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HEARTLAND CREDIT UNION

EIN 41-0845601 INVER GROVE, MN

Revenue 2025
$9,957,477
Expenses 2025
$9,580,755

As filed

Subsection
14
Classification
1000
Street
5500 S ROBERT TRL

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF MINNESOTA (EIN 41-6053882). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

Mission

TO HELP OUR MEMBERS GET THE MOST FROM THEIR MONEY.

  • THE CREDIT UNION PROVIDES APPROXIMATELY 21,115 DEPOSIT ACCOUNTS THAT ARE HELD BY APPROXIMATELY 10,905 MEMBERS. DIVIDENDS AND INTEREST ARE PAID ON THESE ACCOUNTS.

  • THE CU PROVIDES SAVINGS DEPOSIT SERVICES, ORIGINATES NEW LOANS AND SERVICES THE LOAN PORTFOLIO FOR MEMBERS.

  • THE CU PROVIDES ACCESS TO MEMBERS TO THEIR ACCOUNTS VIA ONLINE BANKING, MOBILE BANKING, ATM NETWORKS, AND IN PERSON AT THE CREDIT UNION OFFICE.

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Dale Lieb

    BOARD DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Rex Carlson

    BOARD CHAIR

    Total calculated
    $0
    Hours/week
    1
  • Noel Larson

    BOARD DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Eric Spandl

    BOARD DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Ann Young

    BOARD DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Gene Traxler

    BOARD VICE CHAIR

    Total calculated
    $0
    Hours/week
    1
  • Nanci Lija

    BOARD SECRETARY

    Total calculated
    $0
    Hours/week
    1
  • Kathleen Harrington

    PRESIDENT

    Total calculated
    $299,784
    From this org
    $282,736
    From related orgs
    $0
    Other
    $17,048
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $267,381
    Bonus
    $15,355
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $17,048
    Filer's total
    $299,784
  • Brittany Kloetzke

    VP OF LENDING

    Total calculated
    $168,581
    From this org
    $150,494
    From related orgs
    $0
    Other
    $18,087
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $145,454
    Bonus
    $5,040
    Other
    $0
    Deferred
    $7,613
    Nontaxable benefits
    $10,474
    Filer's total
    $168,581
  • Nathan Dormody

    VP OF OPERATIONS

    Total calculated
    $143,140
    From this org
    $126,512
    From related orgs
    $0
    Other
    $16,628
    Hours/week
    40
  • Alyssa Karl

    VICE PRESIDENT - MARKETING

    Total calculated
    $132,035
    From this org
    $123,652
    From related orgs
    $0
    Other
    $8,383
    Hours/week
    45
  • Justin Houle

    VP/CFO

    Total calculated
    $127,119
    From this org
    $114,907
    From related orgs
    $0
    Other
    $12,212
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $9,957,477
    Expenses
    $9,580,755
    Contributions
    $0
    Grants paid
    $0
  • 2024
    Revenue
    $9,671,992
    Expenses
    $9,491,589
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $8,315,333
    Expenses
    $7,709,814
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $6,871,106
    Expenses
    $5,849,956
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $7,283,732
    Expenses
    $5,040,512
    Assets (EOY)
    $167,172,062
  • 2020 · 990

    Revenue
    $5,898,437
    Expenses
    $5,878,185
    Assets (EOY)
    $147,309,051
  • 2019 · 990

    Revenue
    $5,922,149
    Expenses
    $5,229,899
    Assets (EOY)
    $121,609,939
  • 2018 · 990

    Revenue
    $5,558,163
    Expenses
    $4,707,827
    Assets (EOY)
    $117,009,588
  • 2017 · 990

    Revenue
    $4,879,581
    Expenses
    $4,365,289
    Assets (EOY)
    $114,544,401
  • 2016 · 990

    Revenue
    $4,829,300
    Expenses
    $4,258,358
    Assets (EOY)
    $107,319,574
  • 2015 · 990

    Revenue
    $4,801,887
    Expenses
    $4,131,638
    Assets (EOY)
    $108,097,614
  • 2014 · 990

    Revenue
    $4,818,906
    Expenses
    $4,018,366
    Assets (EOY)
    $99,454,648
  • 2013 · 990

    Revenue
    $4,582,333
    Expenses
    $3,959,002
    Assets (EOY)
    $95,961,405
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $3,815,427
    Assets (EOY)
    $91,001,549

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.