- Revenue 2023
- $36,171,112
- Expenses 2023
- $32,793,297
As filed
- Subsection
- 14
- Classification
- 1000
- Street
- 3720 S FLOWER ST 4TH FLOOR
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Group exemption
A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF CALIFORNIA (EIN 94-6123880). matched by us
The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.
Mission and programs · 2023
Mission
TO PROVIDE FINANCIAL SERVICES TO OUR CORE MEMBERSHIP. OUR CORE MEMBERSHIP IS THE FACULTY, STAFF, STUDENTS, AND ALUMNI OF THE UNIVERSITY OF SOUTHERN CALIFORNIA.
Activities or mission (Part I)
TO PROVIDE FINANCIAL SERVICES TO OUR CORE MEMBERSHIP: FACULTY, STAFF, STUDENTS, AND ALUMNI OF USC.
-
USC CREDIT UNION IS A NOT-FOR-PROFIT COOPERATIVE FOUNDED TO FUEL MEMBERS' FINANCIAL DREAMS AND ENHANCE THE QUALITY OF LIFE IN THE COMMUNITIES WE SERVE. OUR MISSION IS TO PROVIDE AFFORDABLE PRODUCTS AND SERVICES, FINANCIAL GUIDANCE, AND THE RESOURCES TO SUPPORT OUR COMMUNITIES' ECONOMIC WELL-BEING AND GENERATIONAL WEALTH BUILDING.IN FISCAL 2024, OUR SOCIAL IMPACT DEPARTMENT ACCOMPLISHED THE FOLLOWING. - 3000+ PARTICIPATED IN FINANCIAL EDUCATION WORKSHOPS, ONLINE CLASSES, AND FINANCIAL COACHING SESSIONS - 50+ COLLABORATIVE PARTNERSHIPS BRINGING FINANCIAL WELLNESS PROGRAMMING, EVENTS, AND ACCESS TO BENEFICIAL FINANCIAL SERVICES AND PRODUCTS TO THE COMMUNITIES WE SERVE - 1,600+ GROWTH IN COMMUNITY MEMBERSHIPS, BRINGING ACCESS TO AFFORDABLE AND WEALTH-BUILDING PRODUCTS AND SERVICES DIRECTLY TO FAMILIES - $16,000+ IN COMMUNITY SPONSORSHIPS SUPPORTING MEANINGFUL PURPOSE-DRIVEN ORGANIZATIONSAS OF JUNE 30, 2024, WE PROVIDED FINANCIAL SERVICES FOR 80,237 MEMBERS.
As filed on the 2023 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2023
As listed in Part VII of the 2023 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Gary PerezGARY PEREZ
CHIEF EXECUTIVE OFFICER
- Total calculated
- $402,109
- From this org
- $330,479
- From related orgs
- $0
- Other
- $71,630
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $325,025
- Bonus
- $0
- Other
- $5,454
- Deferred
- $33,000
- Nontaxable benefits
- $38,630
- Filer's total
- $402,109
-
Teresa DenisonTERESA DENISON
CHIEF MARKETING OFFICER
- Total calculated
- $243,332
- From this org
- $180,995
- From related orgs
- $0
- Other
- $62,337
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $180,521
- Bonus
- $0
- Other
- $474
- Deferred
- $20,987
- Nontaxable benefits
- $41,350
- Filer's total
- $243,332
-
David Schauer-WestDAVID SCHAUER-WEST
CHIEF INFORMATION OFFICER
- Total calculated
- $238,986
- From this org
- $184,808
- From related orgs
- $0
- Other
- $54,178
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $184,554
- Bonus
- $0
- Other
- $254
- Deferred
- $22,262
- Nontaxable benefits
- $31,916
- Filer's total
- $238,986
-
Michael RogersMICHAEL ROGERS
CHIEF FINANCIAL OFFICER
- Total calculated
- $237,237
- From this org
- $201,681
- From related orgs
- $0
- Other
- $35,556
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $201,427
- Bonus
- $0
- Other
- $254
- Deferred
- $22,155
- Nontaxable benefits
- $13,401
- Filer's total
- $237,237
-
Jeff GalleryJEFF GALLERY
CHIEF LENDING OFFICER
- Total calculated
- $230,925
- From this org
- $189,261
- From related orgs
- $0
- Other
- $41,664
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $188,787
- Bonus
- $0
- Other
- $474
- Deferred
- $17,665
- Nontaxable benefits
- $23,999
- Filer's total
- $230,925
-
Tonya Perez-WrightTONYA PEREZ-WRIGHT
CHIEF EXPERIENCE OFFICER
- Total calculated
- $205,467
- From this org
- $162,979
- From related orgs
- $0
- Other
- $42,488
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $162,979
- Bonus
- $0
- Other
- $0
- Deferred
- $17,863
- Nontaxable benefits
- $24,625
- Filer's total
- $205,467
-
Rocio FloresROCIO FLORES
CHIEF SOCIAL IMPACT OFFICER
- Total calculated
- $202,498
- From this org
- $154,860
- From related orgs
- $0
- Other
- $47,638
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $154,640
- Bonus
- $0
- Other
- $220
- Deferred
- $16,359
- Nontaxable benefits
- $31,279
- Filer's total
- $202,498
-
Daniel CohenDANIEL COHEN
VP, INFORMATION TECHNOLOGY
- Total calculated
- $188,790
- From this org
- $154,022
- From related orgs
- $0
- Other
- $34,768
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $153,548
- Bonus
- $0
- Other
- $474
- Deferred
- $16,954
- Nontaxable benefits
- $17,814
- Filer's total
- $188,790
-
Daniel ParisDANIEL PARIS
VP, HUMAN RESOURCES
- Total calculated
- $180,113
- From this org
- $157,351
- From related orgs
- $0
- Other
- $22,762
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $156,919
- Bonus
- $0
- Other
- $432
- Deferred
- $12,747
- Nontaxable benefits
- $10,015
- Filer's total
- $180,113
-
Christina SchwarzCHRISTINA SCHWARZ
VP, REAL ESTATE LENDING
- Total calculated
- $175,147
- From this org
- $137,153
- From related orgs
- $0
- Other
- $37,994
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $136,941
- Bonus
- $0
- Other
- $212
- Deferred
- $11,935
- Nontaxable benefits
- $26,059
- Filer's total
- $175,147
-
Valerie IvesVALERIE IVES
VP, CONSUMER LENDING
- Total calculated
- $173,986
- From this org
- $138,629
- From related orgs
- $0
- Other
- $35,357
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $137,990
- Bonus
- $0
- Other
- $639
- Deferred
- $15,113
- Nontaxable benefits
- $20,244
- Filer's total
- $173,986
-
Irene RodriguezIRENE RODRIGUEZ
VP, BUSINESS DEVELOPMENT
- Total calculated
- $139,767
- From this org
- $111,947
- From related orgs
- $0
- Other
- $27,820
- Hours/week
- 40
-
Gavin GalimiGAVIN GALIMI
CHAIR
- Total calculated
- $0
- Hours/week
- 1.5
-
Michael BroughtonMICHAEL BROUGHTON
VICE CHAIR
- Total calculated
- $0
- Hours/week
- 1.5
-
Justin HoJUSTIN HO
TREASURER
- Total calculated
- $0
- Hours/week
- 1.5
-
Carolina CastilloCAROLINA CASTILLO
SECRETARY
- Total calculated
- $0
- Hours/week
- 1.5
-
Kelly BernalKELLY BERNAL
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1.5
-
Peer FissPEER FISS
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1.5
-
Richard McCormickRICHARD MCCORMICK
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1.5
-
Samantha Smyth-PaxsonSAMANTHA SMYTH-PAXSON
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1.5
-
Theodore BudgeTHEODORE BUDGE
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1.5
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2023
- Revenue
- $36,171,112
- Expenses
- $32,793,297
- Contributions
- $0
- Grants paid
- $61,905
-
2022
- Revenue
- $30,542,999
- Expenses
- $26,026,442
- Contributions
- $0
- Grants paid
- $52,519
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $21,672,643
- Expenses
- $20,738,848
- Assets (EOY)
- $754,273,547
-
2020 · 990
- Revenue
- $22,826,821
- Expenses
- $20,426,302
- Assets (EOY)
- $740,787,156
-
2019 · 990
- Revenue
- $25,520,330
- Expenses
- $22,753,484
- Assets (EOY)
- $658,998,771
-
2018 · 990
- Revenue
- $25,756,718
- Expenses
- $20,292,680
- Assets (EOY)
- $570,309,713
-
2017 · 990
- Revenue
- $24,131,162
- Expenses
- $19,430,356
- Assets (EOY)
- $521,048,706
-
2016 · 990
- Revenue
- $19,918,533
- Expenses
- $16,518,581
- Assets (EOY)
- $494,188,625
-
2015 · 990
- Revenue
- $16,990,886
- Expenses
- $15,713,774
- Assets (EOY)
- $447,978,819
-
2014 · 990
- Revenue
- $15,597,284
- Expenses
- $13,114,775
- Assets (EOY)
- $410,807,793
-
2013 · 990
- Revenue
- $14,423,450
- Expenses
- $12,429,497
- Assets (EOY)
- $391,610,855
-
2012 · 990
- Revenue
- not reported
- Expenses
- $12,542,236
- Assets (EOY)
- $370,351,610
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
-
2022 SCHOLARSHIPS AND COMMUNITY DEVELOPMENT
-
2023 SCHOLARSHIPS AND COMMUNITY DEVELOPMENT
-
CALIFORNIA CREDIT UNION LEAGUE
$10,353
2022 ADVOCACY, EDUCATION, INFORMATION AND LEADERSHIP
-
CALIFORNIA CREDIT UNION LEAGUE
$10,296
2023 ADVOCACY, EDUCATION, INFORMATION AND LEADERSHIP
Grants received
-
$0
2025 BUILD AND SAVE SUBGRANT AWARDS-2025
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared on its 2023 return
-
501(C)(3) · FINANCIAL EDUCATION PROGRAMS AND COMMUNITY ENGAGEMENT · CA
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Disregarded entities on its 2023 return
-
TROJAN FINANCIAL SERVICES LLC
FINANCIAL SERVICES · CA · income $0 · assets $0
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 29 October 2026, for every organization at once. Returns through tax year 2023, the newest we have parsed for this organization.