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NAHEOLA CREDIT UNION

EIN 63-0416876 PENNINGTON, AL

Browse the largest nonprofits in Alabama

Revenue 2025
$14,717,792
Expenses 2025
$11,288,034

As filed

Subsection
14
Classification
1000
Street
PO BOX 102

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of ALABAMA CREDIT UNION ADMINISTRATION (EIN 63-1091725). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

Mission

COOPERATIVE SOCIETY INCORPORATED FOR THE TWOFOLD PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST.

Activities or mission (Part I)

COOPERATIVE CREDIT UNION

  • CODE OF ALABAMA, SEC 5-17-1, STATES THAT A CREDIT UNION IS A COOPERATIVE SOCIETY INCORPORATED FOR THE TWOFOLD PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. NAHEOLA CREDIT UNION, AN ALABAMA STATE CHARTERED CREDIT UNION, PROVIDES THESE SERVICES TO ITS MEMBERS WHO ARE PRIMARILY RESIDENTS OF CHOCTAW, MARENGO, WASHINGTON, CLARKE, SUMTER, HALE, PERRY, GREENE, MOBILE, ESCAMBIA, OR BALDWIN COUNTY IN THE STATE OF ALABAMA. THE CREDIT UNION'S FIELD OF MEMBERSHIP IS ALSO OPEN TO ANYONE WORKING, PERFORMING BUSINESS, OR ATTENDING A CHURCH IN THOSE COUNTIES. AT DECEMBER 31, 2025, THE CREDIT UNION HAD MEMBERSHIP AND PROVIDED SERVICES TO APPROXIMATELY 12,635 MEMBERS. MEMBERS.

    Expenses $11,288,035

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Willard E McDonald

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Cory W Martin

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Joseph M McIlwain

    BOARD SECRETARY

    Total calculated
    $0
    Hours/week
    1
  • William S Adams

    BOARD VICE CHAIRPERSON

    Total calculated
    $0
    Hours/week
    1
  • Lynette M Barkley

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Joseph M Moody

    BOARD CHAIRPERSON

    Total calculated
    $0
    Hours/week
    1
  • John R Ramsey

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Tony W Jackson

    SUPERVISORY COMMITTEE CHAI

    Total calculated
    $0
    Hours/week
    1
  • Avie N Lindsey

    SUPERVISORY COMMITTEE MEMB

    Total calculated
    $0
    Hours/week
    1
  • William Traeger

    SUPERVISORY COMMITTEE MEMB

    Total calculated
    $0
    Hours/week
    1
  • Mark J Johnson

    CEO

    Total calculated
    $285,413
    From this org
    $253,000
    From related orgs
    $0
    Other
    $32,413
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $217,000
    Bonus
    $36,000
    Other
    $0
    Deferred
    $9,631
    Nontaxable benefits
    $22,782
    Filer's total
    $285,413
  • Charles Morgan Reynolds

    COO

    Total calculated
    $192,111
    From this org
    $163,400
    From related orgs
    $0
    Other
    $28,711
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $140,000
    Bonus
    $23,400
    Other
    $0
    Deferred
    $6,179
    Nontaxable benefits
    $22,532
    Filer's total
    $192,111
  • Charles E Singleton

    AREA PRESIDENT

    Total calculated
    $213,539
    From this org
    $199,300
    From related orgs
    $0
    Other
    $14,239
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $171,300
    Bonus
    $28,000
    Other
    $0
    Deferred
    $8,859
    Nontaxable benefits
    $5,380
    Filer's total
    $213,539
  • James Stanford

    SR VP LENDING

    Total calculated
    $186,774
    From this org
    $176,700
    From related orgs
    $0
    Other
    $10,074
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $151,500
    Bonus
    $25,200
    Other
    $0
    Deferred
    $7,842
    Nontaxable benefits
    $2,232
    Filer's total
    $186,774

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $14,717,792
    Expenses
    $11,288,034
    Contributions
    $0
    Grants paid
    $0
  • 2024
    Revenue
    $13,423,300
    Expenses
    $11,149,168
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $11,164,826
    Expenses
    $8,978,138
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $9,386,778
    Expenses
    $7,082,736
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $8,796,117
    Expenses
    $6,837,627
    Assets (EOY)
    $166,557,513
  • 2020 · 990

    Revenue
    $8,482,129
    Expenses
    $6,870,453
    Assets (EOY)
    $154,785,200
  • 2019 · 990

    Revenue
    $7,309,927
    Expenses
    $6,154,510
    Assets (EOY)
    $119,021,495
  • 2018 · 990

    Revenue
    $6,258,176
    Expenses
    $4,693,622
    Assets (EOY)
    $104,222,040
  • 2017 · 990

    Revenue
    $5,261,693
    Expenses
    $3,875,453
    Assets (EOY)
    $94,090,635
  • 2016 · 990

    Revenue
    $4,620,241
    Expenses
    $3,393,547
    Assets (EOY)
    $87,334,826
  • 2015 · 990

    Revenue
    $4,195,753
    Expenses
    $3,294,375
    Assets (EOY)
    $82,348,883
  • 2014 · 990

    Revenue
    $3,805,478
    Expenses
    $3,162,812
    Assets (EOY)
    $80,875,790
  • 2013 · 990

    Revenue
    $3,441,788
    Expenses
    $3,010,649
    Assets (EOY)
    $77,113,308
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $3,121,515
    Assets (EOY)
    $75,354,998

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.