ASSOCIATION OF INDEPENDENT CONSUMER CREDIT COUNSELING AGENCIES INC
EIN 22-3226765 BOCA RATON, FL
- Revenue 2025
- $429,946
- Expenses 2025
- $425,846
Program services were 64.1% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
As filed
- Subsection
- 03
- NTEE code
- P51
- Classification
- 1200
- Street
- 170 NE 2ND ST UNIT 1908
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2025
Mission
TO PROVIDE HIGH-VALUE SERVICES DESIGNED TO ESTABLISH EQUILIBRIUM BETWEEN CONSUMERS, CREDITORS, AND MEMBER AGENCIES FOR THE SUCCESSFUL REHABILITATION OF DEBT-CHALLENGED FAMILIES AND INDIVIDUALS.
-
MEMBERSHIP SERVICES - THE ASSOCIATION INFORMS ITS MEMBERS ABOUT STATE AND FEDERAL LEGISLATION, CHAMPIONS CONSUMER FINANCIAL EDUCATION, SUPPORTS INDUSTRY ISSUES AND INITIATIVES THROUGH THE MEDIA, AND STRIVES FOR THE MAINTENANCE OF CONTINUED POSITIVE RELATIONSHIPS BETWEEN CREDITORS AND THE CREDIT COUNSELING INDUSTRY. ADDITIONAL MEMBER SERVICES - THE ASSOCIATION PROVIDES INFORMED LEADERSHIP, ADVOCACY, AND VALUE-ADDED SERVICES TO ITS MEMBERS BY COLLECTING DATA ON MEMBER NEEDS, MEASURING MEMBER SATISFACTION, AND CONTINUOUSLY STRIVING TO IMPROVE THE ASSOCIATION'S EFFECTIVENESS. IN ADDITION, THE ASSOCIATION MAINTAINS A WEBSITE THAT PROVIDES INFORMATIONAL AND EDUCATIONAL RESOURCES FOR MEMBERS AND CONSUMERS IN GENERAL.
Expenses $234,165 · Revenue $371,447
-
ANNUAL CONFERENCE - THE ASSOCIATION OFFERS EDUCATIONAL CONFERENCES FOR MEMBERS TO SHARE INFORMATION AND TO OBTAIN THE LATEST UPDATES FROM INDUSTRY EXPERTS ON CREDIT COUNSELING METHODS AND PRACTICES. SESSIONS ARE CONDUCTED FOR INDIVIDUALS AT ALL LEVELS OF THEIR ORGANIZATION AND ON MANY VARIED RELEVANT TOPICS. IN ADDITION, COUNSELORS IN ATTENDANCE AT THE CONFERENCE ARE ELIGIBLE TO RECEIVE CONTINUING EDUCATION CREDITS FROM THEIR THIRD PARTY CERTIFICATION PROVIDERS.
Expenses $38,796 · Revenue $27,633
As filed on the 2025 return.
Officers and directors · 2025
As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Martin LynchMARTIN LYNCH
PRESIDENT
- Total calculated
- $0
- Hours/week
- 15
-
Christopher VialeCHRISTOPHER VIALE
VICE PRESIDENT AND CO-CHAIR
- Total calculated
- $0
- Hours/week
- 7.5
-
Judith SorensenJUDITH SORENSEN
CO-CHAIR
- Total calculated
- $0
- Hours/week
- 2
-
Phil HeinemannPHIL HEINEMANN
TREASURER; TRUSTEE UNTIL MAY
- Total calculated
- $0
- Hours/week
- 5
-
Russell GravesRUSSELL GRAVES
SECRETARY
- Total calculated
- $0
- Hours/week
- 2
-
Robb CzyzewskiROBB CZYZEWSKI
TRUSTEE
- Total calculated
- $0
- Hours/week
- 2
-
Gary HermanGARY HERMAN
TRUSTEE
- Total calculated
- $0
- Hours/week
- 2
-
Sam HohmanSAM HOHMAN
TRUSTEE UNTIL MAY
- Total calculated
- $0
- Hours/week
- 2
-
Rick MunsterRICK MUNSTER
TRUSTEE
- Total calculated
- $0
- Hours/week
- 7.5
-
Loretta RoneyLORETTA RONEY
TRUSTEE AS OF MAY
- Total calculated
- $0
- Hours/week
- 2
-
Manuel SalazarMANUEL SALAZAR
TRUSTEE AS OF MAY
- Total calculated
- $0
- Hours/week
- 2
-
Lori PollackLORI POLLACK
EXECUTIVE DIRECTOR
- Total calculated
- $127,363
- From this org
- $112,000
- From related orgs
- $0
- Other
- $15,363
- Hours/week
- 40
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. Earlier years are each on their own filing page.
Filings
-
2025
- Revenue
- $429,946
- Expenses
- $425,846
- Contributions
- $19,500
- Grants paid
- $0
-
2024
- Revenue
- $389,613
- Expenses
- $469,918
- Contributions
- $36,250
- Grants paid
- $0
-
2023
- Revenue
- $345,668
- Expenses
- $337,182
- Contributions
- $27,500
- Grants paid
- $0
-
2022
- Revenue
- $236,933
- Expenses
- $218,047
- Contributions
- $26,311
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $257,336
- Expenses
- $167,726
- Assets (EOY)
- $470,696
-
2020 · 990-EZ
- Revenue
- $185,200
- Expenses
- $165,005
- Assets (EOY)
- $393,412
-
2019 · 990
- Revenue
- $286,103
- Expenses
- $206,883
- Assets (EOY)
- $359,869
-
2018 · 990
- Revenue
- $250,219
- Expenses
- $209,504
- Assets (EOY)
- $282,663
-
2017 · 990
- Revenue
- $246,018
- Expenses
- $222,265
- Assets (EOY)
- $262,849
-
2016 · 990
- Revenue
- $426,320
- Expenses
- $441,213
- Assets (EOY)
- $248,218
-
2015 · 990
- Revenue
- $454,352
- Expenses
- $503,826
- Assets (EOY)
- $191,527
-
2014 · 990
- Revenue
- $566,680
- Expenses
- $612,250
- Assets (EOY)
- $255,688
-
2013 · 990
- Revenue
- $536,809
- Expenses
- $500,262
- Assets (EOY)
- $283,667
-
2011 · 990
- Revenue
- not reported
- Expenses
- $559,832
- Assets (EOY)
- $213,731
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
-
$8,000
2022 IN SUPPORT OF FAIR FEE ADVOCACY PROJECT
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Listed as of 13 October 2026, under deductibility PC.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.