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SHARE ADVANTAGE CREDIT UINON

EIN 41-0226110 DULUTH, MN

Revenue 2024
$2,917,204
Expenses 2024
$2,224,857

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
2502 MAPLE GROVE RD

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF MINNESOTA (EIN 41-6053882). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

CREDIT UNION SECTION 501(C)(14), TO SERVE THE MEMBERS FINANCIAL NEEDS, TODAY, TOMORROW AND IN THE FUTURE.

  • SERVED THE FINANCIAL NEEDS FOR THE 3,500 MEMBERS IN DULUTH, HERMANTOWN AND PROCTOR. - DIVIDENDS & INTEREST - ANNUAL MEETING

  • PRINTING & PROMOTION - NEWSLETTER PUBLICATIONS - INFORMATIONAL BROCHURES

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Steven M Ruce

    CHAIR

    Total calculated
    $900
    From this org
    $900
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Mike Marturano

    VICE CHAIR

    Total calculated
    $675
    From this org
    $675
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Floranne Nyquist

    SECRETARY

    Total calculated
    $600
    From this org
    $600
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Kent Larson

    DIRECTOR

    Total calculated
    $750
    From this org
    $750
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Richard Erlander

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Marc Peterson

    DIRECTOR

    Total calculated
    $675
    From this org
    $675
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Ruth Martin

    DIRECTOR

    Total calculated
    $525
    From this org
    $525
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Kellee Lueck-Schafer

    CEO/PRESIDEN

    Total calculated
    $236,853
    From this org
    $187,418
    From related orgs
    $0
    Other
    $49,435
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $187,418
    Bonus
    not reported
    Other
    not reported
    Deferred
    $22,224
    Nontaxable benefits
    $27,211
    Filer's total
    $236,853

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $2,917,204
    Expenses
    $2,224,857
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $2,595,415
    Expenses
    $2,018,150
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $2,225,807
    Expenses
    $1,761,353
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $2,126,929
    Expenses
    $1,761,567
    Assets (EOY)
    $59,665,207
  • 2020 · 990

    Revenue
    $2,090,081
    Expenses
    $1,847,228
    Assets (EOY)
    $55,210,780
  • 2019 · 990

    Revenue
    $2,054,850
    Expenses
    $1,756,791
    Assets (EOY)
    $47,937,620
  • 2018 · 990

    Revenue
    $1,799,703
    Expenses
    $1,596,869
    Assets (EOY)
    $44,208,383
  • 2017 · 990

    Revenue
    $1,597,584
    Expenses
    $1,397,043
    Assets (EOY)
    $41,574,707
  • 2016 · 990

    Revenue
    $1,647,241
    Expenses
    $1,432,054
    Assets (EOY)
    $41,142,719
  • 2015 · 990

    Revenue
    $1,752,008
    Expenses
    $1,384,488
    Assets (EOY)
    $41,080,883
  • 2014 · 990

    Revenue
    $1,624,598
    Expenses
    $1,368,229
    Assets (EOY)
    $37,662,695
  • 2013 · 990

    Revenue
    $1,526,124
    Expenses
    $1,370,956
    Assets (EOY)
    $32,888,536
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $1,391,073
    Assets (EOY)
    $31,899,691

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.