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708 COMMUNITY FIRST CREDIT UNION INC

EIN 34-0813484 ASHTABULA, OH

Revenue 2025
$4,621,083
Expenses 2025
$3,894,381

Program services were 84.9% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
2043 E PROSPECT RD

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of OHIO CHARTERED CREDIT UNIONS (EIN 23-7092827). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

Mission

The mission is to enrich the financial well being of our members and the community we serve.

Activities or mission (Part I)

Community First Credit Union, Inc. is a financial institution cooperative organized to provide loan and deposit products and services for the member owners.

  • The organization is a state chartered member owned cooperative credit union that provides financial products and services to the member owners.

    Expenses $3,307,438 · Revenue $4,616,457

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Mark DeGeorge

    Chief Executive Officer

    Total calculated
    $194,276
    From this org
    $153,476
    From related orgs
    $0
    Other
    $40,800
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $136,967
    Bonus
    $16,509
    Other
    $0
    Deferred
    $9,493
    Nontaxable benefits
    $14,837
    Filer's total
    $177,806
  • Phil Pawlowski

    Chief Financial Officer

    Total calculated
    $156,007
    From this org
    $106,807
    From related orgs
    $0
    Other
    $49,200
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $95,033
    Bonus
    $11,774
    Other
    $0
    Deferred
    $6,888
    Nontaxable benefits
    $30,592
    Filer's total
    $144,287
  • Michael Fitchet

    Chairperson of Board

    Total calculated
    $0
    Hours/week
    1
  • Joanne Prickett

    Vice Chairperson of Board

    Total calculated
    $0
    Hours/week
    1
  • Mary Zappitelli

    Treasurer/Secretary of Board

    Total calculated
    $0
    Hours/week
    1
  • Connie Peet

    Director

    Total calculated
    $0
    Hours/week
    1
  • Mark Astorino

    Director

    Total calculated
    $0
    Hours/week
    1
  • Steve Cervas

    Director

    Total calculated
    $0
    Hours/week
    1
  • Lisa Hawkins

    Director

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $4,621,083
    Expenses
    $3,894,381
    Contributions
    $0
    Grants paid
    $0
  • 2024
    Revenue
    $3,986,299
    Expenses
    $3,710,327
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $3,451,816
    Expenses
    $3,308,130
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $2,912,524
    Expenses
    $2,909,216
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $2,733,229
    Expenses
    $2,645,092
    Assets (EOY)
    $99,249,182
  • 2020 · 990

    Revenue
    $2,927,236
    Expenses
    $2,704,734
    Assets (EOY)
    $89,464,268
  • 2019 · 990

    Revenue
    $3,075,300
    Expenses
    $2,577,384
    Assets (EOY)
    $77,472,453
  • 2018 · 990

    Revenue
    $2,941,376
    Expenses
    $2,666,518
    Assets (EOY)
    $74,023,782
  • 2017 · 990

    Revenue
    $2,723,780
    Expenses
    $2,467,150
    Assets (EOY)
    $75,705,249
  • 2016 · 990

    Revenue
    $2,512,585
    Expenses
    $2,507,369
    Assets (EOY)
    $74,891,982
  • 2015 · 990

    Revenue
    $2,331,201
    Expenses
    $2,181,881
    Assets (EOY)
    $73,883,923
  • 2014 · 990

    Revenue
    $2,168,161
    Expenses
    $2,278,586
    Assets (EOY)
    $71,112,271
  • 2013 · 990

    Revenue
    $2,305,129
    Expenses
    $2,338,908
    Assets (EOY)
    $70,549,521
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $2,443,210
    Assets (EOY)
    $69,906,320

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 23 October 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.