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NORTHEAST CREDIT UNION

EIN 02-0222930 PORTSMOUTH, NH

Largest nonprofits in New Hampshire

Revenue 2023
$78,609,434
Expenses 2023
$73,523,184

As filed

Subsection
14
Street
PO BOX 1240

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2023

Mission

PROVIDE CREDIT UNION SERVICES TO ITS MEMBERS

Activities or mission (Part I)

PROVIDE CREDIT UNION SERVICES TO ITS MEMBERS.

  • CONSISTENT WITH THE PRINCIPLES, PHILOSOPHY AND VALUES OF THE CREDIT UNION AND VALUES OF THE CREDIT UNION MOVEMENTS, LIGHTHOUSE FEDERAL CREDIT UNION PROVIDES SAFE, HIGH QUALITY FINANCIAL SERVICES TO MEET THE NEEDS OF OUR MEMBERS OWNERS, ENHANCING THEIR FINANCIALS WELL BEING WHILE MAINTAINING THE STRENGTH OF THE CREDIT UNION.

As filed on the 2023 return.

Officers and directors · 2023

As listed in Part VII of the 2023 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Brian Gibb

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Theresa Palumbo

    SECRETARY

    Total calculated
    $0
    Hours/week
    1
  • Terrance Beers

    VICE CHARIMAN

    Total calculated
    $0
    Hours/week
    1
  • David Paciencia

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Regis Saucier

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Julie Cutting-Kelly

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Justin Gamester

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Raymond Bald

    CHAIRMAN

    Total calculated
    $0
    Hours/week
    1
  • Victor Collinino

    TREASURER

    Total calculated
    $0
    Hours/week
    1
  • Christopher G Parker

    PRESIDENT/CEO

    Total calculated
    $967,541
    From this org
    $926,083
    From related orgs
    $0
    Other
    $41,458
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $625,295
    Bonus
    $300,300
    Other
    $488
    Deferred
    $34,868
    Nontaxable benefits
    $6,590
    Filer's total
    $967,541
  • Andrea Pruna

    SVP CGO

    Total calculated
    $388,319
    From this org
    $346,084
    From related orgs
    $0
    Other
    $42,235
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $267,839
    Bonus
    $78,245
    Other
    $0
    Deferred
    $35,876
    Nontaxable benefits
    $6,359
    Filer's total
    $388,319
  • Traci Tenggren

    SVP CHRO

    Total calculated
    $437,296
    From this org
    $403,530
    From related orgs
    $0
    Other
    $33,766
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $230,539
    Bonus
    $48,100
    Other
    $124,891
    Deferred
    $27,762
    Nontaxable benefits
    $6,004
    Filer's total
    $437,296
  • Neil Gordon

    SVP CFO

    Total calculated
    $539,269
    From this org
    $522,581
    From related orgs
    $0
    Other
    $16,688
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $296,154
    Bonus
    $41,173
    Other
    $185,254
    Deferred
    $12,354
    Nontaxable benefits
    $4,334
    Filer's total
    $539,269
  • Kenneth Lawrence

    SVP CIO

    Total calculated
    $479,997
    From this org
    $465,963
    From related orgs
    $0
    Other
    $14,034
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $290,000
    Bonus
    $100
    Other
    $175,863
    Deferred
    $9,993
    Nontaxable benefits
    $4,041
    Filer's total
    $479,997
  • Kelly McGrath

    SVP CRO

    Total calculated
    $528,712
    From this org
    $496,533
    From related orgs
    $0
    Other
    $32,179
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $266,661
    Bonus
    $74,930
    Other
    $154,942
    Deferred
    $30,186
    Nontaxable benefits
    $1,993
    Filer's total
    $528,712
  • Lee P Schafer

    SVP COO/GENERAL COUNSEL

    Total calculated
    $571,918
    From this org
    $536,936
    From related orgs
    $0
    Other
    $34,982
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $292,009
    Bonus
    $73,320
    Other
    $171,607
    Deferred
    $33,752
    Nontaxable benefits
    $1,230
    Filer's total
    $571,918
  • Sean McNair

    SVP CME

    Total calculated
    $535,662
    From this org
    $501,572
    From related orgs
    $0
    Other
    $34,090
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $289,326
    Bonus
    $81,000
    Other
    $131,246
    Deferred
    $34,012
    Nontaxable benefits
    $78
    Filer's total
    $535,662
  • Richard Lipari

    VP, OPERATIONS AND BUSINESS INTELLIGENCE & AU

    Total calculated
    $254,619
    From this org
    $226,449
    From related orgs
    $0
    Other
    $28,170
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $190,586
    Bonus
    $35,863
    Other
    $0
    Deferred
    $18,338
    Nontaxable benefits
    $9,832
    Filer's total
    $254,619
  • Gina Marie Jones

    VP PRODUCT

    Total calculated
    $217,542
    From this org
    $197,160
    From related orgs
    $0
    Other
    $20,382
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $185,064
    Bonus
    $12,096
    Other
    $0
    Deferred
    $13,792
    Nontaxable benefits
    $6,590
    Filer's total
    $217,542
  • Christina J Zaudke

    VP BRANCH STRATEGY AND INNOVATION

    Total calculated
    $258,851
    From this org
    $227,790
    From related orgs
    $0
    Other
    $31,061
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $190,695
    Bonus
    $37,095
    Other
    $0
    Deferred
    $24,471
    Nontaxable benefits
    $6,590
    Filer's total
    $258,851
  • John L Gallagher

    VP INTERNAL AUDIT

    Total calculated
    $244,801
    From this org
    $220,660
    From related orgs
    $0
    Other
    $24,141
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $200,198
    Bonus
    $20,462
    Other
    $0
    Deferred
    $17,624
    Nontaxable benefits
    $6,517
    Filer's total
    $244,801
  • Douglas Sites

    VP CONSUMER & INDIRECT LENDING

    Total calculated
    $208,344
    From this org
    $182,848
    From related orgs
    $0
    Other
    $25,496
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $154,078
    Bonus
    $28,770
    Other
    $0
    Deferred
    $19,137
    Nontaxable benefits
    $6,359
    Filer's total
    $208,344
  • Bonnie J Ward Ended 042423

    VP IT

    Total calculated
    $252,133
    From this org
    $226,567
    From related orgs
    $0
    Other
    $25,566
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $83,360
    Bonus
    $37,154
    Other
    $106,053
    Deferred
    $20,472
    Nontaxable benefits
    $5,094
    Filer's total
    $252,133
  • Ryan Francis Grace

    VP BRAND

    Total calculated
    $196,147
    From this org
    $184,488
    From related orgs
    $0
    Other
    $11,659
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $174,488
    Bonus
    $10,000
    Other
    $0
    Deferred
    $6,923
    Nontaxable benefits
    $4,736
    Filer's total
    $196,147
  • Christopher Saucier

    VP MORTGAGE LENDING AND PAYMENT RESOLUTION

    Total calculated
    $234,700
    From this org
    $219,251
    From related orgs
    $0
    Other
    $15,449
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $184,345
    Bonus
    $30,551
    Other
    $4,355
    Deferred
    $11,649
    Nontaxable benefits
    $3,800
    Filer's total
    $234,700

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2023
    Revenue
    $78,609,434
    Expenses
    $73,523,184
    Contributions
    $0
    Grants paid
    $67,480
  • 2023
    Revenue
    $105,909,094
    Expenses
    $92,220,522
    Contributions
    $0
    Grants paid
    $1,415,985
  • 2022
    Revenue
    $83,517,105
    Expenses
    $70,656,715
    Contributions
    $0
    Grants paid
    $40,000

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $75,179,197
    Expenses
    $65,232,913
    Assets (EOY)
    $1,982,489,459
  • 2020 · 990

    Revenue
    $75,789,429
    Expenses
    $70,720,540
    Assets (EOY)
    $1,818,813,530
  • 2019 · 990

    Revenue
    $76,338,486
    Expenses
    $65,541,110
    Assets (EOY)
    $1,544,752,314
  • 2018 · 990

    Revenue
    $67,349,152
    Expenses
    $55,962,342
    Assets (EOY)
    $1,458,520,888
  • 2017 · 990

    Revenue
    $54,805,215
    Expenses
    $45,324,213
    Assets (EOY)
    $1,313,181,735
  • 2016 · 990

    Revenue
    $47,726,591
    Expenses
    $40,324,592
    Assets (EOY)
    $1,101,453,072
  • 2015 · 990

    Revenue
    $46,055,885
    Expenses
    $40,286,547
    Assets (EOY)
    $1,075,271,291
  • 2014 · 990

    Revenue
    $51,299,245
    Expenses
    $39,942,021
    Assets (EOY)
    $1,022,608,728
  • 2013 · 990

    Revenue
    $43,524,754
    Expenses
    $38,225,487
    Assets (EOY)
    $945,561,460
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $31,194,227
    Assets (EOY)
    $737,648,447

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2023 return

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Related partnerships on its 2023 return

  • OCTANT BUSINESS SERVICES

    RELATED · PROVIDES BUSINESS LENDING SUPPORT · MA · 12.5% owned · share of income $37,300 · share of assets $242,412

Related corporations and trusts on its 2023 return

  • BORTHWICK ASSOCIATES

    C · INSURANCE & INVESTMENTS · NH · 100% owned · share of income $25,002 · share of assets $186,201 · controlled entity

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2023, the newest we have parsed for this organization.