Skip to content
Nonprofiteer
← All organizations

CREDIT UNIONS IN THE STATE OF NEW MEXICO

EIN 85-0116621 ALBUQUERQUE, NM

Largest nonprofits in New Mexico

Revenue 2025
$51,749,313
Expenses 2025
$46,173,609

As filed

Subsection
14
Classification
1000
Street
301 RIO BRAVO BLVD SE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF NEW MEXICO (EIN 23-7253113). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

Mission

THE MISSION OF RIO GRANDE CREDIT UNION IS TO CREATE A TRUSTED PARTNERSHIP WITH OUR MEMBERS THAT DEMONSTRATES EXCELLENT MEMBER SERVICE BY PROVIDING FINANCIAL EDUCATION SOLUTIONS,COMPETITIVE PRICING AND CONVENIENCE.

  • EARNINGS FROM THE INVESTMENTS OF THE EXCESS OF FUNDS RECEIVED FROM MEMBERS, OVER THE AMOUNT LOANED TO MEMBERS, AS WELL AS ACCUMULATED SURPLUS, IS INVESTED IN SECURITIES ALLOWED BY THE NCUA, AND THE CREDIT UNIONS GOVERNING DOCUMENTS.

    Revenue $7,581,923

  • FEES AND CHARGES ARE ASSESSED TO MEMBERS FOR FINANCIAL SERVICES. THESE FEES GENERATE THE REVENUE NECESSARY TO PAY THE COSTS TO PROVIDE THESE SERVICES.

    Revenue $10,543,742

  • INTEREST IS CHARGED AT MARKET RATES TO MEMBERS TO PROVIDE REVENUE TO PAY FOR THE COST OF THE FUNDS.

    Revenue $30,354,058

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Irene Serena

    DIRECTOR

    Total calculated
    $0
    Hours/week
    4
  • Lisa Sedillo-White

    DIRECTOR

    Total calculated
    $0
    Hours/week
    4
  • Mark Sanchez

    BOARD CHAIR

    Total calculated
    $0
    Hours/week
    4
  • Dianne Brown

    DIRECTOR

    Total calculated
    $0
    Hours/week
    4
  • Patty French

    SECRETARY TREASURER

    Total calculated
    $0
    Hours/week
    4
  • Ryan Pena

    DIRECTOR

    Total calculated
    $0
    Hours/week
    4
  • Batty Valdez

    DIRECTOR

    Total calculated
    $0
    Hours/week
    4
  • Tony Dees

    PRESIDENT / CEO

    Total calculated
    $275,036
    From this org
    $275,036
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $275,000
    Bonus
    $36
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $275,036
  • Leon Davis

    CHIEF FINANCIAL OFFICER

    Total calculated
    $204,061
    From this org
    $204,061
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $188,462
    Bonus
    $15,599
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $204,061
  • Neil Reagin

    CHIEF HUMAN RESOURCES OFFICER

    Total calculated
    $119,616
    From this org
    $119,616
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Mel Lee

    CHIEF INFORMATION OFFICER

    Total calculated
    $180,170
    From this org
    $180,170
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $180,170
    Bonus
    $0
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $180,170
  • Jacob Armijo

    CHIEF LENDING OFFICER

    Total calculated
    $206,840
    From this org
    $206,840
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $206,804
    Bonus
    $36
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $206,840
  • April Bradshaw

    CHIEF OPERATIONS OFFICER

    Total calculated
    $155,929
    From this org
    $155,929
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $155,929
    Bonus
    $0
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $155,929
  • Luke Tanner

    VP OF MARKETING AND COMPLI

    Total calculated
    $129,652
    From this org
    $129,652
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $51,749,313
    Expenses
    $46,173,609
    Contributions
    $0
    Grants paid
    $0
  • 2024
    Revenue
    $49,308,942
    Expenses
    $58,904,437
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $39,583,621
    Expenses
    $42,140,393
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $35,859,928
    Expenses
    $31,238,218
    Contributions
    $273,940
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $30,802,592
    Expenses
    $27,371,125
    Assets (EOY)
    $531,040,739
  • 2020 · 990

    Revenue
    $24,727,029
    Expenses
    $23,836,908
    Assets (EOY)
    $440,440,777
  • 2019 · 990

    Revenue
    $24,886,521
    Expenses
    $20,393,929
    Assets (EOY)
    $344,828,173
  • 2018 · 990

    Revenue
    $23,174,587
    Expenses
    $17,824,494
    Assets (EOY)
    $326,745,451
  • 2017 · 990

    Revenue
    $21,187,817
    Expenses
    $17,574,829
    Assets (EOY)
    $319,683,827
  • 2016 · 990

    Revenue
    $19,467,805
    Expenses
    $16,591,954
    Assets (EOY)
    $297,976,728
  • 2015 · 990

    Revenue
    $17,575,843
    Expenses
    $13,652,632
    Assets (EOY)
    $273,191,320
  • 2014 · 990

    Revenue
    $16,442,746
    Expenses
    $12,373,341
    Assets (EOY)
    $250,317,544
  • 2013 · 990

    Revenue
    $15,817,990
    Expenses
    $13,064,738
    Assets (EOY)
    $235,935,802
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $11,922,312
    Assets (EOY)
    $224,557,271

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.