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VERIDIAN CREDIT UNION

EIN 42-1132695 WATERLOO, IA

Browse the largest nonprofits in Iowa

Revenue 2024
$459,755,519
Expenses 2024
$366,394,437

As filed

Subsection
14
NTEE code
W61
Classification
1000
Street
1827 ANSBOROUGH AVE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

Mission

THE MISSION OF VERIDIAN CREDIT UNION IS TO PARTNER WITH MEMBERS TO CREATE SUCCESSFUL FINANCIAL FUTURES.

Activities or mission (Part I)

TO PROVIDE A VARIETY OF LOW OR NO COST SERVICES, LOW LOAN RATES, AND HIGHER SAVINGS RATES TO OUR MEMBERS, AND TO FULFILL OUR PHILOSOPHY OF "PEOPLE HELPING PEOPLE" BY PARTNERING WITH OUR MEMBERS TO CREATE SUCCESSFUL FINANCIAL FUTURES. OUR CURRENT FIELD OF MEMBERSHIP IS THE STATE OF IOWA, 6 COUNTIES IN EASTERN NEBRASKA, AND 8 COUNTIES AROUND THE MINNEAPOLIS-ST PAUL METRO IN MINNESOTA.

  • VERIDIAN CREDIT UNION SERVED APPROXIMATELY 349,551 MEMBERS AT OUR CONVENIENT BRANCH LOCATIONS. VERIDIAN CREDIT UNION ADDED 42,572 NEW MEMBERSHIPS IN 2024. TOTAL LOANS AND DEPOSITS AT 12/31/2024 WERE 6,858,140,556 AND 6,582,483,785, RESPECTIVELY.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Stephanie Atkin

    CHAIRPERSON

    Total calculated
    $782
    From this org
    $782
    From related orgs
    $0
    Other
    $0
    Hours/week
    6
  • Pamela Ayres

    FORMER BOARD OF DIRECTOR

    Total calculated
    $98
    From this org
    $98
    From related orgs
    $0
    Other
    $0
    Hours/week
    6
  • Emsad Begic

    BOARD OF DIRECTOR

    Total calculated
    $485
    From this org
    $485
    From related orgs
    $0
    Other
    $0
    Hours/week
    6
  • William Boevers

    SECRETARY

    Total calculated
    $1,885
    From this org
    $1,885
    From related orgs
    $0
    Other
    $0
    Hours/week
    6
  • Cynthia Buettner

    BOARD OF DIRECTOR

    Total calculated
    $135
    From this org
    $135
    From related orgs
    $0
    Other
    $0
    Hours/week
    6
  • James Kacher

    BOARD OF DIRECTOR

    Total calculated
    $0
    Hours/week
    6
  • Bob Kressig

    BOARD OF DIRECTOR

    Total calculated
    $0
    Hours/week
    6
  • Larry Loss

    BOARD OF DIRECTOR

    Total calculated
    $1,721
    From this org
    $1,721
    From related orgs
    $0
    Other
    $0
    Hours/week
    6
  • Traci McBee

    CHAIRPERSON ELECT

    Total calculated
    $2,468
    From this org
    $2,468
    From related orgs
    $0
    Other
    $0
    Hours/week
    6
  • Will Montgomery

    BOARD OF DIRECTOR

    Total calculated
    $2,110
    From this org
    $2,110
    From related orgs
    $0
    Other
    $0
    Hours/week
    6
  • Cindy Sprole

    BOARD OF DIRECTOR

    Total calculated
    $798
    From this org
    $798
    From related orgs
    $0
    Other
    $0
    Hours/week
    6
  • Justine Teut

    BOARD OF DIRECTOR

    Total calculated
    $24,356
    From this org
    $24,356
    From related orgs
    $0
    Other
    $0
    Hours/week
    6
  • Aubrey Ward

    BOARD OF DIRECTOR

    Total calculated
    $4,534
    From this org
    $4,534
    From related orgs
    $0
    Other
    $0
    Hours/week
    6
  • Nick Waters

    TREASURER

    Total calculated
    $0
    Hours/week
    6
  • Renee Christoffer

    PRESIDENT/CEO

    Total calculated
    $1,507,539
    From this org
    $1,206,516
    From related orgs
    $0
    Other
    $301,023
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $776,269
    Bonus
    $207,044
    Other
    $223,203
    Deferred
    $278,433
    Nontaxable benefits
    $22,590
    Filer's total
    $1,507,539
  • Keith Mesch

    CHIEF FINANCIAL OFFICER

    Total calculated
    $724,131
    From this org
    $535,227
    From related orgs
    $0
    Other
    $188,904
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $346,398
    Bonus
    $86,131
    Other
    $102,698
    Deferred
    $163,075
    Nontaxable benefits
    $25,829
    Filer's total
    $724,131
  • Brett Engstrom

    CHIEF INFORMATION OFFICER

    Total calculated
    $553,780
    From this org
    $405,967
    From related orgs
    $0
    Other
    $147,813
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $270,709
    Bonus
    $64,121
    Other
    $71,137
    Deferred
    $123,692
    Nontaxable benefits
    $24,121
    Filer's total
    $553,780
  • Mark Koppedryer

    CHIEF EXPERIENCE OFFICER

    Total calculated
    $548,709
    From this org
    $383,968
    From related orgs
    $0
    Other
    $164,741
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $290,490
    Bonus
    $64,014
    Other
    $29,464
    Deferred
    $131,558
    Nontaxable benefits
    $33,183
    Filer's total
    $548,709
  • Shawna Matz

    CHIEF PEOPLE OFFICER

    Total calculated
    $497,493
    From this org
    $373,685
    From related orgs
    $0
    Other
    $123,808
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $238,719
    Bonus
    $56,541
    Other
    $78,425
    Deferred
    $108,254
    Nontaxable benefits
    $15,554
    Filer's total
    $497,493
  • Kara Vanwert

    CHIEF LENDING OFFICER

    Total calculated
    $521,425
    From this org
    $374,342
    From related orgs
    $0
    Other
    $147,083
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $267,350
    Bonus
    $61,440
    Other
    $45,552
    Deferred
    $126,923
    Nontaxable benefits
    $20,160
    Filer's total
    $521,425
  • Christi Hulme

    VP OF MEMBER CONTACT CENTER

    Total calculated
    $338,013
    From this org
    $250,036
    From related orgs
    $0
    Other
    $87,977
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $192,253
    Bonus
    $24,957
    Other
    $32,826
    Deferred
    $61,049
    Nontaxable benefits
    $26,928
    Filer's total
    $338,013
  • Emily L Kuntz

    VP - CONTROLLER

    Total calculated
    $351,968
    From this org
    $266,451
    From related orgs
    $0
    Other
    $85,517
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $188,782
    Bonus
    $28,053
    Other
    $49,616
    Deferred
    $59,705
    Nontaxable benefits
    $25,812
    Filer's total
    $351,968
  • Gregory Slessor

    SENIOR VP OF LEGAL

    Total calculated
    $489,194
    From this org
    $367,523
    From related orgs
    $0
    Other
    $121,671
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $261,772
    Bonus
    $49,077
    Other
    $56,674
    Deferred
    $88,836
    Nontaxable benefits
    $32,835
    Filer's total
    $489,194
  • Steven Lindaman

    VP OF COMMERCIAL AND MORTGAGE

    Total calculated
    $335,399
    From this org
    $247,201
    From related orgs
    $0
    Other
    $88,198
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $221,940
    Bonus
    $24,296
    Other
    $965
    Deferred
    $64,999
    Nontaxable benefits
    $23,199
    Filer's total
    $335,399
  • Molly Schmidt

    VP OF INFORMATION TECHNOLOGY

    Total calculated
    $313,378
    From this org
    $224,450
    From related orgs
    $0
    Other
    $88,928
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $177,795
    Bonus
    $24,421
    Other
    $22,234
    Deferred
    $56,011
    Nontaxable benefits
    $32,917
    Filer's total
    $313,378

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $459,755,519
    Expenses
    $366,394,437
    Contributions
    $0
    Grants paid
    $985,368
  • 2023
    Revenue
    $393,776,056
    Expenses
    $320,519,571
    Contributions
    $0
    Grants paid
    $806,078
  • 2022
    Revenue
    $308,336,218
    Expenses
    $208,710,140
    Contributions
    $0
    Grants paid
    $722,807

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $284,905,474
    Expenses
    $165,949,826
    Assets (EOY)
    $5,861,265,762
  • 2020 · 990

    Revenue
    $250,686,437
    Expenses
    $183,953,952
    Assets (EOY)
    $5,127,625,899
  • 2019 · 990

    Revenue
    $232,895,621
    Expenses
    $179,934,722
    Assets (EOY)
    $4,348,513,312
  • 2018 · 990

    Revenue
    $201,526,798
    Expenses
    $150,898,268
    Assets (EOY)
    $4,142,827,269
  • 2017 · 990

    Revenue
    $161,883,877
    Expenses
    $124,385,568
    Assets (EOY)
    $3,556,595,295
  • 2016 · 990

    Revenue
    $135,221,556
    Expenses
    $116,437,755
    Assets (EOY)
    $3,100,933,825
  • 2015 · 990

    Revenue
    $127,680,747
    Expenses
    $100,279,754
    Assets (EOY)
    $2,952,155,107
  • 2014 · 990

    Revenue
    $120,038,158
    Expenses
    $95,396,759
    Assets (EOY)
    $2,641,081,164
  • 2013 · 990

    Revenue
    $112,096,375
    Expenses
    $89,882,155
    Assets (EOY)
    $2,433,904,499
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $86,359,045
    Assets (EOY)
    $2,350,002,400

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Related corporations and trusts on its 2024 return

  • THE VERIDIAN GROUP

    C · INSURANCE AND PAYROLL PROCESSING · IA · 100% owned · share of income $7,845,296 · share of assets $9,060,916 · controlled entity

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.