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CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN

EIN 38-1599932 SAULT STE MARIE, MI

Browse the largest nonprofits in Michigan

Revenue 2024
$16,668,733
Expenses 2024
$13,354,706

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
4489 1-75 BUSINESS SPUR

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN (EIN 38-6092097). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

TO BECOME THE MEMBERS' PRIMARY FINANCIAL INSTITUTION BY PROVIDING RELIABLE, COMPREHENSIVE, COURTEOUS, AND PROMPT SERVICES THAT ARE COMPETITIVE WITH THE MARKET AND IN TUNE WITH MEMBERS' NEEDS.

  • THE ORGANIZATION PROVIDES MANY SERVICES TO ITS MEMBERS INCLUDING SAVINGS PLANS, SHARE DRAFT PRIVILEGES, LOANS FOR REAL ESTATE, CARS, BOATS, VACATIONS, EMERGENCIES, AND BUSINESS. THE ORGANIZATION ALSO PROVIDES INVESTMENT SERVICES THROUGH A FULLY LICENSED BROKER AND INSURANCE PRODUCTS THROUGH THIRD PARTY RELATIONSHIPS.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Lynda Ellis

    PRESIDENT/CE

    Total calculated
    $135,496
    From this org
    $124,294
    From related orgs
    $0
    Other
    $11,202
    Hours/week
    40
  • Melissa McClendon

    VICE PRESIDE

    Total calculated
    $95,280
    From this org
    $89,672
    From related orgs
    $0
    Other
    $5,608
    Hours/week
    40
  • Joy Hill

    CHIEF FINANC

    Total calculated
    $90,305
    From this org
    $82,187
    From related orgs
    $0
    Other
    $8,118
    Hours/week
    40
  • Steven Rogers

    DIRECTOR & E

    Total calculated
    $17,694
    From this org
    $17,341
    From related orgs
    $0
    Other
    $353
    Hours/week
    8
  • Edwin Cook

    CHAIRPERSON

    Total calculated
    $0
    Hours/week
    1
  • Monica Hoolsema

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Lori Langendorf

    TREASURER

    Total calculated
    $0
    Hours/week
    1
  • Jo Anne Lussier

    SECRETARY

    Total calculated
    $0
    Hours/week
    1
  • Tyler Martin

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Jim Rose

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $16,668,733
    Expenses
    $13,354,706
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $13,688,606
    Expenses
    $11,044,405
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $11,817,651
    Expenses
    $9,544,273
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $10,761,200
    Expenses
    $8,754,124
    Assets (EOY)
    $257,417,811
  • 2020 · 990

    Revenue
    $10,478,759
    Expenses
    $8,356,103
    Assets (EOY)
    $229,537,741
  • 2019 · 990

    Revenue
    $10,968,727
    Expenses
    $8,567,971
    Assets (EOY)
    $183,957,841
  • 2018 · 990

    Revenue
    $10,352,829
    Expenses
    $8,163,413
    Assets (EOY)
    $174,429,795
  • 2017 · 990

    Revenue
    $9,644,809
    Expenses
    $7,531,579
    Assets (EOY)
    $170,703,682
  • 2016 · 990

    Revenue
    $8,881,456
    Expenses
    $7,010,505
    Assets (EOY)
    $164,420,120
  • 2015 · 990

    Revenue
    $8,197,848
    Expenses
    $7,681,929
    Assets (EOY)
    $160,407,039
  • 2014 · 990

    Revenue
    $8,424,418
    Expenses
    $7,964,100
    Assets (EOY)
    $153,742,122
  • 2013 · 990

    Revenue
    $8,580,863
    Expenses
    $7,797,069
    Assets (EOY)
    $147,284,739
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $7,536,719
    Assets (EOY)
    $139,547,789

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Form 990-N e-Postcard, tax year 2008

Tax period
1 January 2008 to 31 December 2008
Principal officer
michael whitney
Mailing address
2727 riverside drsault sainte marie MI 49783

As filed, from the IRS e-Postcard file of 9 November 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Disregarded entities on its 2024 return

  • SCCU SERVICES LLC

    INSURANCE · MI · income $240,292 · assets $11,672

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.