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CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN

EIN 38-0549595 FARMINGTON, MI

Browse the largest nonprofits in Michigan

Revenue 2024
$22,216,364
Expenses 2024
$18,423,660

As filed

Subsection
14
Classification
1000
Street
22981 FARMINGTON RD

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN (EIN 38-6092097). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

WE OFFER A COMMITTMENT TO OUR MEMBERS TO PROVIDE QUALITY FINANCIAL SERVICES IN A FRIENDLY MANNER WITH SOUND PROFESSIONAL LEADERSHIP.

Activities or mission (Part I)

TO PROVIDE FINANCIAL SERVICES TO MEMBER OWNERS

  • PROVIDE 27,288 MEMBERS WITH REGULAR SAVINGS, CHECKING, MONEY MARKET, CERTIFICATES OF DEPOSIT, AND IRA ACCOUNTS TOTALING $403,509,389.

  • PROVIDE 14,142 LOANS INCLUDING VEHICLE, MORTGAGES, HOME EQUITY, COMMERCIAL/BUSINESS, UNSECURED, AND CREDIT CARDS TOTALING $254,807,097.

  • OFFER DEBIT CARDS, DIGITAL BANKING, AUTOMATED TELLER MACHINES, WIRE TRANSFERS, VARIOUS INSURANCE PRODUCTS, AND WEALTH MANAGEMENT.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Michael Lasley

    CHAIRPERSON

    Total calculated
    $0
    Hours/week
    1
  • Paul J Renko Jr

    V. CHAIRPERSON

    Total calculated
    $0
    Hours/week
    1
  • Paul Hain

    SECRETARY

    Total calculated
    $0
    Hours/week
    1
  • Dale Countegan

    TREASURER

    Total calculated
    $0
    Hours/week
    1
  • Anne Schroeder

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Betty Richards

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • David Drake

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Domenic Lauria

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Michael Connolly

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Natalie Clemons

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Patrick Monti

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Paul Wydendorf

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Stephen P Grech

    PRESIDENT/CEO

    Total calculated
    $344,037
    From this org
    $301,964
    From related orgs
    $0
    Other
    $42,073
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $246,023
    Bonus
    $46,365
    Other
    $9,576
    Deferred
    $14,749
    Nontaxable benefits
    $27,324
    Filer's total
    $344,037
  • Jonathon Elliott

    SENIOR EVP

    Total calculated
    $261,067
    From this org
    $224,438
    From related orgs
    $0
    Other
    $36,629
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $171,504
    Bonus
    $23,420
    Other
    $29,514
    Deferred
    $10,819
    Nontaxable benefits
    $25,810
    Filer's total
    $261,067
  • Kari Ciaramitaro

    EVP FINANCE

    Total calculated
    $216,079
    From this org
    $187,241
    From related orgs
    $0
    Other
    $28,838
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $151,788
    Bonus
    $14,400
    Other
    $21,053
    Deferred
    $8,937
    Nontaxable benefits
    $19,901
    Filer's total
    $216,079
  • Christena Koester

    EVP OPERATIONS AND TECHNOLOGY

    Total calculated
    $242,524
    From this org
    $186,525
    From related orgs
    $0
    Other
    $55,999
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $140,720
    Bonus
    $14,000
    Other
    $31,805
    Deferred
    $29,265
    Nontaxable benefits
    $26,734
    Filer's total
    $242,524
  • Darin Bentley

    VP & CHIEF INFORMATION OFFICER

    Total calculated
    $198,341
    From this org
    $165,256
    From related orgs
    $0
    Other
    $33,085
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $153,008
    Bonus
    $11,500
    Other
    $748
    Deferred
    $8,315
    Nontaxable benefits
    $24,770
    Filer's total
    $198,341
  • William Cook

    VP OF REAL ESTATE LENDING

    Total calculated
    $192,723
    From this org
    $165,573
    From related orgs
    $0
    Other
    $27,150
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $39,309
    Bonus
    $116,756
    Other
    $9,508
    Deferred
    $8,430
    Nontaxable benefits
    $18,720
    Filer's total
    $192,723
  • Marc Buchanan

    VP & CHIEF MARKETING/DIGITAL BANKING OFFICER

    Total calculated
    $171,179
    From this org
    $151,671
    From related orgs
    $0
    Other
    $19,508
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $132,023
    Bonus
    $9,000
    Other
    $10,648
    Deferred
    $7,707
    Nontaxable benefits
    $11,801
    Filer's total
    $171,179
  • Kimberly Hagstrom

    VP & CHIEF FINANCIAL OFFICER

    Total calculated
    $153,528
    From this org
    $144,079
    From related orgs
    $0
    Other
    $9,449
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $130,299
    Bonus
    $10,200
    Other
    $3,580
    Deferred
    $7,175
    Nontaxable benefits
    $2,274
    Filer's total
    $153,528
  • John Scott

    VP & CHIEF LENDING OFFICER

    Total calculated
    $142,590
    From this org
    $118,404
    From related orgs
    $0
    Other
    $24,186
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $22,216,364
    Expenses
    $18,423,660
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $18,776,561
    Expenses
    $14,618,058
    Contributions
    $0
    Grants paid
    $250
  • 2022
    Revenue
    $12,123,686
    Expenses
    $8,405,776
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $3,952,650
    Expenses
    $3,363,946
    Assets (EOY)
    $137,978,999
  • 2020 · 990

    Revenue
    $3,879,886
    Expenses
    $3,315,871
    Assets (EOY)
    $126,566,973
  • 2019 · 990

    Revenue
    $4,439,588
    Expenses
    $3,565,405
    Assets (EOY)
    $107,262,357
  • 2018 · 990

    Revenue
    $4,189,194
    Expenses
    $3,740,604
    Assets (EOY)
    $103,364,501
  • 2017 · 990

    Revenue
    $3,573,239
    Expenses
    $3,778,237
    Assets (EOY)
    $103,263,708
  • 2016 · 990

    Revenue
    $3,324,985
    Expenses
    $3,245,638
    Assets (EOY)
    $100,835,273
  • 2015 · 990

    Revenue
    $3,117,490
    Expenses
    $3,101,923
    Assets (EOY)
    $97,214,689
  • 2014 · 990

    Revenue
    $3,124,523
    Expenses
    $2,968,171
    Assets (EOY)
    $95,659,981
  • 2013 · 990

    Revenue
    $3,325,952
    Expenses
    $3,240,480
    Assets (EOY)
    $92,337,372
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $3,258,790
    Assets (EOY)
    $92,478,649

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.