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CREDIT UNIONS IN THE STATE OF CALIFORNIA

EIN 95-4110181 LOS ANGELES, CA

Revenue 2023
$36,171,112
Expenses 2023
$32,793,297

As filed

Subsection
14
Classification
1000
Street
3720 S FLOWER ST 4TH FLOOR

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF CALIFORNIA (EIN 94-6123880). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2023

Mission

TO PROVIDE FINANCIAL SERVICES TO OUR CORE MEMBERSHIP. OUR CORE MEMBERSHIP IS THE FACULTY, STAFF, STUDENTS, AND ALUMNI OF THE UNIVERSITY OF SOUTHERN CALIFORNIA.

Activities or mission (Part I)

TO PROVIDE FINANCIAL SERVICES TO OUR CORE MEMBERSHIP: FACULTY, STAFF, STUDENTS, AND ALUMNI OF USC.

  • USC CREDIT UNION IS A NOT-FOR-PROFIT COOPERATIVE FOUNDED TO FUEL MEMBERS' FINANCIAL DREAMS AND ENHANCE THE QUALITY OF LIFE IN THE COMMUNITIES WE SERVE. OUR MISSION IS TO PROVIDE AFFORDABLE PRODUCTS AND SERVICES, FINANCIAL GUIDANCE, AND THE RESOURCES TO SUPPORT OUR COMMUNITIES' ECONOMIC WELL-BEING AND GENERATIONAL WEALTH BUILDING.IN FISCAL 2024, OUR SOCIAL IMPACT DEPARTMENT ACCOMPLISHED THE FOLLOWING. - 3000+ PARTICIPATED IN FINANCIAL EDUCATION WORKSHOPS, ONLINE CLASSES, AND FINANCIAL COACHING SESSIONS - 50+ COLLABORATIVE PARTNERSHIPS BRINGING FINANCIAL WELLNESS PROGRAMMING, EVENTS, AND ACCESS TO BENEFICIAL FINANCIAL SERVICES AND PRODUCTS TO THE COMMUNITIES WE SERVE - 1,600+ GROWTH IN COMMUNITY MEMBERSHIPS, BRINGING ACCESS TO AFFORDABLE AND WEALTH-BUILDING PRODUCTS AND SERVICES DIRECTLY TO FAMILIES - $16,000+ IN COMMUNITY SPONSORSHIPS SUPPORTING MEANINGFUL PURPOSE-DRIVEN ORGANIZATIONSAS OF JUNE 30, 2024, WE PROVIDED FINANCIAL SERVICES FOR 80,237 MEMBERS.

As filed on the 2023 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2023

As listed in Part VII of the 2023 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Gary Perez

    CHIEF EXECUTIVE OFFICER

    Total calculated
    $402,109
    From this org
    $330,479
    From related orgs
    $0
    Other
    $71,630
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $325,025
    Bonus
    $0
    Other
    $5,454
    Deferred
    $33,000
    Nontaxable benefits
    $38,630
    Filer's total
    $402,109
  • Teresa Denison

    CHIEF MARKETING OFFICER

    Total calculated
    $243,332
    From this org
    $180,995
    From related orgs
    $0
    Other
    $62,337
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $180,521
    Bonus
    $0
    Other
    $474
    Deferred
    $20,987
    Nontaxable benefits
    $41,350
    Filer's total
    $243,332
  • David Schauer-West

    CHIEF INFORMATION OFFICER

    Total calculated
    $238,986
    From this org
    $184,808
    From related orgs
    $0
    Other
    $54,178
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $184,554
    Bonus
    $0
    Other
    $254
    Deferred
    $22,262
    Nontaxable benefits
    $31,916
    Filer's total
    $238,986
  • Michael Rogers

    CHIEF FINANCIAL OFFICER

    Total calculated
    $237,237
    From this org
    $201,681
    From related orgs
    $0
    Other
    $35,556
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $201,427
    Bonus
    $0
    Other
    $254
    Deferred
    $22,155
    Nontaxable benefits
    $13,401
    Filer's total
    $237,237
  • Jeff Gallery

    CHIEF LENDING OFFICER

    Total calculated
    $230,925
    From this org
    $189,261
    From related orgs
    $0
    Other
    $41,664
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $188,787
    Bonus
    $0
    Other
    $474
    Deferred
    $17,665
    Nontaxable benefits
    $23,999
    Filer's total
    $230,925
  • Tonya Perez-Wright

    CHIEF EXPERIENCE OFFICER

    Total calculated
    $205,467
    From this org
    $162,979
    From related orgs
    $0
    Other
    $42,488
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $162,979
    Bonus
    $0
    Other
    $0
    Deferred
    $17,863
    Nontaxable benefits
    $24,625
    Filer's total
    $205,467
  • Rocio Flores

    CHIEF SOCIAL IMPACT OFFICER

    Total calculated
    $202,498
    From this org
    $154,860
    From related orgs
    $0
    Other
    $47,638
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $154,640
    Bonus
    $0
    Other
    $220
    Deferred
    $16,359
    Nontaxable benefits
    $31,279
    Filer's total
    $202,498
  • Daniel Cohen

    VP, INFORMATION TECHNOLOGY

    Total calculated
    $188,790
    From this org
    $154,022
    From related orgs
    $0
    Other
    $34,768
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $153,548
    Bonus
    $0
    Other
    $474
    Deferred
    $16,954
    Nontaxable benefits
    $17,814
    Filer's total
    $188,790
  • Daniel Paris

    VP, HUMAN RESOURCES

    Total calculated
    $180,113
    From this org
    $157,351
    From related orgs
    $0
    Other
    $22,762
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $156,919
    Bonus
    $0
    Other
    $432
    Deferred
    $12,747
    Nontaxable benefits
    $10,015
    Filer's total
    $180,113
  • Christina Schwarz

    VP, REAL ESTATE LENDING

    Total calculated
    $175,147
    From this org
    $137,153
    From related orgs
    $0
    Other
    $37,994
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $136,941
    Bonus
    $0
    Other
    $212
    Deferred
    $11,935
    Nontaxable benefits
    $26,059
    Filer's total
    $175,147
  • Valerie Ives

    VP, CONSUMER LENDING

    Total calculated
    $173,986
    From this org
    $138,629
    From related orgs
    $0
    Other
    $35,357
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $137,990
    Bonus
    $0
    Other
    $639
    Deferred
    $15,113
    Nontaxable benefits
    $20,244
    Filer's total
    $173,986
  • Irene Rodriguez

    VP, BUSINESS DEVELOPMENT

    Total calculated
    $139,767
    From this org
    $111,947
    From related orgs
    $0
    Other
    $27,820
    Hours/week
    40
  • Gavin Galimi

    CHAIR

    Total calculated
    $0
    Hours/week
    1.5
  • Michael Broughton

    VICE CHAIR

    Total calculated
    $0
    Hours/week
    1.5
  • Justin Ho

    TREASURER

    Total calculated
    $0
    Hours/week
    1.5
  • Carolina Castillo

    SECRETARY

    Total calculated
    $0
    Hours/week
    1.5
  • Kelly Bernal

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1.5
  • Peer Fiss

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1.5
  • Richard McCormick

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1.5
  • Samantha Smyth-Paxson

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1.5
  • Theodore Budge

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1.5

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2023
    Revenue
    $36,171,112
    Expenses
    $32,793,297
    Contributions
    $0
    Grants paid
    $61,905
  • 2022
    Revenue
    $30,542,999
    Expenses
    $26,026,442
    Contributions
    $0
    Grants paid
    $52,519

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $21,672,643
    Expenses
    $20,738,848
    Assets (EOY)
    $754,273,547
  • 2020 · 990

    Revenue
    $22,826,821
    Expenses
    $20,426,302
    Assets (EOY)
    $740,787,156
  • 2019 · 990

    Revenue
    $25,520,330
    Expenses
    $22,753,484
    Assets (EOY)
    $658,998,771
  • 2018 · 990

    Revenue
    $25,756,718
    Expenses
    $20,292,680
    Assets (EOY)
    $570,309,713
  • 2017 · 990

    Revenue
    $24,131,162
    Expenses
    $19,430,356
    Assets (EOY)
    $521,048,706
  • 2016 · 990

    Revenue
    $19,918,533
    Expenses
    $16,518,581
    Assets (EOY)
    $494,188,625
  • 2015 · 990

    Revenue
    $16,990,886
    Expenses
    $15,713,774
    Assets (EOY)
    $447,978,819
  • 2014 · 990

    Revenue
    $15,597,284
    Expenses
    $13,114,775
    Assets (EOY)
    $410,807,793
  • 2013 · 990

    Revenue
    $14,423,450
    Expenses
    $12,429,497
    Assets (EOY)
    $391,610,855
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $12,542,236
    Assets (EOY)
    $370,351,610

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

Where these grants went next →

Grants received

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2023 return

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Disregarded entities on its 2023 return

  • TROJAN FINANCIAL SERVICES LLC

    FINANCIAL SERVICES · CA · income $0 · assets $0

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 29 October 2026, for every organization at once. Returns through tax year 2023, the newest we have parsed for this organization.