- Revenue 2024
- $68,194,766
- Expenses 2024
- $65,598,291
Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
As filed
- Subsection
- 14
- Classification
- 1000
- Street
- 4910 UNION WAY NE
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Group exemption
A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF NEW MEXICO (EIN 23-7253113). matched by us
The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.
Mission and programs · 2024
Mission
FIRST FINANCIAL CREDIT UNION IS A COOPERATIVE, NOT-FOR-PROFIT FINANCIAL INSTITUTION ORGANIZED TO PROMOTE THRIFT AND PROVIDE CREDIT TO MEMBERS; AT ADVANTAGEOUS RATES OVER THOSE GENERALLY AVAILABLE FROM OTHER BANKING SOURCES.
-
INTEREST IS CHARGED AT MARKET RATES TO MEMBERS TO PROVIDE REVENUE TO PAY FOR THE COST OF THE FUNDS.
-
FEES AND CHARGES ARE ASSESSED TO MEMBERS FOR FINANCIAL SERVICES. THESE FEES GENERATE THE REVENUE NECESSARY TO PAY THE COSTS TO PROVIDE THESE SERVICES.
-
EARNINGS FROM THE INVESTMENTS. THE EXCESS OF FUNDS RECEIVED FROM MEMBERS, OVER THE AMOUNT LOANDED TO MEMBERS, AS WELL AS ACCUMULATED SURPLUS, IS INVESTED IN SECURITIES ALLOWED BY THE NCUA, AND THE CREDIT UNION'S GOVERNING DOCUMENTS.
As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Ronald MooreheadRONALD MOOREHEAD
PRESIDENT/CE
- Total calculated
- $1,346,452
- From this org
- $1,324,215
- From related orgs
- $0
- Other
- $22,237
- Hours/week
- 45
Schedule J breakdown matched by us
- Base
- $1,324,215
- Bonus
- not reported
- Other
- not reported
- Deferred
- $22,237
- Nontaxable benefits
- not reported
- Filer's total
- $1,346,452
-
Karen OrtizKAREN ORTIZ
EVP/COO
- Total calculated
- $645,313
- From this org
- $632,516
- From related orgs
- $0
- Other
- $12,797
- Hours/week
- 45
Schedule J breakdown matched by us
- Base
- $632,516
- Bonus
- not reported
- Other
- not reported
- Deferred
- $12,797
- Nontaxable benefits
- not reported
- Filer's total
- $645,313
-
Steve CoffeySTEVE COFFEY
CIO
- Total calculated
- $367,291
- From this org
- $355,175
- From related orgs
- $0
- Other
- $12,116
- Hours/week
- 45
Schedule J breakdown matched by us
- Base
- $355,175
- Bonus
- not reported
- Other
- not reported
- Deferred
- $12,116
- Nontaxable benefits
- not reported
- Filer's total
- $367,291
-
Chris SamborskiCHRIS SAMBORSKI
CLO
- Total calculated
- $328,874
- From this org
- $313,223
- From related orgs
- $0
- Other
- $15,651
- Hours/week
- 45
Schedule J breakdown matched by us
- Base
- $313,223
- Bonus
- not reported
- Other
- not reported
- Deferred
- $15,651
- Nontaxable benefits
- not reported
- Filer's total
- $328,874
-
Yvonne Alaniz-CarpeYVONNE ALANIZ-CARPE
CFO
- Total calculated
- $271,378
- From this org
- $258,431
- From related orgs
- $0
- Other
- $12,947
- Hours/week
- 45
Schedule J breakdown matched by us
- Base
- $258,431
- Bonus
- not reported
- Other
- not reported
- Deferred
- $12,947
- Nontaxable benefits
- not reported
- Filer's total
- $271,378
-
Dennis HoustonDENNIS HOUSTON
CSO
- Total calculated
- $260,884
- From this org
- $248,566
- From related orgs
- $0
- Other
- $12,318
- Hours/week
- 45
Schedule J breakdown matched by us
- Base
- $248,566
- Bonus
- not reported
- Other
- not reported
- Deferred
- $12,318
- Nontaxable benefits
- not reported
- Filer's total
- $260,884
-
Stormy BarrettSTORMY BARRETT
VP BRANCH OF
- Total calculated
- $206,178
- From this org
- $196,357
- From related orgs
- $0
- Other
- $9,821
- Hours/week
- 45
Schedule J breakdown matched by us
- Base
- $196,357
- Bonus
- not reported
- Other
- not reported
- Deferred
- $9,821
- Nontaxable benefits
- not reported
- Filer's total
- $206,178
-
Vincent EsparazaVINCENT ESPARAZA
DIRECTOR
- Total calculated
- $0
- Hours/week
- 5
-
Cynthia FrostCYNTHIA FROST
1ST VICE CHA
- Total calculated
- $0
- Hours/week
- 5
-
Rick GoshornRICK GOSHORN
SECRETARY/TR
- Total calculated
- $0
- Hours/week
- 5
-
Cassie KelleyCASSIE KELLEY
EX-OFFICER
- Total calculated
- $0
- Hours/week
- 5
-
Stewart LoganSTEWART LOGAN
2ND VICE CHA
- Total calculated
- $0
- Hours/week
- 5
-
Boyd MillerBOYD MILLER
EMERITUS DIR
- Total calculated
- $0
- Hours/week
- 5
-
Loretta MontoyaLORETTA MONTOYA
CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 5
-
Iva NelsonIVA NELSON
DIRECTOR
- Total calculated
- $0
- Hours/week
- 5
-
Vanessa RagsdaleVANESSA RAGSDALE
DIRECTOR
- Total calculated
- $0
- Hours/week
- 5
-
Melissa WaunekaMELISSA WAUNEKA
DIRECTOR
- Total calculated
- $0
- Hours/week
- 5
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $68,194,766
- Expenses
- $65,598,291
- Contributions
- $0
- Grants paid
- $0
-
2023
- Revenue
- $61,292,333
- Expenses
- $55,963,625
- Contributions
- $0
- Grants paid
- $0
-
2022
- Revenue
- $50,914,383
- Expenses
- $43,279,543
- Contributions
- $0
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $41,680,287
- Expenses
- $31,785,009
- Assets (EOY)
- $827,742,636
-
2020 · 990
- Revenue
- $36,248,505
- Expenses
- $34,243,545
- Assets (EOY)
- $703,722,821
-
2019 · 990
- Revenue
- $37,801,962
- Expenses
- $34,289,288
- Assets (EOY)
- $563,340,389
-
2018 · 990
- Revenue
- $35,448,974
- Expenses
- $32,371,231
- Assets (EOY)
- $543,612,312
-
2017 · 990
- Revenue
- $32,050,656
- Expenses
- $30,136,634
- Assets (EOY)
- $519,712,050
-
2016 · 990
- Revenue
- $27,970,252
- Expenses
- $28,373,962
- Assets (EOY)
- $507,821,984
-
2015 · 990
- Revenue
- $26,759,022
- Expenses
- $26,470,970
- Assets (EOY)
- $491,504,002
-
2014 · 990
- Revenue
- $25,000,162
- Expenses
- $24,496,923
- Assets (EOY)
- $427,405,979
-
2013 · 990
- Revenue
- $25,214,721
- Expenses
- $25,510,688
- Assets (EOY)
- $415,454,922
-
2012 · 990
- Revenue
- not reported
- Expenses
- $21,537,614
- Assets (EOY)
- $392,331,576
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Related corporations and trusts on its 2024 return
-
C U USER INC C U USERS INC
C CORP · INS. SALES · NM · 100% owned · share of income $284,284 · share of assets $433,932 · controlled entity
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.