses

  $2,478,852,607

  Assets (EOY)

  $20,557,121,286

• 2016 · 990

  Revenue

  $2,513,331,209

  Expenses

  $3,212,465,358

  Assets (EOY)

  $19,657,569,951

• 2015 · 990

  Revenue

  $1,579,242,176

  Expenses

  $2,871,173,056

  Assets (EOY)

  $18,509,374,665

• 2014 · 990

  Revenue

  $2,743,877,191

  Expenses

  $2,011,897,432

  Assets (EOY)

  $18,059,974,938

• 2013 · 990

  Revenue

  $2,086,259,022

  Expenses

  $1,551,479,259

  Assets (EOY)

  $17,635,492,572

• 2012 · 990

  Revenue

  — not reported

  Expenses

  $1,939,950,046

  Assets (EOY)

  $15,549,049,633

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files