PENNSYLVANIA HOME LENDING COLLABORATIVE INC

As filed

Subsection

03

NTEE code

L20

Classification

1000

Street

210 N 5TH STREET 2ND FLOOR 201

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Other organizations at this address

2 other organizations in the IRS Business Master File list the same street address. matched by us

We match the street line and ZIP code as the IRS gives them, ignoring case and outer spaces and nothing else, so "AVE" and "AVENUE" count as different streets and this list can miss some. A shared address can mean related organizations or a shared office, but it can also be a registered agent, a mail drop or a service provider holding mail for unrelated clients. It is not, by itself, evidence that two organizations are connected.

• NEIGHBORHOOD HOUSING SERVICES OF GREATER BERKS INC

  EIN 23-2066952

• NEIGHBORHOOD HOUSING SERVICES OF THE LEHIGH VALLEY INC

  EIN 23-2162606

Mission and programs · 2023

• STATE-WIDE LENDING:THE ORGANIZATION IS COLLABORATING WITH SIX OTHER ESTABLISHED NEIGHBORWORKS ORGANIZATIONS THAT COVER THE MAJORITY OF PENNSYLVANIA IN THEIR COLLECTIVE SERVICE AREAS. IN THE INTEREST OF PROVIDING FINANCIAL ASSISTANCE TO LOW/MODERATE INCOME CLIENTS SEEKING FIRST TIME HOME OWNERSHIP IN THEIR REGIONS, THE ORGANIZATION WAS ASKED TO LEAD THE CREATION OF A LENDING EFFORT, WHEREBY THE ORGANIZATION COULD PROVIDE LENDING SERVICES AND CAPITAL TO THEIR CONSTITUENTS WHO QUALIFY. SEE ADDITIONAL INFORMATION ON SCHEDULE O.IN ADDITION TO PROMOTING FIRST-TIME HOME OWNERSHIP, THE ORGANIZATION PROMOTES AND ASSISTS EXISITING HOMEOWNERS IN THE NEIGHBORWORKS ORGANIZATION SERVICE AREAS TO REMAIN IN RESIDENCE THROUGH AFFORDABLE FINANCIAL ASSISTANCE FOR NECESSARY HOME REPAIR AND/OR RENOVATIONS. AFFORDABLE HOME REPAIR FINANCING FOR HOMEOWNERS OF MODEST MEANS AND/OR WITH LITTLE EQUITY IN THEIR HOMES IS A CRITICAL UNMET NEED. THE LACK OF CAPITAL FOR THESE FAMILIES IS CONTRIBUTING TO THE SEVERE DETERIORATION OF PENNSYLVANIA'S HOUSING STOCK THROUGH DISINVESTMENTS, AND LOWERING LIVING STANDARDS FOR THE OCCUPANTS. THE ORGANIZATION PROVIDES ACCESS TO LOAN PRODUCTS THAT ENABLE AND ENCOURAGE FAMILIES TO UTILIZE/INVEST IN 'GREEN TECHNOLOGY' THAT, AMONG OTHER THINGS, RESULTS IN LOWER ENERGY COSTS. ALL BORROWERS ARE REQUIRED TO COMPLETE SOME OR ALL OF THE HOMEBUYER EDUCATION CLASSES, INDIVIDUAL BUDGET AND CREDIT COUNSELING, AS WELL AS PRE- AND POST- PURCHASE COUNSELING, AS APPLICABLE.IN 2023, THE HOME OWNERSHIP CENTER VIA PHLC ASSISTED 47 FAMILIES BUY THEIR FIRST HOME, LENDING $598,523 IN DOWN PAYMENT AND CLOSING COST ASSISTANCE LOANS. OUR TOTAL PHLC LOAN PORTFOLIO REMAINED STRONG RELATIVE TO THE NATIONAL ECONOMY. 15 LOANS WERE PAST DUE AS OF DECEMBER 31ST OUT OF A TOTAL PORTFOLIO OF 238 LOANS.

  Expenses $80,737 · Revenue $319,235

As filed on the 2023 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2023

As listed in Part VII of the 2023 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

• 2023

  Revenue

  $331,092

  Expenses

  $80,737

  Contributions

  $0

  Grants paid

  $0

• 2022

  Revenue

  $278,435

  Expenses

  $90,109

  Contributions

  $0

  Grants paid

  $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

• 2021 · 990

  Revenue

  $151,198

  Expenses

  $275,912

  Assets (EOY)

  $3,298,460

• 2020 · 990

  Revenue

  $132,388

  Expenses

  $23,750

  Assets (EOY)

  $2,885,482

• 2019 · 990

  Revenue

  $115,310

  Expenses

  $93,071

  Assets (EOY)

  $3,062,550

• 2018 · 990

  Revenue

  $101,592

  Expenses

  $67,157

  Assets (EOY)

  $2,256,273

• 2017 · 990

  Revenue

  $71,657

  Expenses

  $32,251

  Assets (EOY)

  $1,577,393

• 2016 · 990

  Revenue

  $42,914

  Expenses

  $29,239

  Assets (EOY)

  $1,117,142

• 2015 · 990-EZ

  Revenue

  $5,429

  Expenses

  $4,342

  Assets (EOY)

  $375,743

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Other IRS files