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CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN

EIN 38-0893210 LANSING, MI

Browse the largest nonprofits in Michigan

Revenue 2024
$177,489,649
Expenses 2024
$69,496,099

As filed

Subsection
14
Classification
1000
Street
106 N MARKETPLACE BLVD

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN (EIN 38-6092097). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

WHILE PROMOTING THE CREDIT UNION PHILOSOPHY, WE ARE COMMITTED TO PROVIDING FINANCIAL SERVICES FOR THE CHANGING NEEDS OF OUR MEMBERS AND HELPING THEM OBTAIN PERSONAL FINANCIAL SECURITY.

Activities or mission (Part I)

COOPERATIVE FINANCIAL INSTITUTION - CREDIT UNION PROVIDING LOANS AND SAVINGS PRODUCTS AND SERVICES TO MEMBERS.

  • SAVINGS PRODUCTS - PRIMARY MEMBER SERVICE STAFF/50% BRANCH OPERATIONS/CONTACT CENTER

  • LENDING PRODUCTS - LOAN STAFFING AND SUPPORT SERVICES, COLLECTION STAFFING.

  • CASH OPERATIONS - 50% BRANCH OPERATIONS, SUPPORT SERVICES - ACCOUNTING.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Melvin Place

    BOD VICE-PRESIDENT

    Total calculated
    $0
    Hours/week
    3

  • Tom Martinson

    BOD TREASURER

    Total calculated
    $0
    Hours/week
    3

  • Tom Culpepper

    BOD SECRETARY

    Total calculated
    $0
    Hours/week
    3

  • Jere Auvenshine

    BOD MEMBER

    Total calculated
    $0
    Hours/week
    3

  • Paulette Warren

    BOD MEMBER

    Total calculated
    $0
    Hours/week
    3

  • Randy Freeman

    BOD PRESIDENT

    Total calculated
    $0
    Hours/week
    3

  • Melvin Coleman

    BOD MEMBER

    Total calculated
    $0
    Hours/week
    3

  • Patrick Spyke

    CEO

    Total calculated
    $1,472,927
    From this org
    $1,368,082
    From related orgs
    $0
    Other
    $104,845
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $836,417
    Bonus
    $531,365
    Other
    $300
    Deferred
    $69,156
    Nontaxable benefits
    $35,689
    Filer's total
    $1,472,927

  • Leslie Rorie

    CFO

    Total calculated
    $224,611
    From this org
    $190,593
    From related orgs
    $0
    Other
    $34,018
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $178,280
    Bonus
    $11,790
    Other
    $523
    Deferred
    $25,077
    Nontaxable benefits
    $8,941
    Filer's total
    $224,611

  • Kelli Ellsworth-Etchison

    CHIEF MARKETING OFCR./CHIE

    Total calculated
    $322,312
    From this org
    $263,934
    From related orgs
    $0
    Other
    $58,378
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $246,618
    Bonus
    $17,074
    Other
    $242
    Deferred
    $37,190
    Nontaxable benefits
    $21,188
    Filer's total
    $322,312

  • Robyn Howell

    SVP/COO

    Total calculated
    $338,341
    From this org
    $273,116
    From related orgs
    $0
    Other
    $65,225
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $258,263
    Bonus
    $14,493
    Other
    $360
    Deferred
    $38,153
    Nontaxable benefits
    $27,072
    Filer's total
    $338,341

  • Emily Jannereth

    CHIEF TECHNOLOGY OFFICER

    Total calculated
    $235,001
    From this org
    $199,307
    From related orgs
    $0
    Other
    $35,694
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $186,834
    Bonus
    $12,473
    Other
    $0
    Deferred
    $26,753
    Nontaxable benefits
    $8,941
    Filer's total
    $235,001

  • Jason Smith

    CHIEF LENDING OFFICER

    Total calculated
    $247,212
    From this org
    $192,806
    From related orgs
    $0
    Other
    $54,406
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $180,547
    Bonus
    $12,014
    Other
    $245
    Deferred
    $27,334
    Nontaxable benefits
    $27,072
    Filer's total
    $247,212

  • Stephen Schmitt

    CORPORATE STRATEGIST

    Total calculated
    $174,244
    From this org
    $144,577
    From related orgs
    $0
    Other
    $29,667
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $140,281
    Bonus
    $3,968
    Other
    $328
    Deferred
    $20,726
    Nontaxable benefits
    $8,941
    Filer's total
    $174,244

  • Kimberly Austin

    EXECUTIVE IMPLEMENTATION OFFICER

    Total calculated
    $161,377
    From this org
    $140,781
    From related orgs
    $0
    Other
    $20,596
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $131,396
    Bonus
    $9,267
    Other
    $118
    Deferred
    $19,313
    Nontaxable benefits
    $1,283
    Filer's total
    $161,377

  • Amy Adam

    VP OF CARDS

    Total calculated
    $178,384
    From this org
    $147,252
    From related orgs
    $0
    Other
    $31,132
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $140,797
    Bonus
    $5,955
    Other
    $500
    Deferred
    $21,075
    Nontaxable benefits
    $10,057
    Filer's total
    $178,384

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $177,489,649
    Expenses
    $69,496,099
    Contributions
    $0
    Grants paid
    $5,467,775
  • 2023
    Revenue
    $64,543,625
    Expenses
    $57,206,143
    Contributions
    $0
    Grants paid
    $147,792
  • 2022
    Revenue
    $51,596,579
    Expenses
    $43,349,555
    Contributions
    $0
    Grants paid
    $141,311

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $46,684,897
    Expenses
    $37,007,507
    Assets (EOY)
    $943,734,939

  • 2020 · 990

    Revenue
    $44,633,555
    Expenses
    $37,978,336
    Assets (EOY)
    $848,413,090

  • 2019 · 990

    Revenue
    $43,479,866
    Expenses
    $35,430,696
    Assets (EOY)
    $746,558,780

  • 2018 · 990

    Revenue
    $38,286,566
    Expenses
    $32,982,472
    Assets (EOY)
    $693,824,120

  • 2017 · 990

    Revenue
    $33,764,503
    Expenses
    $30,764,927
    Assets (EOY)
    $644,654,560

  • 2016 · 990

    Revenue
    $32,848,903
    Expenses
    $30,259,432
    Assets (EOY)
    $631,710,317

  • 2015 · 990

    Revenue
    $32,580,239
    Expenses
    $29,621,322
    Assets (EOY)
    $600,395,423

  • 2014 · 990

    Revenue
    $30,044,228
    Expenses
    $27,301,910
    Assets (EOY)
    $573,814,707

  • 2013 · 990

    Revenue
    $26,858,934
    Expenses
    $24,594,687
    Assets (EOY)
    $560,969,173

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Related partnerships on its 2024 return

  • MEMBER FIRST MORTGAGE

    MORTGAGE · MI · 10.81% owned · share of income -$290,375 · share of assets $10,855,843

  • MEMBER DRIVEN TECHNOLOGIES

    CORE PROCESSOR · MI · 25% owned · share of income $1,033,676 · share of assets $16,203,446

  • COMMERCIAL ALLIANCE

    COMMERCIAL LENDING · MI · 14.29% owned · share of income $251,646 · share of assets $2,206,115

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.