BOWATER EMPLOYEES CREDIT UNION

As filed

Subsection

14

Classification

1000

Street

5123 HIGHWAY 11 S

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF TENNESSEE (EIN 62-6074998). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

• OPERATED DURING 2025 AS A STATE CHARTERED CREDIT UNION THAT IS MUTUALLY OWNED BY 20,680 MEMBERS TO PROMOTE THRIFT ISSUE SHARES AND MAINTAIN ACCOUNTS AND MAKE LOANS TO OUR MEMBERS. FUNDS NOT NEEDED FOR LIQUIDITY OR FOR LOANS ARE TEMPORARILY INVESTED. ALL OF OUR REVENUES AND EXPENSES ARE RELATED TO THIS PURPOSE.

  Expenses $19,098,614 · Revenue $22,414,931

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

• 2025

  Revenue

  $22,414,931

  Expenses

  $19,098,616

  Contributions

  $0

  Grants paid

  $0

• 2024

  Revenue

  $19,263,873

  Expenses

  $15,280,795

  Contributions

  $0

  Grants paid

  $0

• 2023

  Revenue

  $15,164,063

  Expenses

  $12,148,612

  Contributions

  $0

  Grants paid

  $0

• 2022

  Revenue

  $12,161,157

  Expenses

  $9,674,319

  Contributions

  $0

  Grants paid

  $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

• 2021 · 990

  Revenue

  $9,965,826

  Expenses

  $8,573,725

  Assets (EOY)

  $238,168,632

• 2020 · 990

  Revenue

  $9,573,362

  Expenses

  $9,049,400

  Assets (EOY)

  $210,207,588

• 2019 · 990

  Revenue

  $9,610,618

  Expenses

  $9,094,961

  Assets (EOY)

  $176,601,323

• 2018 · 990

  Revenue

  $8,579,409

  Expenses

  $8,096,978

  Assets (EOY)

  $162,959,666

• 2017 · 990

  Revenue

  $7,640,707

  Expenses

  $7,415,354

  Assets (EOY)

  $157,805,356

• 2016 · 990

  Revenue

  $6,961,417

  Expenses

  $6,679,815

  Assets (EOY)

  $149,039,378

• 2015 · 990

  Revenue

  $6,559,267

  Expenses

  $6,259,279

  Assets (EOY)

  $147,063,671

• 2015 · 990

  Revenue

  $6,559,267

  Expenses

  $6,259,279

  Assets (EOY)

  $147,063,671

• 2014 · 990

  Revenue

  $6,979,583

  Expenses

  $5,960,916

  Assets (EOY)

  $146,498,461

• 2013 · 990

  Revenue

  $6,063,467

  Expenses

  $5,755,400

  Assets (EOY)

  $140,979,369

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files