SEATTLE METROPOLITAN CREDIT UNION

As filed

Subsection

14

Classification

1000

Street

1910 1ST AVE S

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF WASHINGTON (EIN 91-6055937). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

• SEATTLE METROPOLITAN CREDIT UNION (SMCU) HAS BEEN PROVIDING SERVICES TO ITS MEMBERS SINCE 1933. SINCE ITS INCEPTION, SMCU HAS CONSIDERED ITSELF AN ADVOCATE FOR ITS MEMBERS BY PROVIDING MEMBER-CENTRIC FINANCIAL SERVICES AND FINANCIAL LITERACY EDUCATION AT LOW OR NO COST.

• AS OF DECEMBER 31, 2024, SMCU HAD 55,060 MEMBERS. THESE MEMBERS PARTICIPATED IN 29,271 LOAN AND 105,521 DEPOSIT PRODUCTS. SMCU'S LOAN OFFERINGS INCLUDE A WIDE RANGE OF OPTIONS FROM STANDARD AUTO LOANS, MORTGAGES AND LINES OF CREDIT, TO MORE SEGMENTED PRODUCTS INCLUDING MOTORCYCLES, CLASSIC CARDS, BOATS, RECREATIONAL VEHICLES, AND AIRCRAFT LOANS. SMCU HAS ALSO RECENTLY EXTENDED ITS LOAN PRODUCTS TO INCLUDE BUSINESS LOANS TO QUALIFIED MEMBERS. ALL LOAN PRODUCTS COME IN A VARIETY OF TERMS TO PROVIDE PAYMENT OPTIONS THAT BEST SUIT THE MEMBERSHIP'S NEEDS.

• MEMBERS HAVE THE SAME VARIETY OF SELECTION ON THE DEPOSIT SIDE OF THE PRODUCT LINE WITH OFFERINGS RANGING FROM BASIC CHECKING AND SAVINGS ACCOUNTS TO IRAS, CERTIFICATES, MONEY MARKETS AND HIGH-YIELD ACCOUNTS. SMCU ALSO OFFERS BUSINESS ACCOUNTS AND INVESTMENT SERVICES THAT ARE DESIGNED TO MAINTAIN THE MEMBER'S BEST INTEREST. AS AN ADVOCATE FOR ITS MEMBERSHIP, SMCU PLACES A HIGH PRIORITY ON EDUCATIONAL RESOURCES. AS A RESULT, SMCU HAS INVESTED IN ONLINE APPLICATIONS TO HELP MEMBERS MAKE DECISIONS RELATED TO PLANNING, BORROWING, BUDGETING AND PROTECTING THEIR CREDIT. LIFE VISION AND MORTGAGE ADVISOR ARE TWO TOOLS OFFERED ON PERSONAL FINANCES AND RESPECTIVES FROM HOME AND FAMILY FINANCE ON CAR BUYING, CREDIT PROTECTION AND BUDGETING. FOR THOSE MEMBERS WHO PREFER TO SPEAK TO SOMEONE IN PERSON, SMCU PROVIDES FREE CREDIT COUNSELING THROUGH "BALANCE," A FINANCIAL FITNESS PROGRAM THAT FOCUSES ON MONEY MANAGEMENT IN ADDITION TO IDENTITY THEFT PREVENTION AND ASSISTANCE.

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

• 2024

  Revenue

  $70,977,296

  Expenses

  $70,081,667

  Contributions

  $290,647

  Grants paid

  $326,488

• 2023

  Revenue

  $57,735,407

  Expenses

  $57,344,108

  Contributions

  $457,626

  Grants paid

  $86,826

• 2022

  Revenue

  $48,414,512

  Expenses

  $43,097,250

  Contributions

  $1,723,990

  Grants paid

  $128,005

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

• 2021 · 990

  Revenue

  $41,882,424

  Expenses

  $42,352,157

  Assets (EOY)

  $1,060,154,632

• 2020 · 990

  Revenue

  $43,119,344

  Expenses

  $40,661,754

  Assets (EOY)

  $959,707,663

• 2019 · 990

  Revenue

  $43,488,749

  Expenses

  $41,177,440

  Assets (EOY)

  $831,539,595

• 2018 · 990

  Revenue

  $41,364,422

  Expenses

  $39,197,170

  Assets (EOY)

  $855,470,364

• 2016 · 990

  Revenue

  $33,570,756

  Expenses

  $31,627,107

  Assets (EOY)

  $748,953,281

• 2015 · 990

  Revenue

  $30,782,893

  Expenses

  $26,644,304

  Assets (EOY)

  $664,342,847

• 2014 · 990

  Revenue

  $33,762,540

  Expenses

  $23,997,947

  Assets (EOY)

  $616,992,910

• 2013 · 990

  Revenue

  $27,827,351

  Expenses

  $22,806,324

  Assets (EOY)

  $595,299,352

• 2012 · 990

  Revenue

  — not reported

  Expenses

  $24,990,444

  Assets (EOY)

  $582,453,641

• 2011 · 990

  Revenue

  — not reported

  Expenses

  $28,238,435

  Assets (EOY)

  $567,023,666

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Form 990-N e-Postcard, tax year 2013

Tax period

1 January 2013 to 31 December 2013

Principal officer

Jessica Lucas

Mailing address

PO Box 9061Seattle WA 98111

As filed, from the IRS e-Postcard file of 9 November 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

• SEATTLECU FOUNDATION

  $250,000

  2024 · GENERAL SUPPORT

• TACOMA COMMUNITY HOUSE

  $26,060

  2024 · PRIDE SPONSORSHIP

• EDMONDS COLLEGE

  $22,440

  2023 · FEEL GOOD CHECKING DONATIONS

• UNITED NEGRO COLLEGE FUND

  $20,000

  2022 · UNCF SPONSORSHIP

• UKRAINIAN COMMUNITY CENTER

  $10,000

  2022 · ASSISTANCE TO THE NEWLY ARRIVED REFUGEES FROM UKRAINE

• LATINO EDUCATIONAL TRAINING INSTITUTE

  $10,000

  2024 · DONATIONS & SPONSORSHIP

• NATIONAL BLACK MBA ASSOCIATION

  $10,000

  2023 · BLACK OWNED BUSINESS 2023 SPONSORSHIP

• EDMONDS COLLEGE

  $8,919

  2022 · FEEL GOOD CHECKING DONATIONS

• COLUMBIA TOWER CLUB

  $7,500

  2023 · CINCO DE MAYO SPONSORSHIP

• COLUMBIA TOWER CLUB

  $5,150

  2024 · CINCO DE MAYO SPONSORSHIP

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Other IRS files