745 GEAUGA CREDIT UNION INC

As filed

Subsection

14

Classification

1000

Street

PO BOX 839

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of OHIO CHARTERED CREDIT UNIONS (EIN 23-7092827). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

• PAID FOR COMPENSATION, EMPLOYEE BENEFITS AND RELATED PAYROLL TAXES. EMPLOYEES PROVIDE A WIDE RANGE OF SERVICES FOR OUR MEMBERS INCLUDING, BUT NOT LIMITED TO, EDUCATING MEMBERS ON AVAILABLE SERVICES/PRODUCTS, OPENING AND SERVICING DEPOSIT AND LOAN PRODUCTS, ASSIST MEMBERS WHEN ISSUES ARISE CONCERNINGTHEIR ACCOUNTS. GCU STRIVES TO PROVIDE PERSONAL MEMBER SERVICES.

  Expenses $736,623

• COSTS ASSOCIATED WITH PROVIDING AN OFFICE FOR STAFF AND MEMBERS. INCLUDES EQUIPMENT, SERVICES AND SUPPLIES REQUIRED FOR EMPLOYEES TO PERFORM THEIR DUTIES. GCU PROVIDES MONTHLY AND SEMI-ANNUAL PAPER STATEMENTS TO OUR MEMBERS.THE COST OF SUCH CONTINUES TO BE A GROWING EXPENSE. WE DO NOT CHARGE OUR MEMBERSFOR PAPER STATEMENTS. ADDITIONAL COSTS INCURRED ARE TO MAINTAIN THE BUILDING ALONG WITH UTILITIES, REAL ESTATE TAXES AND BUILDING INSURANCE EXPENSE.

  Expenses $220,066

• COSTS ASSOCIATED WITH PROVIDING FINANCIAL SERVICES/PRODUCTS TO OUR MEMBERS. INCLUDES HELOC COSTS; MEMBERS DO NOT PAY ANY CLOSING COSTS OR FEES; PROVIDING AN ATM, DEBIT AND VISA CARD PROGRAM, OFFERING BILL PAY VIA OUR NLINE BANKING SITE, IRA AND PROVIDING INDIRECT LENDING SERVICES AT SELECT DEALERSHIPS. INCLUDES COSTS ASSOCIATED WITH EVERYDAY BANKING TRANSACTIONS SUCH AS DEPOSITS, CLEARING DRAFTS, HAVING CASH AVAILABLE, ALSO FEES CHARGED TO US TO ACCEPT CREDIT/DEBIT CARD PAYMENTS ON LOANS.

  Expenses $4,398,873

As filed on the 2025 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. Earlier years are each on their own filing page.

Filings

• 2025

  Revenue

  $6,585,751

  Expenses

  $5,697,976

  Contributions

  $0

  Grants paid

  $0

• 2025

  Revenue

  $1,479,597

  Expenses

  $937,746

  Contributions

  $0

  Grants paid

  $0

• 2024

  Revenue

  $4,645,390

  Expenses

  $3,578,951

  Contributions

  $0

  Grants paid

  $0

• 2023

  Revenue

  $4,055,546

  Expenses

  $2,171,239

  Contributions

  $0

  Grants paid

  $0

• 2022

  Revenue

  $2,388,027

  Expenses

  $1,665,798

  Contributions

  $0

  Grants paid

  $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

• 2021 · 990

  Revenue

  $1,975,627

  Expenses

  $1,339,527

  Assets (EOY)

  $64,960,428

• 2020 · 990

  Revenue

  $2,268,025

  Expenses

  $1,654,605

  Assets (EOY)

  $54,765,122

• 2019 · 990

  Revenue

  $1,988,381

  Expenses

  $1,755,976

  Assets (EOY)

  $38,964,883

• 2018 · 990

  Revenue

  $1,691,417

  Expenses

  $1,583,761

  Assets (EOY)

  $37,155,360

• 2017 · 990

  Revenue

  $1,378,782

  Expenses

  $1,317,099

  Assets (EOY)

  $38,087,758

• 2016 · 990

  Revenue

  $1,138,603

  Expenses

  $1,117,874

  Assets (EOY)

  $36,897,852

• 2015 · 990

  Revenue

  $1,046,656

  Expenses

  $1,031,656

  Assets (EOY)

  $35,099,300

• 2014 · 990

  Revenue

  $982,305

  Expenses

  $957,640

  Assets (EOY)

  $34,628,973

• 2013 · 990

  Revenue

  $1,027,679

  Expenses

  $1,546,764

  Assets (EOY)

  $34,705,967

• 2012 · 990

  Revenue

  — not reported

  Expenses

  $1,069,056

  Assets (EOY)

  $33,586,539

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files