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CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN

EIN 38-1620440 EASTPOINTE, MI

Largest nonprofits in Michigan

Revenue 2023
$555,271
Expenses 2023
$539,734

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
22544 GRATIOT AVE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN (EIN 38-6092097). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2023

Mission

OUR GOAL IS TO PROVIDE THE BEST POSSIBLE FINANCIAL SERVICE TO ALL MEMBERS AT COMPETITIVE RATES AND TO MAINTAIN THE CU'S LONG-TERM FINANCIAL STABILITY. BIG ENOUGH TO GET THE JOB DONE...SMALL ENOUGH TO CARE.

  • THE CREDIT UNION PROVIDES SEVERAL DEPOSIT ACCOUNT TYPES TO MEMBERS INCLUDING SAVINGS, CHECKING, CERTIFICATES AND OTHER. THE TOTAL NUMBER OF MEMBERS AT 12/31/2023 WAS 1,412.

  • CREDIT UNION PROVIDES A VARIETY OF LOANS TO MEMBERS INCLUDING REAL ESTATE, CREDIT CARD, VEHICLE AND OTHER. THE TOTAL NUMBER OF LOANS OUTSTANDING AT 12/31/2023 WAS 455.

As filed on the 2023 return.

Officers and directors · 2023

As listed in Part VII of the 2023 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • David Lafayette

    COO

    Total calculated
    $93,766
    From this org
    $82,129
    From related orgs
    $0
    Other
    $11,637
    Hours/week
    40
  • Theresa Hing

    CEO

    Total calculated
    $88,149
    From this org
    $69,047
    From related orgs
    $0
    Other
    $19,102
    Hours/week
    40
  • Rebecca Hertel

    Secretary

    Total calculated
    $0
    Hours/week
    1
  • Ayda Berro

    Treasurer

    Total calculated
    $0
    Hours/week
    1
  • Mary Mathison

    Director

    Total calculated
    $0
    Hours/week
    1
  • Deborah Szukala

    Chairman

    Total calculated
    $0
    Hours/week
    1
  • Gail Mazzone

    Secretary

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. Earlier years are each on their own filing page.

Filings

  • 2023
    Revenue
    $555,271
    Expenses
    $539,734
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $514,280
    Expenses
    $490,474
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $479,424
    Expenses
    $537,421
    Assets (EOY)
    $11,648,293
  • 2020 · 990

    Revenue
    $518,883
    Expenses
    $655,496
    Assets (EOY)
    $10,907,658
  • 2019 · 990

    Revenue
    $581,570
    Expenses
    $555,651
    Assets (EOY)
    $9,567,496
  • 2018 · 990

    Revenue
    $582,946
    Expenses
    $581,009
    Assets (EOY)
    $9,227,891
  • 2017 · 990

    Revenue
    $571,272
    Expenses
    $561,475
    Assets (EOY)
    $9,259,234
  • 2016 · 990

    Revenue
    $551,526
    Expenses
    $504,356
    Assets (EOY)
    $8,938,008
  • 2015 · 990

    Revenue
    $501,725
    Expenses
    $541,788
    Assets (EOY)
    $9,703,105
  • 2014 · 990

    Revenue
    $514,389
    Expenses
    $489,636
    Assets (EOY)
    $8,574,942
  • 2013 · 990

    Revenue
    $504,592
    Expenses
    $499,015
    Assets (EOY)
    $7,929,707
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $504,275
    Assets (EOY)
    $8,315,992

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

Business Master File

Not in the IRS Business Master File as of 13 October 2026. This is not a revocation.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2023, the newest we have parsed for this organization.