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UNIVERSITY CREDIT UNION

EIN 01-6028792 ORONO, ME

Largest nonprofits in Maine

Revenue 2024
$29,289,979
Expenses 2024
$28,299,035

As filed

Subsection
14
Street
15 MAIN STREET

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

Mission

HERE FOR U - DEDICATED TO PROMOTE FINANCIAL WELL-BEING FOR YOU AND YOUR COMMUNITY.

  • THE CREDIT UNION HAS 31,222 MEMBERS AS OF 12/31/2024. MEMBERS HAVE ACCESS TO A WIDE VARIETY OF LOW COST, HIGH QUALITY SERVICES.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Cheney Carolyn

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • Borgman Rick

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • Harr Lucy

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • Baillargeon Steve

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • Whitehill Ency

    CHAIR

    Total calculated
    $0
    Hours/week
    1

  • Henderson Jon

    VICE CHAIR

    Total calculated
    $0
    Hours/week
    1

  • Pickering Tonya

    SECRETARY

    Total calculated
    $0
    Hours/week
    1

  • Ouellette Renee D

    PRESIDENT & CEO

    Total calculated
    $468,011
    From this org
    $410,165
    From related orgs
    $0
    Other
    $57,846
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $381,969
    Bonus
    $12,840
    Other
    $15,356
    Deferred
    $27,600
    Nontaxable benefits
    $30,246
    Filer's total
    $468,011

  • White-Rideout Deb

    EXEC VICE PRESIDENT

    Total calculated
    $288,529
    From this org
    $242,921
    From related orgs
    $0
    Other
    $45,608
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $234,052
    Bonus
    $8,041
    Other
    $828
    Deferred
    $18,162
    Nontaxable benefits
    $27,446
    Filer's total
    $288,529

  • Williams Robert

    CHIEF FINANCIAL OFFICER (THRU AUG)

    Total calculated
    $156,231
    From this org
    $126,190
    From related orgs
    $0
    Other
    $30,041
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $118,958
    Bonus
    $7,010
    Other
    $222
    Deferred
    $10,090
    Nontaxable benefits
    $19,951
    Filer's total
    $156,231

  • Austin Amanda

    VP OF FINANCE

    Total calculated
    $42,780
    From this org
    $40,499
    From related orgs
    $0
    Other
    $2,281
    Hours/week
    40

  • Gleason April

    CHIEF LENDING OFFICER

    Total calculated
    $242,736
    From this org
    $199,909
    From related orgs
    $0
    Other
    $42,827
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $192,993
    Bonus
    $6,088
    Other
    $828
    Deferred
    $15,629
    Nontaxable benefits
    $27,198
    Filer's total
    $242,736

  • Byram Eileen

    CHIEF RISK OFFICER

    Total calculated
    $222,614
    From this org
    $184,980
    From related orgs
    $0
    Other
    $37,634
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $178,325
    Bonus
    $5,827
    Other
    $828
    Deferred
    $14,647
    Nontaxable benefits
    $22,987
    Filer's total
    $222,614

  • Freiwald Patricia

    FINANCIAL ADVISOR

    Total calculated
    $214,422
    From this org
    $185,799
    From related orgs
    $0
    Other
    $28,623
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $85,199
    Bonus
    $100,377
    Other
    $223
    Deferred
    $14,470
    Nontaxable benefits
    $14,153
    Filer's total
    $214,422

  • Ward Martha

    VP OF TECHNOLOGY & DIGITAL EXPERIENCE

    Total calculated
    $190,130
    From this org
    $140,330
    From related orgs
    $0
    Other
    $49,800
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $134,938
    Bonus
    $4,840
    Other
    $552
    Deferred
    $11,936
    Nontaxable benefits
    $37,864
    Filer's total
    $190,130

  • Beck Stephanie

    VP OF MARKETING

    Total calculated
    $166,039
    From this org
    $153,553
    From related orgs
    $0
    Other
    $12,486
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $148,224
    Bonus
    $5,089
    Other
    $240
    Deferred
    $12,238
    Nontaxable benefits
    $248
    Filer's total
    $166,039

  • Ross Trevor

    MORTGAGE LOAN ORIGINATOR

    Total calculated
    $147,131
    From this org
    $113,104
    From related orgs
    $0
    Other
    $34,027
    Hours/week
    40

  • Ramsay Abbey

    VP OF LENDING

    Total calculated
    $144,069
    From this org
    $107,725
    From related orgs
    $0
    Other
    $36,344
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $29,289,979
    Expenses
    $28,299,035
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $24,246,784
    Expenses
    $22,460,398
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $21,065,584
    Expenses
    $17,883,590
    Contributions
    $0
    Grants paid
    $32,750

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $20,708,166
    Expenses
    $16,129,125
    Assets (EOY)
    $424,608,395

  • 2020 · 990

    Revenue
    $19,858,361
    Expenses
    $16,471,282
    Assets (EOY)
    $385,646,309

  • 2019 · 990

    Revenue
    $18,930,933
    Expenses
    $16,063,394
    Assets (EOY)
    $330,643,520

  • 2018 · 990

    Revenue
    $16,924,654
    Expenses
    $15,995,925
    Assets (EOY)
    $305,452,117

  • 2017 · 990

    Revenue
    $16,750,897
    Expenses
    $15,356,726
    Assets (EOY)
    $289,005,755

  • 2016 · 990

    Revenue
    $16,270,086
    Expenses
    $14,965,221
    Assets (EOY)
    $276,038,532

  • 2015 · 990

    Revenue
    $15,443,996
    Expenses
    $14,360,170
    Assets (EOY)
    $265,708,967

  • 2014 · 990

    Revenue
    $14,365,545
    Expenses
    $12,807,905
    Assets (EOY)
    $255,484,769

  • 2013 · 990

    Revenue
    $12,748,442
    Expenses
    $11,442,827
    Assets (EOY)
    $233,669,869

  • 2012 · 990

    Revenue
    not reported
    Expenses
    $11,501,452
    Assets (EOY)
    $211,504,702

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Form 990-N e-Postcard, tax year 2007

Tax period
1 January 2007 to 31 December 2007
Principal officer
Sigma Nu Fraternity
Mailing address
4 Munson RoadOrono ME 04469
Doing business as
Sigma Nu Fraternity

As filed, from the IRS e-Postcard file of 2 November 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.