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ARIZONA CENTRAL CREDIT UNION

EIN 86-0098350 PHOENIX, AZ

Revenue 2024
$43,632,320
Expenses 2024
$45,182,786

As filed

Subsection
14
Classification
1000
Street
2020 N CENTRAL AVE STE 300

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF ARIZONA (EIN 86-6043135). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • MARK DENKE

    CHAIRPERSON

    Total calculated
    $14,400
    From this org
    $14,400
    From related orgs
    $0
    Other
    $0
    Hours/week
    20

  • STEPHANIE MCQUILLAN

    VICE CHAIRPERSON

    Total calculated
    $11,400
    From this org
    $11,400
    From related orgs
    $0
    Other
    $0
    Hours/week
    15

  • VERONICA PIOTROWSKI

    TREASURER

    Total calculated
    $11,400
    From this org
    $11,400
    From related orgs
    $0
    Other
    $0
    Hours/week
    15

  • SANDRA WATTS

    SECRETARY

    Total calculated
    $11,400
    From this org
    $11,400
    From related orgs
    $0
    Other
    $0
    Hours/week
    15

  • BRIAN RACZYNSKI

    BOD MEMBER

    Total calculated
    $9,600
    From this org
    $9,600
    From related orgs
    $0
    Other
    $0
    Hours/week
    10

  • NICOLETTE LEMMON

    BOD MEMBER

    Total calculated
    $9,600
    From this org
    $9,600
    From related orgs
    $0
    Other
    $0
    Hours/week
    10

  • KYLE HALLSTORM

    BOD MEMBER

    Total calculated
    $9,600
    From this org
    $9,600
    From related orgs
    $0
    Other
    $0
    Hours/week
    10

  • GREGORY HARDEN

    CEO

    Total calculated
    $442,162
    From this org
    $403,701
    From related orgs
    $0
    Other
    $38,461
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $388,651
    Bonus
    $6,050
    Other
    $9,000
    Deferred
    $24,363
    Nontaxable benefits
    $14,098
    Filer's total
    $442,162

  • MICHAEL NEILL

    VP CFO

    Total calculated
    $142,220
    From this org
    $129,830
    From related orgs
    $0
    Other
    $12,390
    Hours/week
    40

  • JANET MOODIE

    SVP COO

    Total calculated
    $266,340
    From this org
    $246,199
    From related orgs
    $0
    Other
    $20,141
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $232,949
    Bonus
    $6,050
    Other
    $7,200
    Deferred
    $13,588
    Nontaxable benefits
    $6,553
    Filer's total
    $266,340

  • YVETTE CLAY

    VP CLO

    Total calculated
    $205,110
    From this org
    $181,924
    From related orgs
    $0
    Other
    $23,186
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $175,874
    Bonus
    $6,050
    Other
    $0
    Deferred
    $11,101
    Nontaxable benefits
    $12,085
    Filer's total
    $205,110

  • ANGELA SMITH

    VP CHIEF STRATEGIST

    Total calculated
    $191,316
    From this org
    $171,598
    From related orgs
    $0
    Other
    $19,718
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $163,598
    Bonus
    $8,000
    Other
    $0
    Deferred
    $7,056
    Nontaxable benefits
    $12,662
    Filer's total
    $191,316

  • LISA WILMOT

    DIRECTOR MORTGAGE LENDING

    Total calculated
    $173,853
    From this org
    $153,747
    From related orgs
    $0
    Other
    $20,106
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $125,362
    Bonus
    $28,385
    Other
    $0
    Deferred
    $9,365
    Nontaxable benefits
    $10,741
    Filer's total
    $173,853

  • PAUL BAUER III

    DIR. BUSINESS FINANCIAL SERVICES

    Total calculated
    $182,161
    From this org
    $174,510
    From related orgs
    $0
    Other
    $7,651
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $124,976
    Bonus
    $49,534
    Other
    $0
    Deferred
    $5,281
    Nontaxable benefits
    $2,370
    Filer's total
    $182,161

  • MARTIN JACOBSEN

    AVP OF INFORMATION TECHNOLOGY

    Total calculated
    $177,700
    From this org
    $150,430
    From related orgs
    $0
    Other
    $27,270
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $144,380
    Bonus
    $6,050
    Other
    $0
    Deferred
    $6,518
    Nontaxable benefits
    $20,752
    Filer's total
    $177,700

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $43,632,320
    Expenses
    $45,182,786
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $42,410,181
    Expenses
    $39,967,276
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $38,271,912
    Expenses
    $32,068,931
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $35,293,641
    Expenses
    $30,254,650
    Assets (EOY)
    $741,586,550

  • 2020 · 990

    Revenue
    $37,743,652
    Expenses
    $35,450,102
    Assets (EOY)
    $645,140,221

  • 2019 · 990

    Revenue
    $38,794,390
    Expenses
    $31,710,004
    Assets (EOY)
    $525,110,049

  • 2018 · 990

    Revenue
    $33,522,362
    Expenses
    $31,998,882
    Assets (EOY)
    $497,872,823

  • 2017 · 990

    Revenue
    $31,002,451
    Expenses
    $30,093,366
    Assets (EOY)
    $477,821,086

  • 2016 · 990

    Revenue
    $29,664,168
    Expenses
    $29,058,495
    Assets (EOY)
    $460,414,398

  • 2015 · 990

    Revenue
    $28,725,577
    Expenses
    $28,486,375
    Assets (EOY)
    $438,935,959

  • 2014 · 990

    Revenue
    $27,221,364
    Expenses
    $25,661,133
    Assets (EOY)
    $433,484,790

  • 2013 · 990

    Revenue
    $25,386,572
    Expenses
    $23,623,325
    Assets (EOY)
    $403,446,974

  • 2012 · 990

    Revenue
    not reported
    Expenses
    $21,395,958
    Assets (EOY)
    $397,431,538

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 23 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.