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1368 CODE CREDIT UNION

EIN 31-1225765 DAYTON, OH

Largest nonprofits in Ohio

Revenue 2025
$10,970,873
Expenses 2025
$9,905,993

As filed

Subsection
14
Classification
1000
Street
355 W MONUMENT AVE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of OHIO CHARTERED CREDIT UNIONS (EIN 23-7092827). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

Mission

TO PASSIONATELY DELIVER A COMPREHENSIVE RANGE OF EXCEPTIONAL SERVICES TO OUR MEMBERS AND TO IMPROVE OUR MEMBERS' FINANCIAL LIVES.

Activities or mission (Part I)

TO PROVIDE FINANCIAL SERVICES TO MEMBER OWNERS WITH A COMMON BOND.

  • PROVIDE FINANCIAL SERVICES TO ITS MEMBERS.

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • David S Rutherford

    PRESIDENT/CEO/TREASURER

    Total calculated
    $406,074
    From this org
    $357,648
    From related orgs
    $0
    Other
    $48,426
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $231,895
    Bonus
    $122,000
    Other
    $3,753
    Deferred
    $35,000
    Nontaxable benefits
    $13,426
    Filer's total
    $406,074
  • A Doyle Burke

    BOARD CHAIRMAN

    Total calculated
    $0
    Hours/week
    1
  • David Seagraves

    BOARD VICE CHAIR

    Total calculated
    $0
    Hours/week
    0.25
  • Michael De Borde

    BOARD SECRETARY

    Total calculated
    $0
    Hours/week
    0.25
  • J Chris Krug

    DIRECTOR

    Total calculated
    $0
    Hours/week
    0.25
  • Stephen Finke

    DIRECTOR

    Total calculated
    $0
    Hours/week
    0.25
  • Eric Henderson

    DIRECTOR

    Total calculated
    $0
    Hours/week
    0.25
  • Craig M Ballantine

    SVP OPERATIONS/IT

    Total calculated
    $174,124
    From this org
    $140,410
    From related orgs
    $0
    Other
    $33,714
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $125,420
    Bonus
    $14,990
    Other
    $0
    Deferred
    $14,740
    Nontaxable benefits
    $18,974
    Filer's total
    $174,124
  • Madison Y Messinger

    SVP FINANCE/ADMINISTRATION

    Total calculated
    $166,215
    From this org
    $138,806
    From related orgs
    $0
    Other
    $27,409
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $123,816
    Bonus
    $14,990
    Other
    $0
    Deferred
    $14,740
    Nontaxable benefits
    $12,669
    Filer's total
    $166,215

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $10,970,873
    Expenses
    $9,905,993
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $8,913,808
    Expenses
    $7,407,654
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $7,461,336
    Expenses
    $6,419,905
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $6,633,864
    Expenses
    $5,585,939
    Assets (EOY)
    $158,867,570
  • 2020 · 990

    Revenue
    $6,599,673
    Expenses
    $6,209,413
    Assets (EOY)
    $149,412,821
  • 2019 · 990

    Revenue
    $6,748,284
    Expenses
    $6,277,113
    Assets (EOY)
    $137,196,868
  • 2018 · 990

    Revenue
    $6,446,545
    Expenses
    $6,057,941
    Assets (EOY)
    $129,853,219
  • 2017 · 990

    Revenue
    $5,847,378
    Expenses
    $5,682,367
    Assets (EOY)
    $129,249,554
  • 2016 · 990

    Revenue
    $5,562,989
    Expenses
    $5,213,393
    Assets (EOY)
    $119,781,686
  • 2015 · 990

    Revenue
    $5,282,704
    Expenses
    $4,964,304
    Assets (EOY)
    $111,746,206
  • 2014 · 990

    Revenue
    $5,273,238
    Expenses
    $4,701,844
    Assets (EOY)
    $110,133,813
  • 2013 · 990

    Revenue
    $5,127,395
    Expenses
    $4,829,217
    Assets (EOY)
    $106,067,856
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $4,683,317
    Assets (EOY)
    $105,107,688

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Form 990-N e-Postcard, tax year 2019

Tax period
1 January 2019 to 31 December 2019
Principal officer
Linda Hennie
Mailing address
355 W MONUMENT AVEDAYTON OH 454023016

As filed, from the IRS e-Postcard file of 2 November 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.