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GUARDIAN CREDIT UNION

EIN 63-0421006 PRATTVILLE, AL

Revenue 2023
$79,832,389
Expenses 2023
$69,635,277

As filed

Subsection
14
Classification
1000
Street
1 GUARDIAN WAY

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of ALABAMA CREDIT UNION ADMINISTRATION (EIN 63-1091725). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Officers and directors · 2023

As listed in Part VII of the 2023 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • SCOTT KRAMER

    CHAIRMAN

    Total calculated
    $0
    Hours/week
    1

  • THERMAN DENNIS

    VICE CHAIR

    Total calculated
    $0
    Hours/week
    1

  • RICK RONEY

    TREASURER

    Total calculated
    $0
    Hours/week
    1

  • JAMES HENRY

    SECRETARY

    Total calculated
    $0
    Hours/week
    1

  • MICHAEL BELCHER

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • GRETA WILLIAMS

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • PAM NEWMAN

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • HEATH HARRELL

    CEO

    Total calculated
    $682,220
    From this org
    $574,235
    From related orgs
    $0
    Other
    $107,985
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $508,085
    Bonus
    $66,150
    Other
    $0
    Deferred
    $73,385
    Nontaxable benefits
    $34,600
    Filer's total
    $682,220

  • NIKITA MCCLAIN

    CCO

    Total calculated
    $283,086
    From this org
    $238,791
    From related orgs
    $0
    Other
    $44,295
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $213,658
    Bonus
    $25,133
    Other
    $0
    Deferred
    $13,935
    Nontaxable benefits
    $30,360
    Filer's total
    $283,086

  • JOSEPH ROBISON

    CLO

    Total calculated
    $323,289
    From this org
    $239,499
    From related orgs
    $0
    Other
    $83,790
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $218,605
    Bonus
    $20,894
    Other
    $0
    Deferred
    $49,497
    Nontaxable benefits
    $34,293
    Filer's total
    $323,289

  • SCOTT ROSEN

    CTO

    Total calculated
    $295,204
    From this org
    $214,421
    From related orgs
    $0
    Other
    $80,783
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $194,106
    Bonus
    $20,315
    Other
    $0
    Deferred
    $46,994
    Nontaxable benefits
    $33,789
    Filer's total
    $295,204

  • DANIEL POST

    CFO

    Total calculated
    $327,061
    From this org
    $236,399
    From related orgs
    $0
    Other
    $90,662
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $215,979
    Bonus
    $20,420
    Other
    $0
    Deferred
    $56,376
    Nontaxable benefits
    $34,286
    Filer's total
    $327,061

  • RACHEL STEWART

    CXP

    Total calculated
    $236,443
    From this org
    $184,297
    From related orgs
    $0
    Other
    $52,146
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $166,833
    Bonus
    $17,464
    Other
    $0
    Deferred
    $17,937
    Nontaxable benefits
    $34,209
    Filer's total
    $236,443

  • GREG GRAY

    CSO

    Total calculated
    $35,405
    From this org
    $35,405
    From related orgs
    $0
    Other
    $0
    Hours/week
    45

  • BECKY LEE

    VP RISK

    Total calculated
    $199,498
    From this org
    $139,564
    From related orgs
    $0
    Other
    $59,934
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $117,774
    Bonus
    $21,790
    Other
    $0
    Deferred
    $25,913
    Nontaxable benefits
    $34,021
    Filer's total
    $199,498

  • J LINDSEY MCDONALD

    VP HUMAN RESOURCES

    Total calculated
    $231,278
    From this org
    $179,241
    From related orgs
    $0
    Other
    $52,037
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $160,524
    Bonus
    $18,717
    Other
    $0
    Deferred
    $17,864
    Nontaxable benefits
    $34,173
    Filer's total
    $231,278

  • MELODIE WRIGHT

    VP BRANCH OPERATIONS

    Total calculated
    $186,378
    From this org
    $155,470
    From related orgs
    $0
    Other
    $30,908
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $144,379
    Bonus
    $11,091
    Other
    $0
    Deferred
    $15,227
    Nontaxable benefits
    $15,681
    Filer's total
    $186,378

  • BLAKE CARTER

    HOME LOANS OPERATIONS MANAGER

    Total calculated
    $164,848
    From this org
    $136,914
    From related orgs
    $0
    Other
    $27,934
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $97,289
    Bonus
    $39,625
    Other
    $0
    Deferred
    $14,054
    Nontaxable benefits
    $13,880
    Filer's total
    $164,848

  • JEREMI SCOGGINS

    AVP DEVELOPMENT

    Total calculated
    $164,814
    From this org
    $136,707
    From related orgs
    $0
    Other
    $28,107
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $125,854
    Bonus
    $10,853
    Other
    $0
    Deferred
    $13,905
    Nontaxable benefits
    $14,202
    Filer's total
    $164,814

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2023
    Revenue
    $79,832,389
    Expenses
    $69,635,277
    Contributions
    $0
    Grants paid
    $332,820
  • 2022
    Revenue
    $62,110,372
    Expenses
    $52,025,320
    Contributions
    $0
    Grants paid
    $255,000

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Grants made

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2023 return

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.