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JEFFERSON CREDIT UNION

EIN 63-0390327 HOOVER, AL

Browse the largest nonprofits in Alabama

Revenue 2024
$5,000,369
Expenses 2024
$4,966,949

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
5261 ROSS BRIDGE PKWY

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of ALABAMA CREDIT UNION ADMINISTRATION (EIN 63-1091725). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

COOPERATIVE SOCIETY INCORPORATED FOR THE TWOFOLD PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST.

  • ALABAMA BANKING CODE, SECTION 5-17-1, STATES THAT A CREDIT UNION IS A COOPERATIVE SOCIETY INCORPORATED FOR THE TWOFOLD PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. JEFFERSON CREDIT UNION, AN ALABAMA STATE CHARTERED CREDIT UNION, PROVIDES THESE SERVICES TO ITS MEMBERS WHO ARE PRIMARILY EMPLOYEES, AND THEIR RELATIVES, OF JEFFERSON COUNTY, ALABAMA MUNICIPALITY. ADDITIONALLY, DONATIONS OF $25.00 MADE TO THE ALABAMA YOUTH SHERIFFS RANCH ALLOWS AN INDIVIDUAL WHO LIVES OUTSIDE OF THE BIRMINGHAM METROPOLITAN AREA BUT WITHIN THE STATE OF ALABAMA THE OPPORTUNITY TO QUALIFY FOR MEMBERSHIP IN JEFFERSON CREDIT UNION. AS OF DECEMBER 31, 2024, THE CREDIT UNION PROVIDED SERVICES TO APPROXIMATELY 6,858 MEMBERS.

    Expenses $4,966,949

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Richard Morris

    PRESIDENT/CEO

    Total calculated
    $66,468
    From this org
    $135,878
    From related orgs
    $0
    Other
    -$69,410
    Hours/week
    40
  • M Zachary Miller

    CHIEF FINANCIAL OFFICER

    Total calculated
    $38,461
    From this org
    $38,461
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Lisa Cooper

    CHIEF OPERATING OFFICER

    Total calculated
    $111,344
    From this org
    $92,733
    From related orgs
    $0
    Other
    $18,611
    Hours/week
    40
  • Rebecca Smith

    CONTROLLER

    Total calculated
    $90,922
    From this org
    $84,949
    From related orgs
    $0
    Other
    $5,973
    Hours/week
    40
  • Jonathan Shorts

    BOARD CHAIRMAN

    Total calculated
    $0
    Hours/week
    1
  • Daren Lanier

    BOARD TREASURER

    Total calculated
    $0
    Hours/week
    1
  • Patrick Nicovich

    BOARD SECRETARY

    Total calculated
    $0
    Hours/week
    1
  • Charles Knight

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Barry Stephenson

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Tracie Hodge

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Len Gedgoudas

    SPERVISORY COMMITTEE CHAIR

    Total calculated
    $0
    Hours/week
    1
  • Chris Willis

    SUPERVISORY COMMITTEE MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Pam Billups

    SUPERVISORY COMMITTEE MEMBER

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $5,000,369
    Expenses
    $4,966,949
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $4,360,262
    Expenses
    $4,341,905
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $4,362,568
    Expenses
    $3,837,714
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $4,053,678
    Expenses
    $3,801,722
    Assets (EOY)
    $81,270,724
  • 2020 · 990

    Revenue
    $4,236,876
    Expenses
    $4,060,833
    Assets (EOY)
    $74,764,920
  • 2019 · 990

    Revenue
    $4,551,797
    Expenses
    $4,289,395
    Assets (EOY)
    $67,280,208
  • 2018 · 990

    Revenue
    $4,580,278
    Expenses
    $4,378,619
    Assets (EOY)
    $65,066,506
  • 2017 · 990

    Revenue
    $4,327,276
    Expenses
    $4,143,453
    Assets (EOY)
    $66,472,676
  • 2016 · 990

    Revenue
    $4,354,371
    Expenses
    $4,172,965
    Assets (EOY)
    $66,782,169
  • 2015 · 990

    Revenue
    $4,267,333
    Expenses
    $4,177,096
    Assets (EOY)
    $66,292,643
  • 2014 · 990

    Revenue
    $3,899,784
    Expenses
    $4,120,878
    Assets (EOY)
    $65,525,749
  • 2013 · 990

    Revenue
    $3,887,278
    Expenses
    $4,066,818
    Assets (EOY)
    $66,167,166
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $4,153,968
    Assets (EOY)
    $67,621,910

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.