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STATE CHARTERED CREDIT UNIONS IN FLORIDA

EIN 59-0227113 JACKSONVILLE, FL

Browse the largest nonprofits in Florida

Revenue 2024
$171,954,625
Expenses 2024
$165,067,965

As filed

Subsection
14
Classification
1000
Street
637 N LEE ST

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of STATE CHARTER CREDIT UNIONS IN FLORIDA GROUP RETURN (EIN 59-6153337). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

COMMUNITY FIRST CREDIT UNION OF FLORIDA'S MISSION IS TO PROVIDE THE HIGHEST IN QUALITY FINANCIAL SOLUTIONS FOR EVERY STAGE OF LIFE.

Activities or mission (Part I)

PROVIDING FINANCIAL SOLUTIONS FOR EVERY STAGE OF LIFE.

  • INCOME FROM THE CREDIT UNION MEMBERSHIP AND FROM THE INVESTMENT OF MEMBERS' FUNDS PROVIDE THE BASIS FROM WHICH THE ORGANIZATION CAN FUNCTION AND PROVIDE SERVICES TO ITS RESTRICTED MEMBERSHIP.

  • THE CREDIT UNION OFFERS A VARIETY OF FINANCIAL PRODUCTS, INCLUDING MORTGAGE, AUTOMOBILE, CREDIT CARDS, AND PERSONAL SIGNATURE LOANS. $875,481,306 IN NEW LOANS WERE ORIGINATED DURING 2024 AND MORE THAN $2,031,787,750 IN LOAN BALANCES WERE SERVICED DURING 2024.

  • MEMBERS MAY CHOOSE FROM A NUMBER OF ACCOUNT TYPES INCLUDING REGULAR SHARES, CHECKING, MONEY MARKET, AND RETIREMENT ACCOUNTS. $2,398,307,214 IN DEPOSIT ACCOUNTS WERE MAINTAINED FOR 178,430 MEMBERS DURING 2024.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Malinda Prudencio

    CHAIRMAN

    Total calculated
    $0
    Hours/week
    1
  • Ted Willich

    VICE CHAIR

    Total calculated
    $0
    Hours/week
    1
  • William Permenter

    SECRETARY

    Total calculated
    $0
    Hours/week
    1
  • Bettie Adams

    TREASURER

    Total calculated
    $0
    Hours/week
    1
  • Norman Bruce Doucek

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • James Farah

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Eva Chantelle Schart

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Brenda Simmons-Hutchins

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Elvia Williams

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Sam Inman

    CEO/PRESIDENT

    Total calculated
    $1,139,824
    From this org
    $1,100,712
    From related orgs
    $0
    Other
    $39,112
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $977,950
    Bonus
    $69,588
    Other
    $53,174
    Deferred
    $2,116
    Nontaxable benefits
    $36,996
    Filer's total
    $1,139,824
  • John Hirabayashi

    CEO/PRESIDENT

    Total calculated
    $1,989,289
    From this org
    $1,969,852
    From related orgs
    $0
    Other
    $19,437
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $1,376,447
    Bonus
    $170,866
    Other
    $422,539
    Deferred
    $11,200
    Nontaxable benefits
    $8,237
    Filer's total
    $1,989,289
  • Tim Simpson

    CHIEF INFORMATION OFFICER

    Total calculated
    $348,909
    From this org
    $305,045
    From related orgs
    $0
    Other
    $43,864
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $264,589
    Bonus
    $35,466
    Other
    $4,990
    Deferred
    $11,200
    Nontaxable benefits
    $32,664
    Filer's total
    $348,909
  • Roger Rassman

    CHIEF MARKETING OFFICER

    Total calculated
    $307,629
    From this org
    $282,417
    From related orgs
    $0
    Other
    $25,212
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $241,486
    Bonus
    $30,986
    Other
    $9,945
    Deferred
    $10,225
    Nontaxable benefits
    $14,987
    Filer's total
    $307,629
  • Melissa Thomas

    COO

    Total calculated
    $344,666
    From this org
    $306,969
    From related orgs
    $0
    Other
    $37,697
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $260,143
    Bonus
    $46,688
    Other
    $138
    Deferred
    $3,999
    Nontaxable benefits
    $33,698
    Filer's total
    $344,666
  • Lori Smith

    CHIEF HUMAN RESOURCES OFFI

    Total calculated
    $292,807
    From this org
    $279,937
    From related orgs
    $0
    Other
    $12,870
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $270,889
    Bonus
    $4,824
    Other
    $4,224
    Deferred
    $9,822
    Nontaxable benefits
    $3,048
    Filer's total
    $292,807
  • Jimmy Lovelace

    CHIEF MEMBER EXPERIENCE OF

    Total calculated
    $375,936
    From this org
    $350,263
    From related orgs
    $0
    Other
    $25,673
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $283,780
    Bonus
    $51,729
    Other
    $14,754
    Deferred
    $11,400
    Nontaxable benefits
    $14,273
    Filer's total
    $375,936
  • Zachary Toelle

    FINANCIAL ADVISOR

    Total calculated
    $271,035
    From this org
    $260,614
    From related orgs
    $0
    Other
    $10,421
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $48,000
    Bonus
    $212,525
    Other
    $89
    Deferred
    $10,421
    Nontaxable benefits
    $0
    Filer's total
    $271,035
  • Ryan Olson

    CHIEF LENDING OFFICER (THRU 11/24)

    Total calculated
    $362,528
    From this org
    $317,289
    From related orgs
    $0
    Other
    $45,239
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $253,550
    Bonus
    $35,123
    Other
    $28,616
    Deferred
    $9,538
    Nontaxable benefits
    $35,701
    Filer's total
    $362,528
  • Mark Fitzmorris

    FINANCIAL ADVISOR

    Total calculated
    $571,886
    From this org
    $514,855
    From related orgs
    $0
    Other
    $57,031
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $48,336
    Bonus
    $466,349
    Other
    $170
    Deferred
    $11,200
    Nontaxable benefits
    $45,831
    Filer's total
    $571,886
  • Edwin Reynolds

    FINANCIAL ADVISOR

    Total calculated
    $246,596
    From this org
    $243,660
    From related orgs
    $0
    Other
    $2,936
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $46,801
    Bonus
    $196,064
    Other
    $795
    Deferred
    $0
    Nontaxable benefits
    $2,936
    Filer's total
    $246,596
  • Michael Young

    FINANCIAL ADVISOR

    Total calculated
    $264,745
    From this org
    $228,271
    From related orgs
    $0
    Other
    $36,474
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $48,000
    Bonus
    $180,105
    Other
    $166
    Deferred
    $14,543
    Nontaxable benefits
    $21,931
    Filer's total
    $264,745

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $171,954,625
    Expenses
    $165,067,965
    Contributions
    $0
    Grants paid
    $40,000
  • 2023
    Revenue
    $148,456,017
    Expenses
    $121,134,611
    Contributions
    $0
    Grants paid
    $25,000
  • 2022
    Revenue
    $116,884,048
    Expenses
    $83,054,241
    Contributions
    $0
    Grants paid
    $25,000

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $94,716,587
    Expenses
    $66,259,311
    Assets (EOY)
    $2,430,634,345
  • 2020 · 990

    Revenue
    $91,733,421
    Expenses
    $76,335,983
    Assets (EOY)
    $2,071,518,749
  • 2019 · 990

    Revenue
    $89,946,257
    Expenses
    $73,891,039
    Assets (EOY)
    $1,751,936,634
  • 2018 · 990

    Revenue
    $80,975,155
    Expenses
    $59,349,802
    Assets (EOY)
    $1,638,435,362
  • 2017 · 990

    Revenue
    $72,461,512
    Expenses
    $60,962,010
    Assets (EOY)
    $1,512,171,380
  • 2016 · 990

    Revenue
    $68,123,475
    Expenses
    $53,082,383
    Assets (EOY)
    $1,401,885,967
  • 2015 · 990

    Revenue
    $65,772,483
    Expenses
    $48,383,707
    Assets (EOY)
    $1,322,645,627
  • 2014 · 990

    Revenue
    $64,186,054
    Expenses
    $48,070,892
    Assets (EOY)
    $1,252,383,744
  • 2013 · 990

    Revenue
    $64,518,446
    Expenses
    $48,376,664
    Assets (EOY)
    $1,221,185,563
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $52,065,337
    Assets (EOY)
    $1,193,202,133

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

  • 2024 TO PROVIDE FINANCIAL SUPPORT TO THE FOUNDATION TO FULFILL ITS EXEMPT PURPOSE TO PROMOTE AND PROVIDE CHARITABLE GIVING AND COMMUNITY INVESTMENT IN THE AREAS SERVED BY THE CREDIT UNION.

  • 2023 TO PROVIDE FINANCIAL SUPPORT TO THE FOUNDATION TO FULFILL ITS EXEMPT PURPOSE TO PROMOTE AND PROVIDE CHARITABLE GIVING AND COMMUNITY INVESTMENT IN THE AREAS SERVED BY THE CREDIT UNION.

  • 2022 TO PROVIDE FINANCIAL SUPPORT TO THE FOUNDATION TO FULFILL ITS EXEMPT PURPOSE TO PROMOTE AND PROVIDE CHARITABLE GIVING AND COMMUNITY INVESTMENT IN THE AREAS SERVED BY THE CREDIT UNION.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Related corporations and trusts on its 2024 return

  • EDCO FINANCIAL SERVICES INC

    C · FINANCIAL SERVICES - INACTIVE · FL · 100% owned · share of assets $1,000 · controlled entity

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.