- Revenue 2024
- $10,798,417
- Expenses 2024
- $5,993,380
Program services were 84.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
As filed
- Subsection
- 03
- NTEE code
- P20
- Classification
- 1000
- Street
- 101 W WASHINGTON ST STE 9
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Other organizations at this address
2 other organizations in the IRS Business Master File list the same street address. matched by us
This address is a suite or unit (STE 9). Organizations that share one are often clients of the same office-services firm, accountant or registered agent rather than related to each other.
We match the street line and ZIP code as the IRS gives them, ignoring case and outer spaces and nothing else, so "AVE" and "AVENUE" count as different streets and this list can miss some. A shared address can mean related organizations or a shared office, but it can also be a registered agent, a mail drop or a service provider holding mail for unrelated clients. It is not, by itself, evidence that two organizations are connected.
-
UP BUSINESS CAPITAL
EIN 45-2471096
-
UPPER PENINSULA CERTIFIED DEVELOPMENT COMPANY
EIN 46-2796593
Mission and programs · 2024
Mission
TO ENCOURAGE, PROMOTE, AND FOSTER REVITALIZATION PROJECTS AND PROGRAMS BY OFFERING LOANS, STRATEGIC PLANNING AND OTHER SUPPORT TO ECONOMICALLY DISADVANTAGED COMMUNITIES IN THE GREAT LAKES WATERSHED REGION THAT ARE UNABLE TO ACCESS SUPPORT FROM TRADITIONAL SOURCES. BUSINESS DEVELOPMENT RESOURCES ARE AVAILABLE TO USERS OUTSIDE OF THE GREAT LAKES WATERSHED REGION.
Activities or mission (Part I)
TO ENCOURAGE, PROMOTE, AND FOSTER COMMUNITY REVITALIZATION PROJECTS AND PROGRAMS.
-
FINANCE SERVICES: PROVIDED AFFORDABLE ACCESS TO CAPITAL TO RURAL AND UNDERSERVED MARKETS FROM ITS REVOLVING LOAN FUND AND ASSOCIATED GRANTS.
Expenses $2,446,167 · Revenue $2,483,075
-
BUSINESS DEVELOPMENT SERVICES: PROVIDED CONSULTING, TRAINING, AND TECHNICAL ASSISTANCE TO BUSINESSES FOR PROCESS IMPROVEMENTS, SYSTEMS DEVELOPMENT, MARKET RESEARCH SERVICES, E-COMMERCE SERVICES, ACCOUNTING, AND MARKETING ASSISTANCE.
Expenses $2,585,818 · Grants $711,930 · Revenue $607,513
As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Elizabeth SangalliELIZABETH SANGALLI
PRESIDENT/CE
- Total calculated
- $215,019
- From this org
- $197,450
- From related orgs
- $0
- Other
- $17,569
- Hours/week
- 40 + 1 related
Schedule J breakdown matched by us
- Base
- $197,450
- Bonus
- not reported
- Other
- not reported
- Deferred
- $12,834
- Nontaxable benefits
- $4,735
- Filer's total
- $215,019
-
Jill MillerJILL MILLER
CFO
- Total calculated
- $161,327
- From this org
- $128,357
- From related orgs
- $0
- Other
- $32,970
- Hours/week
- 40 + 1 related
Schedule J breakdown matched by us
- Base
- $128,357
- Bonus
- not reported
- Other
- not reported
- Deferred
- $8,343
- Nontaxable benefits
- $24,627
- Filer's total
- $161,327
-
Amanda BlondeauAMANDA BLONDEAU
CHIEF STRATE
- Total calculated
- $140,748
- From this org
- $121,513
- From related orgs
- $0
- Other
- $19,235
- Hours/week
- 40
-
Charles HurstCHARLES HURST
VP OF LENDIN
- Total calculated
- $134,440
- From this org
- $124,826
- From related orgs
- $0
- Other
- $9,614
- Hours/week
- 40 + 1 related
-
Kevin BoyleKEVIN BOYLE
TRUSTEE
- Total calculated
- $0
- Hours/week
- 0.5
-
Nadia BrighamNADIA BRIGHAM
TRUSTEE
- Total calculated
- $0
- Hours/week
- 0.5 + 0.02 related
-
Peter GravesPETER GRAVES
TRUSTEE
- Total calculated
- $0
- Hours/week
- 0.5 + 0.2 related
-
Ron GrzywinskiRON GRZYWINSKI
ASSISTANT SE
- Total calculated
- $0
- Hours/week
- 0.5
-
Mary HoughtonMARY HOUGHTON
SECRETARY
- Total calculated
- $0
- Hours/week
- 0.5
-
Alfred Joyal IIIALFRED JOYAL III
CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 0.5 + 0.02 related
-
Carol JohnsonCAROL JOHNSON
TRUSTEE
- Total calculated
- $0
- Hours/week
- 0.5 + 0.02 related
-
Wes Maurer JrWES MAURER JR
ASSISTANT SE
- Total calculated
- $0
- Hours/week
- 0.5 + 0.02 related
-
R Gavin LeachR GAVIN LEACH
TRUSTEE
- Total calculated
- $0
- Hours/week
- 0.5
-
Charles Van LoanCHARLES VAN LOAN
TRUSTEE
- Total calculated
- $0
- Hours/week
- 0.5
-
Kathy MasonKATHY MASON
TREASURER
- Total calculated
- $0
- Hours/week
- 0.5
-
Chandra McMillionCHANDRA MCMILLION
TRUSTEE
- Total calculated
- $0
- Hours/week
- 0.5
-
Sara ProanoSARA PROANO
TRUSTEE
- Total calculated
- $0
- Hours/week
- 0.5
-
Dr Eric TravanDR ERIC TRAVAN
TRUSTEE
- Total calculated
- $0
- Hours/week
- 0.5
-
Thomas VearTHOMAS VEAR
TRUSTEE
- Total calculated
- $0
- Hours/week
- 0.5 + 0.02 related
-
Greg WestGREG WEST
TRUSTEE
- Total calculated
- $0
- Hours/week
- 0.5
-
Mark WilliamsMARK WILLIAMS
TRUSTEE
- Total calculated
- $0
- Hours/week
- 0.5
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $10,798,417
- Expenses
- $5,993,380
- Contributions
- $7,047,897
- Grants paid
- $711,930
-
2023
- Revenue
- $8,874,466
- Expenses
- $5,629,678
- Contributions
- $6,274,520
- Grants paid
- $363,050
-
2022
- Revenue
- $8,055,442
- Expenses
- $5,036,597
- Contributions
- $5,863,300
- Grants paid
- $445,256
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $5,262,373
- Expenses
- $3,949,119
- Assets (EOY)
- $39,536,700
-
2020 · 990
- Revenue
- $5,032,659
- Expenses
- $5,056,633
- Assets (EOY)
- $33,507,545
-
2019 · 990
- Revenue
- $4,099,464
- Expenses
- $3,889,447
- Assets (EOY)
- $30,290,395
-
2018 · 990
- Revenue
- $13,265,049
- Expenses
- $672,816
- Assets (EOY)
- $26,168,418
-
2017 · 990
- Revenue
- $139,600
- Expenses
- $210,209
- Assets (EOY)
- $1,019,240
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.
Form 990-N e-Postcard, tax year 2016
- Tax period
- 1 January 2016 to 31 December 2016
- Principal officer
-
Dennis West
- Mailing address
- PO Box 7009Marquette MI 49855
As filed, from the IRS e-Postcard file of 9 November 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
-
$500,000
2022 OFN CDFI TECH GRANT PROGRAM SUPPORTED BY GOOGLE.ORG
-
$345,767
2024 JOB QUALITY IMPROVEMENT AMONG US SMALL BUSINESSES
-
$190,000
2023 SUPPORT COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS
-
$100,000
2022 SUPPORT COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS
-
$100,000
2024 General operating support
-
$50,000
2023 FINANCE JUSTICE FUND SUBGRANT
-
2023 SEE PART IV
-
2024 SEE PART IV
-
2022 SEE PART IV
-
2023 DIVERSITY, EQUITY AND INCLUSION
The 10 largest by cash amount. The API serves every itemized grant.
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared on its 2024 return
-
501C3 · LENDING · MI · controlled entity
-
UPPER PENINSULA CERTIFIED DEVELOP
501C4 · LENDING · MI · controlled entity
Declared as related by
-
On its 2024 return
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Listed as of 11 November 2026, under deductibility PC.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.