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ASSOCIATION OF INDEPENDENT CONSUMER CREDIT COUNSELING AGENCIES INC

EIN 22-3226765 BOCA RATON, FL

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Revenue 2025
$429,946
Expenses 2025
$425,846

Program services were 64.1% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
P51
Classification
1200
Street
170 NE 2ND ST UNIT 1908

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2025

Mission

TO PROVIDE HIGH-VALUE SERVICES DESIGNED TO ESTABLISH EQUILIBRIUM BETWEEN CONSUMERS, CREDITORS, AND MEMBER AGENCIES FOR THE SUCCESSFUL REHABILITATION OF DEBT-CHALLENGED FAMILIES AND INDIVIDUALS.

  • MEMBERSHIP SERVICES - THE ASSOCIATION INFORMS ITS MEMBERS ABOUT STATE AND FEDERAL LEGISLATION, CHAMPIONS CONSUMER FINANCIAL EDUCATION, SUPPORTS INDUSTRY ISSUES AND INITIATIVES THROUGH THE MEDIA, AND STRIVES FOR THE MAINTENANCE OF CONTINUED POSITIVE RELATIONSHIPS BETWEEN CREDITORS AND THE CREDIT COUNSELING INDUSTRY. ADDITIONAL MEMBER SERVICES - THE ASSOCIATION PROVIDES INFORMED LEADERSHIP, ADVOCACY, AND VALUE-ADDED SERVICES TO ITS MEMBERS BY COLLECTING DATA ON MEMBER NEEDS, MEASURING MEMBER SATISFACTION, AND CONTINUOUSLY STRIVING TO IMPROVE THE ASSOCIATION'S EFFECTIVENESS. IN ADDITION, THE ASSOCIATION MAINTAINS A WEBSITE THAT PROVIDES INFORMATIONAL AND EDUCATIONAL RESOURCES FOR MEMBERS AND CONSUMERS IN GENERAL.

    Expenses $234,165 · Revenue $371,447

  • ANNUAL CONFERENCE - THE ASSOCIATION OFFERS EDUCATIONAL CONFERENCES FOR MEMBERS TO SHARE INFORMATION AND TO OBTAIN THE LATEST UPDATES FROM INDUSTRY EXPERTS ON CREDIT COUNSELING METHODS AND PRACTICES. SESSIONS ARE CONDUCTED FOR INDIVIDUALS AT ALL LEVELS OF THEIR ORGANIZATION AND ON MANY VARIED RELEVANT TOPICS. IN ADDITION, COUNSELORS IN ATTENDANCE AT THE CONFERENCE ARE ELIGIBLE TO RECEIVE CONTINUING EDUCATION CREDITS FROM THEIR THIRD PARTY CERTIFICATION PROVIDERS.

    Expenses $38,796 · Revenue $27,633

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Martin Lynch

    PRESIDENT

    Total calculated
    $0
    Hours/week
    15
  • Christopher Viale

    VICE PRESIDENT AND CO-CHAIR

    Total calculated
    $0
    Hours/week
    7.5
  • Judith Sorensen

    CO-CHAIR

    Total calculated
    $0
    Hours/week
    2
  • Phil Heinemann

    TREASURER; TRUSTEE UNTIL MAY

    Total calculated
    $0
    Hours/week
    5
  • Russell Graves

    SECRETARY

    Total calculated
    $0
    Hours/week
    2
  • Robb Czyzewski

    TRUSTEE

    Total calculated
    $0
    Hours/week
    2
  • Gary Herman

    TRUSTEE

    Total calculated
    $0
    Hours/week
    2
  • Sam Hohman

    TRUSTEE UNTIL MAY

    Total calculated
    $0
    Hours/week
    2
  • Rick Munster

    TRUSTEE

    Total calculated
    $0
    Hours/week
    7.5
  • Loretta Roney

    TRUSTEE AS OF MAY

    Total calculated
    $0
    Hours/week
    2
  • Manuel Salazar

    TRUSTEE AS OF MAY

    Total calculated
    $0
    Hours/week
    2
  • Lori Pollack

    EXECUTIVE DIRECTOR

    Total calculated
    $127,363
    From this org
    $112,000
    From related orgs
    $0
    Other
    $15,363
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $429,946
    Expenses
    $425,846
    Contributions
    $19,500
    Grants paid
    $0
  • 2024
    Revenue
    $389,613
    Expenses
    $469,918
    Contributions
    $36,250
    Grants paid
    $0
  • 2023
    Revenue
    $345,668
    Expenses
    $337,182
    Contributions
    $27,500
    Grants paid
    $0
  • 2022
    Revenue
    $236,933
    Expenses
    $218,047
    Contributions
    $26,311
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $257,336
    Expenses
    $167,726
    Assets (EOY)
    $470,696
  • 2020 · 990-EZ

    Revenue
    $185,200
    Expenses
    $165,005
    Assets (EOY)
    $393,412
  • 2019 · 990

    Revenue
    $286,103
    Expenses
    $206,883
    Assets (EOY)
    $359,869
  • 2018 · 990

    Revenue
    $250,219
    Expenses
    $209,504
    Assets (EOY)
    $282,663
  • 2017 · 990

    Revenue
    $246,018
    Expenses
    $222,265
    Assets (EOY)
    $262,849
  • 2016 · 990

    Revenue
    $426,320
    Expenses
    $441,213
    Assets (EOY)
    $248,218
  • 2015 · 990

    Revenue
    $454,352
    Expenses
    $503,826
    Assets (EOY)
    $191,527
  • 2014 · 990

    Revenue
    $566,680
    Expenses
    $612,250
    Assets (EOY)
    $255,688
  • 2013 · 990

    Revenue
    $536,809
    Expenses
    $500,262
    Assets (EOY)
    $283,667
  • 2011 · 990

    Revenue
    not reported
    Expenses
    $559,832
    Assets (EOY)
    $213,731

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 13 October 2026, under deductibility PC.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.