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PAY AWAY THE LAYAWAY INC

EIN 46-4332061 GOSHEN, NY

Largest nonprofits in New York

Revenue 2024
$233,856
Expenses 2024
$347,380

Program services were 62.2% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
P20
Classification
1000
Street
17 SPRUCE HILL LN

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

Mission

TO SPREAD JOY AND KINDNESS BY PAYING OFF LAY AWAY BALANCES OF INDIVIDUALS IN NEED.

  • WE PARTNER WITH MAJOR RETAILERS TO PAY OFF LAYAWAY BALANCES NATIONWIDE. BY HELPING FAMILIES AND CHILDREN DURING THE HOLIDAYS AND WITH BACK-TO-SCHOOL SUPPORT, PAY AWAY THE LAYAWAY INC. NOT ONLY CEASES FINANCIAL BURDENS, BUT ALSO SPREADS JOY AND HOPE.

    Expenses $216,046 · Grants $11,000

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Lee Karchawer

    PRESIDENT / TREASURER

    Total calculated
    $0
    Hours/week
    5
  • Savannah Foster

    SECRETARY

    Total calculated
    $0
    Hours/week
    1
  • Ngum Suh

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Brad Tobin

    CHAIRMAN

    Total calculated
    $0
    Hours/week
    1
  • Morgan Zalkin

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Robert Karchawer

    SECRETARY

    Total calculated
    $0
    Hours/week
    1
  • Steve Ryan

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Ian Bell

    TREASURER

    Total calculated
    $0
    Hours/week
    1
  • Eric Schwartz

    VICE PRESIDENT

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $233,856
    Expenses
    $347,380
    Contributions
    $220,084
    Grants paid
    $11,000
  • 2023
    Revenue
    $225,531
    Expenses
    $314,241
    Contributions
    $207,812
    Grants paid
    $122,126
  • 2022
    Revenue
    $293,241
    Expenses
    $535,555
    Contributions
    $285,786
    Grants paid
    $364,183

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2020 · 990

    Revenue
    $449,447
    Expenses
    $484,201
    Assets (EOY)
    $82,538
  • 2019 · 990

    Revenue
    $153,675
    Expenses
    $183,598
    Assets (EOY)
    $113,623
  • 2018 · 990

    Revenue
    $432,272
    Expenses
    $330,895
    Assets (EOY)
    $143,546
  • 2017 · 990-EZ

    Revenue
    $65,317
    Expenses
    $55,485
    Assets (EOY)
    $42,169
  • 2017 · 990-EZ

    Revenue
    $65,317
    Expenses
    $55,485
    Assets (EOY)
    $42,169
  • 2016 · 990-EZ

    Revenue
    $56,351
    Expenses
    $47,233
    Assets (EOY)
    $32,337

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 13 October 2026, under deductibility PC.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.