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CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN

EIN 38-1250516 BRIGHTON, MI

Browse the largest nonprofits in Michigan

Revenue 2024
$146,404,003
Expenses 2024
$135,151,985

As filed

Subsection
14
Classification
1000
Street
4605 S OLD US HIGHWAY 23

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN (EIN 38-6092097). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

MEMBERS WILL UNDERSTAND AND EXPERIENCE THE BENEFITS OF A CREDIT UNION RELATIONSHIP AT A COST JUSTIFIED BY THE RESULTS. MEMBERS HAVE THE CAPABILITY TO EXERCISE CONTROL OVER THEIR FINANCIAL LIVES WHILE SHARING IN THE SUCCESS OF THE ORGANIZATION. (CONT'D ON SCH. O)MEMBERS EXPERIENCE REWARDS OF A MUTUALLY BENEFICIAL RELATIONSHIP BASED ON ADVOCACY AND TRUST RESULTING IN TRUST AND LOYALTY. MEMBERS VALUE THE LINK BETWEEN THEIR BENEFITS AND THEIR OWNERSHIP.

Activities or mission (Part I)

MEMBERS WILL UNDERSTAND AND EXPERIENCE THE BENEFITS OF A CREDIT UNION (CONT'D ON SCH. O) RELATIONSHIP AT A COST JUSTIFIED BY THE RESULTS. MEMBERS HAVE THE CAPABILITY TO EXERCISE CONTROL OVER THEIR FINANCIAL LIVES WHILE SHARING IN THE SUCCESS OF THE ORGANIZATION. MEMBERS EXPERIENCE REWARDS OF A MUTUALLY BENEFICIAL RELATIONSHIP BASED ON ADVOCACY AND TRUST RESULTING IN TRUST AND LOYALTY. MEMBERS VALUE THE LINK BETWEEN THEIR BENEFITS AND THEIR OWNERSHIP.

  • PROMOTED THRIFT TO 180,188 MEMBERS BY OFFERING LOANS, DEPOSITS, AND OTHER FINANCIAL PRODUCTS.

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Aaron Seybert

    DIRECTOR

    Total calculated
    $11,633
    From this org
    $11,633
    From related orgs
    $0
    Other
    $0
    Hours/week
    4
  • Kathryn Rusak

    SECRETARY

    Total calculated
    $11,193
    From this org
    $11,193
    From related orgs
    $0
    Other
    $0
    Hours/week
    5
  • Jamie Schriner

    DIRECTOR

    Total calculated
    $7,464
    From this org
    $7,464
    From related orgs
    $0
    Other
    $0
    Hours/week
    4
  • Shane Lovellette

    DIRECTOR

    Total calculated
    $5,333
    From this org
    $5,333
    From related orgs
    $0
    Other
    $0
    Hours/week
    4
  • Monica Martinez

    DIRECTOR

    Total calculated
    $3,980
    From this org
    $3,980
    From related orgs
    $0
    Other
    $0
    Hours/week
    4
  • Philip Santer

    DIRECTOR

    Total calculated
    $3,810
    From this org
    $3,810
    From related orgs
    $0
    Other
    $0
    Hours/week
    4
  • Dennis Tochman

    DIRECTOR

    Total calculated
    $1,890
    From this org
    $1,890
    From related orgs
    $0
    Other
    $0
    Hours/week
    4
  • James Barnes

    DIRECTOR

    Total calculated
    $1,596
    From this org
    $1,596
    From related orgs
    $0
    Other
    $0
    Hours/week
    4
  • Michael Solo

    CHAIRPERSON

    Total calculated
    $1,115
    From this org
    $1,115
    From related orgs
    $0
    Other
    $0
    Hours/week
    10
  • Rick Laber

    DIRECTOR

    Total calculated
    $675
    From this org
    $675
    From related orgs
    $0
    Other
    $0
    Hours/week
    4
  • Ray Seidl

    TREASURER

    Total calculated
    $0
    Hours/week
    10
  • Julie Bonner-Heine

    VICE CHAIRPERSON

    Total calculated
    $0
    Hours/week
    4
  • David Snodgrass

    CEO AND PRESIDENT

    Total calculated
    $1,392,234
    From this org
    $1,002,892
    From related orgs
    $0
    Other
    $389,342
    Hours/week
    40 + 0.5 related

    Schedule J breakdown matched by us

    Base
    $799,592
    Bonus
    $177,000
    Other
    $26,300
    Deferred
    $365,353
    Nontaxable benefits
    $23,989
    Filer's total
    $1,392,234
  • Kara Stuewe

    EVP CHIEF FINANCIAL OFFICER

    Total calculated
    $355,613
    From this org
    $316,280
    From related orgs
    $0
    Other
    $39,333
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $275,829
    Bonus
    $25,851
    Other
    $14,600
    Deferred
    $14,615
    Nontaxable benefits
    $24,718
    Filer's total
    $355,613
  • Omari Boone

    EVP GENERAL COUNSEL CRO

    Total calculated
    $306,925
    From this org
    $266,569
    From related orgs
    $0
    Other
    $40,356
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $255,963
    Bonus
    $10,006
    Other
    $600
    Deferred
    $13,888
    Nontaxable benefits
    $26,468
    Filer's total
    $306,925
  • Razi Qadri

    EVP CHIEF INFO & OPS OFFICER

    Total calculated
    $323,267
    From this org
    $286,522
    From related orgs
    $0
    Other
    $36,745
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $280,643
    Bonus
    $4,604
    Other
    $1,275
    Deferred
    $14,701
    Nontaxable benefits
    $22,044
    Filer's total
    $323,267
  • Krassimir Kassbov

    EVP CHIEF STRATEGY OFFICER

    Total calculated
    $317,187
    From this org
    $296,649
    From related orgs
    $0
    Other
    $20,538
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $247,810
    Bonus
    $0
    Other
    $48,839
    Deferred
    $10,625
    Nontaxable benefits
    $9,913
    Filer's total
    $317,187
  • Theresa Dubiel

    EVP CHIEF MEMBER EXPERIENCE OFFICER

    Total calculated
    $293,204
    From this org
    $271,158
    From related orgs
    $0
    Other
    $22,046
    Hours/week
    40 + 0.5 related

    Schedule J breakdown matched by us

    Base
    $250,599
    Bonus
    $16,359
    Other
    $4,200
    Deferred
    $13,105
    Nontaxable benefits
    $8,941
    Filer's total
    $293,204
  • David Morgan

    EVP CHIEF LENDING OFFICER

    Total calculated
    $286,000
    From this org
    $250,325
    From related orgs
    $0
    Other
    $35,675
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $247,660
    Bonus
    $1,765
    Other
    $900
    Deferred
    $12,930
    Nontaxable benefits
    $22,745
    Filer's total
    $286,000
  • Brandalynn Winchester-Middlebrook

    EVP CHIEF PEOPLE & PURPOSE OFFICER

    Total calculated
    $274,360
    From this org
    $252,042
    From related orgs
    $0
    Other
    $22,318
    Hours/week
    40 + 4 related

    Schedule J breakdown matched by us

    Base
    $227,132
    Bonus
    $24,010
    Other
    $900
    Deferred
    $12,045
    Nontaxable benefits
    $10,273
    Filer's total
    $274,360

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $146,404,003
    Expenses
    $135,151,985
    Contributions
    $1,894,661
    Grants paid
    $348,848
  • 2023
    Revenue
    $121,931,528
    Expenses
    $111,804,935
    Contributions
    $1,154,622
    Grants paid
    $255,748
  • 2022
    Revenue
    $102,003,770
    Expenses
    $89,545,899
    Contributions
    $625,000
    Grants paid
    $372,684

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $98,643,521
    Expenses
    $80,818,201
    Assets (EOY)
    $2,506,983,660
  • 2020 · 990

    Revenue
    $96,956,061
    Expenses
    $86,955,594
    Assets (EOY)
    $2,241,849,498
  • 2019 · 990

    Revenue
    $95,733,174
    Expenses
    $86,386,332
    Assets (EOY)
    $1,917,932,508
  • 2018 · 990

    Revenue
    $89,909,737
    Expenses
    $79,005,224
    Assets (EOY)
    $1,860,352,431
  • 2017 · 990

    Revenue
    $82,079,013
    Expenses
    $73,381,377
    Assets (EOY)
    $1,817,258,784
  • 2016 · 990

    Revenue
    $78,981,048
    Expenses
    $73,986,685
    Assets (EOY)
    $1,775,026,639
  • 2015 · 990

    Revenue
    $76,304,043
    Expenses
    $71,103,235
    Assets (EOY)
    $1,680,739,543
  • 2014 · 990

    Revenue
    $78,507,378
    Expenses
    $69,624,734
    Assets (EOY)
    $1,589,835,396
  • 2013 · 990

    Revenue
    $81,572,071
    Expenses
    $72,204,231
    Assets (EOY)
    $1,587,017,315
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $77,716,068
    Assets (EOY)
    $1,562,253,286

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Declared as related by

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Disregarded entities on its 2024 return

  • MEMBERS FINANCIAL SERVICES LLC

    INSURANCE AND FINANCIAL SERVICES · MI · income $10,298 · assets $231,878

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.