- Revenue 2024
- $459,755,519
- Expenses 2024
- $366,394,437
As filed
- Subsection
- 14
- NTEE code
- W61
- Classification
- 1000
- Street
- 1827 ANSBOROUGH AVE
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2024
Mission
THE MISSION OF VERIDIAN CREDIT UNION IS TO PARTNER WITH MEMBERS TO CREATE SUCCESSFUL FINANCIAL FUTURES.
Activities or mission (Part I)
TO PROVIDE A VARIETY OF LOW OR NO COST SERVICES, LOW LOAN RATES, AND HIGHER SAVINGS RATES TO OUR MEMBERS, AND TO FULFILL OUR PHILOSOPHY OF "PEOPLE HELPING PEOPLE" BY PARTNERING WITH OUR MEMBERS TO CREATE SUCCESSFUL FINANCIAL FUTURES. OUR CURRENT FIELD OF MEMBERSHIP IS THE STATE OF IOWA, 6 COUNTIES IN EASTERN NEBRASKA, AND 8 COUNTIES AROUND THE MINNEAPOLIS-ST PAUL METRO IN MINNESOTA.
-
VERIDIAN CREDIT UNION SERVED APPROXIMATELY 349,551 MEMBERS AT OUR CONVENIENT BRANCH LOCATIONS. VERIDIAN CREDIT UNION ADDED 42,572 NEW MEMBERSHIPS IN 2024. TOTAL LOANS AND DEPOSITS AT 12/31/2024 WERE 6,858,140,556 AND 6,582,483,785, RESPECTIVELY.
As filed on the 2024 return.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Stephanie AtkinSTEPHANIE ATKIN
CHAIRPERSON
- Total calculated
- $782
- From this org
- $782
- From related orgs
- $0
- Other
- $0
- Hours/week
- 6
-
Pamela AyresPAMELA AYRES
FORMER BOARD OF DIRECTOR
- Total calculated
- $98
- From this org
- $98
- From related orgs
- $0
- Other
- $0
- Hours/week
- 6
-
Emsad BegicEMSAD BEGIC
BOARD OF DIRECTOR
- Total calculated
- $485
- From this org
- $485
- From related orgs
- $0
- Other
- $0
- Hours/week
- 6
-
William BoeversWILLIAM BOEVERS
SECRETARY
- Total calculated
- $1,885
- From this org
- $1,885
- From related orgs
- $0
- Other
- $0
- Hours/week
- 6
-
Cynthia BuettnerCYNTHIA BUETTNER
BOARD OF DIRECTOR
- Total calculated
- $135
- From this org
- $135
- From related orgs
- $0
- Other
- $0
- Hours/week
- 6
-
James KacherJAMES KACHER
BOARD OF DIRECTOR
- Total calculated
- $0
- Hours/week
- 6
-
Bob KressigBOB KRESSIG
BOARD OF DIRECTOR
- Total calculated
- $0
- Hours/week
- 6
-
Larry LossLARRY LOSS
BOARD OF DIRECTOR
- Total calculated
- $1,721
- From this org
- $1,721
- From related orgs
- $0
- Other
- $0
- Hours/week
- 6
-
Traci McBeeTRACI MCBEE
CHAIRPERSON ELECT
- Total calculated
- $2,468
- From this org
- $2,468
- From related orgs
- $0
- Other
- $0
- Hours/week
- 6
-
Will MontgomeryWILL MONTGOMERY
BOARD OF DIRECTOR
- Total calculated
- $2,110
- From this org
- $2,110
- From related orgs
- $0
- Other
- $0
- Hours/week
- 6
-
Cindy SproleCINDY SPROLE
BOARD OF DIRECTOR
- Total calculated
- $798
- From this org
- $798
- From related orgs
- $0
- Other
- $0
- Hours/week
- 6
-
Justine TeutJUSTINE TEUT
BOARD OF DIRECTOR
- Total calculated
- $24,356
- From this org
- $24,356
- From related orgs
- $0
- Other
- $0
- Hours/week
- 6
-
Aubrey WardAUBREY WARD
BOARD OF DIRECTOR
- Total calculated
- $4,534
- From this org
- $4,534
- From related orgs
- $0
- Other
- $0
- Hours/week
- 6
-
Nick WatersNICK WATERS
TREASURER
- Total calculated
- $0
- Hours/week
- 6
-
Renee ChristofferRENEE CHRISTOFFER
PRESIDENT/CEO
- Total calculated
- $1,507,539
- From this org
- $1,206,516
- From related orgs
- $0
- Other
- $301,023
- Hours/week
- 50
Schedule J breakdown matched by us
- Base
- $776,269
- Bonus
- $207,044
- Other
- $223,203
- Deferred
- $278,433
- Nontaxable benefits
- $22,590
- Filer's total
- $1,507,539
-
Keith MeschKEITH MESCH
CHIEF FINANCIAL OFFICER
- Total calculated
- $724,131
- From this org
- $535,227
- From related orgs
- $0
- Other
- $188,904
- Hours/week
- 50
Schedule J breakdown matched by us
- Base
- $346,398
- Bonus
- $86,131
- Other
- $102,698
- Deferred
- $163,075
- Nontaxable benefits
- $25,829
- Filer's total
- $724,131
-
Brett EngstromBRETT ENGSTROM
CHIEF INFORMATION OFFICER
- Total calculated
- $553,780
- From this org
- $405,967
- From related orgs
- $0
- Other
- $147,813
- Hours/week
- 50
Schedule J breakdown matched by us
- Base
- $270,709
- Bonus
- $64,121
- Other
- $71,137
- Deferred
- $123,692
- Nontaxable benefits
- $24,121
- Filer's total
- $553,780
-
Mark KoppedryerMARK KOPPEDRYER
CHIEF EXPERIENCE OFFICER
- Total calculated
- $548,709
- From this org
- $383,968
- From related orgs
- $0
- Other
- $164,741
- Hours/week
- 50
Schedule J breakdown matched by us
- Base
- $290,490
- Bonus
- $64,014
- Other
- $29,464
- Deferred
- $131,558
- Nontaxable benefits
- $33,183
- Filer's total
- $548,709
-
Shawna MatzSHAWNA MATZ
CHIEF PEOPLE OFFICER
- Total calculated
- $497,493
- From this org
- $373,685
- From related orgs
- $0
- Other
- $123,808
- Hours/week
- 50
Schedule J breakdown matched by us
- Base
- $238,719
- Bonus
- $56,541
- Other
- $78,425
- Deferred
- $108,254
- Nontaxable benefits
- $15,554
- Filer's total
- $497,493
-
Kara VanwertKARA VANWERT
CHIEF LENDING OFFICER
- Total calculated
- $521,425
- From this org
- $374,342
- From related orgs
- $0
- Other
- $147,083
- Hours/week
- 50
Schedule J breakdown matched by us
- Base
- $267,350
- Bonus
- $61,440
- Other
- $45,552
- Deferred
- $126,923
- Nontaxable benefits
- $20,160
- Filer's total
- $521,425
-
Christi HulmeCHRISTI HULME
VP OF MEMBER CONTACT CENTER
- Total calculated
- $338,013
- From this org
- $250,036
- From related orgs
- $0
- Other
- $87,977
- Hours/week
- 50
Schedule J breakdown matched by us
- Base
- $192,253
- Bonus
- $24,957
- Other
- $32,826
- Deferred
- $61,049
- Nontaxable benefits
- $26,928
- Filer's total
- $338,013
-
Emily L KuntzEMILY L KUNTZ
VP - CONTROLLER
- Total calculated
- $351,968
- From this org
- $266,451
- From related orgs
- $0
- Other
- $85,517
- Hours/week
- 50
Schedule J breakdown matched by us
- Base
- $188,782
- Bonus
- $28,053
- Other
- $49,616
- Deferred
- $59,705
- Nontaxable benefits
- $25,812
- Filer's total
- $351,968
-
Gregory SlessorGREGORY SLESSOR
SENIOR VP OF LEGAL
- Total calculated
- $489,194
- From this org
- $367,523
- From related orgs
- $0
- Other
- $121,671
- Hours/week
- 50
Schedule J breakdown matched by us
- Base
- $261,772
- Bonus
- $49,077
- Other
- $56,674
- Deferred
- $88,836
- Nontaxable benefits
- $32,835
- Filer's total
- $489,194
-
Steven LindamanSTEVEN LINDAMAN
VP OF COMMERCIAL AND MORTGAGE
- Total calculated
- $335,399
- From this org
- $247,201
- From related orgs
- $0
- Other
- $88,198
- Hours/week
- 50
Schedule J breakdown matched by us
- Base
- $221,940
- Bonus
- $24,296
- Other
- $965
- Deferred
- $64,999
- Nontaxable benefits
- $23,199
- Filer's total
- $335,399
-
Molly SchmidtMOLLY SCHMIDT
VP OF INFORMATION TECHNOLOGY
- Total calculated
- $313,378
- From this org
- $224,450
- From related orgs
- $0
- Other
- $88,928
- Hours/week
- 50
Schedule J breakdown matched by us
- Base
- $177,795
- Bonus
- $24,421
- Other
- $22,234
- Deferred
- $56,011
- Nontaxable benefits
- $32,917
- Filer's total
- $313,378
The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $459,755,519
- Expenses
- $366,394,437
- Contributions
- $0
- Grants paid
- $985,368
-
2023
- Revenue
- $393,776,056
- Expenses
- $320,519,571
- Contributions
- $0
- Grants paid
- $806,078
-
2022
- Revenue
- $308,336,218
- Expenses
- $208,710,140
- Contributions
- $0
- Grants paid
- $722,807
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $284,905,474
- Expenses
- $165,949,826
- Assets (EOY)
- $5,861,265,762
-
2020 · 990
- Revenue
- $250,686,437
- Expenses
- $183,953,952
- Assets (EOY)
- $5,127,625,899
-
2019 · 990
- Revenue
- $232,895,621
- Expenses
- $179,934,722
- Assets (EOY)
- $4,348,513,312
-
2018 · 990
- Revenue
- $201,526,798
- Expenses
- $150,898,268
- Assets (EOY)
- $4,142,827,269
-
2017 · 990
- Revenue
- $161,883,877
- Expenses
- $124,385,568
- Assets (EOY)
- $3,556,595,295
-
2016 · 990
- Revenue
- $135,221,556
- Expenses
- $116,437,755
- Assets (EOY)
- $3,100,933,825
-
2015 · 990
- Revenue
- $127,680,747
- Expenses
- $100,279,754
- Assets (EOY)
- $2,952,155,107
-
2014 · 990
- Revenue
- $120,038,158
- Expenses
- $95,396,759
- Assets (EOY)
- $2,641,081,164
-
2013 · 990
- Revenue
- $112,096,375
- Expenses
- $89,882,155
- Assets (EOY)
- $2,433,904,499
-
2012 · 990
- Revenue
- not reported
- Expenses
- $86,359,045
- Assets (EOY)
- $2,350,002,400
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
-
$200,000
2022 IDA FUNDING
-
$105,506
2023 MEMBER ENGAGEMENT
-
$100,421
2024 MEMBER ENGAGEMENT
-
$100,000
2023 IDA FUNDING
-
$100,000
2024 IDA FUNDING
-
2023 GRANTS AND ONE CEDAR VALLEY FUND
-
2022 GRANTS AND ONE CEDAR VALLEY FUND
-
2024 GRANTS AND ONE CEDAR VALLEY FUND
-
$56,510
2022 GENERAL SUPPORT
-
$37,500
2023 ECONOMIC DEVELOPMENT
The 10 largest by cash amount. The API serves every itemized grant.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Related corporations and trusts on its 2024 return
-
THE VERIDIAN GROUP
C · INSURANCE AND PAYROLL PROCESSING · IA · 100% owned · share of income $7,845,296 · share of assets $9,060,916 · controlled entity
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.