- Revenue 2023
- $78,609,434
- Expenses 2023
- $73,523,184
As filed
- Subsection
- 14
- Street
- PO BOX 1240
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2023
Mission
PROVIDE CREDIT UNION SERVICES TO ITS MEMBERS
Activities or mission (Part I)
PROVIDE CREDIT UNION SERVICES TO ITS MEMBERS.
-
CONSISTENT WITH THE PRINCIPLES, PHILOSOPHY AND VALUES OF THE CREDIT UNION AND VALUES OF THE CREDIT UNION MOVEMENTS, LIGHTHOUSE FEDERAL CREDIT UNION PROVIDES SAFE, HIGH QUALITY FINANCIAL SERVICES TO MEET THE NEEDS OF OUR MEMBERS OWNERS, ENHANCING THEIR FINANCIALS WELL BEING WHILE MAINTAINING THE STRENGTH OF THE CREDIT UNION.
As filed on the 2023 return.
Officers and directors · 2023
As listed in Part VII of the 2023 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Brian GibbBRIAN GIBB
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Theresa PalumboTHERESA PALUMBO
SECRETARY
- Total calculated
- $0
- Hours/week
- 1
-
Terrance BeersTERRANCE BEERS
VICE CHARIMAN
- Total calculated
- $0
- Hours/week
- 1
-
David PacienciaDAVID PACIENCIA
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Regis SaucierREGIS SAUCIER
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Julie Cutting-KellyJULIE CUTTING-KELLY
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Justin GamesterJUSTIN GAMESTER
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Raymond BaldRAYMOND BALD
CHAIRMAN
- Total calculated
- $0
- Hours/week
- 1
-
Victor CollininoVICTOR COLLININO
TREASURER
- Total calculated
- $0
- Hours/week
- 1
-
Christopher G ParkerCHRISTOPHER G PARKER
PRESIDENT/CEO
- Total calculated
- $967,541
- From this org
- $926,083
- From related orgs
- $0
- Other
- $41,458
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $625,295
- Bonus
- $300,300
- Other
- $488
- Deferred
- $34,868
- Nontaxable benefits
- $6,590
- Filer's total
- $967,541
-
Andrea PrunaANDREA PRUNA
SVP CGO
- Total calculated
- $388,319
- From this org
- $346,084
- From related orgs
- $0
- Other
- $42,235
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $267,839
- Bonus
- $78,245
- Other
- $0
- Deferred
- $35,876
- Nontaxable benefits
- $6,359
- Filer's total
- $388,319
-
Traci TenggrenTRACI TENGGREN
SVP CHRO
- Total calculated
- $437,296
- From this org
- $403,530
- From related orgs
- $0
- Other
- $33,766
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $230,539
- Bonus
- $48,100
- Other
- $124,891
- Deferred
- $27,762
- Nontaxable benefits
- $6,004
- Filer's total
- $437,296
-
Neil GordonNEIL GORDON
SVP CFO
- Total calculated
- $539,269
- From this org
- $522,581
- From related orgs
- $0
- Other
- $16,688
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $296,154
- Bonus
- $41,173
- Other
- $185,254
- Deferred
- $12,354
- Nontaxable benefits
- $4,334
- Filer's total
- $539,269
-
Kenneth LawrenceKENNETH LAWRENCE
SVP CIO
- Total calculated
- $479,997
- From this org
- $465,963
- From related orgs
- $0
- Other
- $14,034
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $290,000
- Bonus
- $100
- Other
- $175,863
- Deferred
- $9,993
- Nontaxable benefits
- $4,041
- Filer's total
- $479,997
-
Kelly McGrathKELLY MCGRATH
SVP CRO
- Total calculated
- $528,712
- From this org
- $496,533
- From related orgs
- $0
- Other
- $32,179
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $266,661
- Bonus
- $74,930
- Other
- $154,942
- Deferred
- $30,186
- Nontaxable benefits
- $1,993
- Filer's total
- $528,712
-
Lee P SchaferLEE P SCHAFER
SVP COO/GENERAL COUNSEL
- Total calculated
- $571,918
- From this org
- $536,936
- From related orgs
- $0
- Other
- $34,982
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $292,009
- Bonus
- $73,320
- Other
- $171,607
- Deferred
- $33,752
- Nontaxable benefits
- $1,230
- Filer's total
- $571,918
-
Sean McNairSEAN MCNAIR
SVP CME
- Total calculated
- $535,662
- From this org
- $501,572
- From related orgs
- $0
- Other
- $34,090
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $289,326
- Bonus
- $81,000
- Other
- $131,246
- Deferred
- $34,012
- Nontaxable benefits
- $78
- Filer's total
- $535,662
-
Richard LipariRICHARD LIPARI
VP, OPERATIONS AND BUSINESS INTELLIGENCE & AU
- Total calculated
- $254,619
- From this org
- $226,449
- From related orgs
- $0
- Other
- $28,170
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $190,586
- Bonus
- $35,863
- Other
- $0
- Deferred
- $18,338
- Nontaxable benefits
- $9,832
- Filer's total
- $254,619
-
Gina Marie JonesGINA MARIE JONES
VP PRODUCT
- Total calculated
- $217,542
- From this org
- $197,160
- From related orgs
- $0
- Other
- $20,382
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $185,064
- Bonus
- $12,096
- Other
- $0
- Deferred
- $13,792
- Nontaxable benefits
- $6,590
- Filer's total
- $217,542
-
Christina J ZaudkeCHRISTINA J ZAUDKE
VP BRANCH STRATEGY AND INNOVATION
- Total calculated
- $258,851
- From this org
- $227,790
- From related orgs
- $0
- Other
- $31,061
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $190,695
- Bonus
- $37,095
- Other
- $0
- Deferred
- $24,471
- Nontaxable benefits
- $6,590
- Filer's total
- $258,851
-
John L GallagherJOHN L GALLAGHER
VP INTERNAL AUDIT
- Total calculated
- $244,801
- From this org
- $220,660
- From related orgs
- $0
- Other
- $24,141
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $200,198
- Bonus
- $20,462
- Other
- $0
- Deferred
- $17,624
- Nontaxable benefits
- $6,517
- Filer's total
- $244,801
-
Douglas SitesDOUGLAS SITES
VP CONSUMER & INDIRECT LENDING
- Total calculated
- $208,344
- From this org
- $182,848
- From related orgs
- $0
- Other
- $25,496
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $154,078
- Bonus
- $28,770
- Other
- $0
- Deferred
- $19,137
- Nontaxable benefits
- $6,359
- Filer's total
- $208,344
-
Bonnie J Ward Ended 042423BONNIE J WARD ENDED 042423
VP IT
- Total calculated
- $252,133
- From this org
- $226,567
- From related orgs
- $0
- Other
- $25,566
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $83,360
- Bonus
- $37,154
- Other
- $106,053
- Deferred
- $20,472
- Nontaxable benefits
- $5,094
- Filer's total
- $252,133
-
Ryan Francis GraceRYAN FRANCIS GRACE
VP BRAND
- Total calculated
- $196,147
- From this org
- $184,488
- From related orgs
- $0
- Other
- $11,659
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $174,488
- Bonus
- $10,000
- Other
- $0
- Deferred
- $6,923
- Nontaxable benefits
- $4,736
- Filer's total
- $196,147
-
Christopher SaucierCHRISTOPHER SAUCIER
VP MORTGAGE LENDING AND PAYMENT RESOLUTION
- Total calculated
- $234,700
- From this org
- $219,251
- From related orgs
- $0
- Other
- $15,449
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $184,345
- Bonus
- $30,551
- Other
- $4,355
- Deferred
- $11,649
- Nontaxable benefits
- $3,800
- Filer's total
- $234,700
The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2023
- Revenue
- $78,609,434
- Expenses
- $73,523,184
- Contributions
- $0
- Grants paid
- $67,480
-
2023
- Revenue
- $105,909,094
- Expenses
- $92,220,522
- Contributions
- $0
- Grants paid
- $1,415,985
-
2022
- Revenue
- $83,517,105
- Expenses
- $70,656,715
- Contributions
- $0
- Grants paid
- $40,000
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $75,179,197
- Expenses
- $65,232,913
- Assets (EOY)
- $1,982,489,459
-
2020 · 990
- Revenue
- $75,789,429
- Expenses
- $70,720,540
- Assets (EOY)
- $1,818,813,530
-
2019 · 990
- Revenue
- $76,338,486
- Expenses
- $65,541,110
- Assets (EOY)
- $1,544,752,314
-
2018 · 990
- Revenue
- $67,349,152
- Expenses
- $55,962,342
- Assets (EOY)
- $1,458,520,888
-
2017 · 990
- Revenue
- $54,805,215
- Expenses
- $45,324,213
- Assets (EOY)
- $1,313,181,735
-
2016 · 990
- Revenue
- $47,726,591
- Expenses
- $40,324,592
- Assets (EOY)
- $1,101,453,072
-
2015 · 990
- Revenue
- $46,055,885
- Expenses
- $40,286,547
- Assets (EOY)
- $1,075,271,291
-
2014 · 990
- Revenue
- $51,299,245
- Expenses
- $39,942,021
- Assets (EOY)
- $1,022,608,728
-
2013 · 990
- Revenue
- $43,524,754
- Expenses
- $38,225,487
- Assets (EOY)
- $945,561,460
-
2012 · 990
- Revenue
- not reported
- Expenses
- $31,194,227
- Assets (EOY)
- $737,648,447
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
-
DISCOVER DOWNTOWN WESTBROOK
$28,000
2023 DONATION
-
$7,000
2023 DONATION
-
$6,750
2023 DONATION
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared on its 2023 return
-
LIGHTHOUSE CREDIT UNION FOUNDATION
501(C)(3) · GRANTMAKING FOUNDATION · NH · controlled entity
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Related partnerships on its 2023 return
-
OCTANT BUSINESS SERVICES
RELATED · PROVIDES BUSINESS LENDING SUPPORT · MA · 12.5% owned · share of income $37,300 · share of assets $242,412
Related corporations and trusts on its 2023 return
-
BORTHWICK ASSOCIATES
C · INSURANCE & INVESTMENTS · NH · 100% owned · share of income $25,002 · share of assets $186,201 · controlled entity
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2023, the newest we have parsed for this organization.