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ALL ONE CREDIT UNION

EIN 04-2348884 LEOMINSTER, MA

Revenue 2024
$47,686,728
Expenses 2024
$46,478,129

As filed

Subsection
14
Classification
1000
Street
20 ADAMS ST

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • ROBERT DELLECHIAIE

    TREASURER

    Total calculated
    $13,278
    From this org
    $13,278
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • MARC DOHAN

    DIRECTOR

    Total calculated
    $558
    From this org
    $558
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • GIULIO GRECO

    ASSISTANT TREASURER

    Total calculated
    $11,695
    From this org
    $11,695
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • JOYCE LEGER

    VICE CHAIRMAN

    Total calculated
    $7,532
    From this org
    $7,532
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • JOSEPH QUINTAL

    CLERK

    Total calculated
    $12,160
    From this org
    $12,160
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • JOHN W REEDY

    DIRECTOR

    Total calculated
    $11,037
    From this org
    $11,037
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • MICHAEL SAUVAGEAU

    CHAIRMAN

    Total calculated
    $8,928
    From this org
    $8,928
    From related orgs
    $0
    Other
    $0
    Hours/week
    2

  • RICHARD SHEPPARD

    DIRECTOR

    Total calculated
    $10,354
    From this org
    $10,354
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • ADILSON LIMA

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • BARBARA MAHONEY

    PRESIDENT/CEO

    Total calculated
    $548,666
    From this org
    $506,703
    From related orgs
    $0
    Other
    $41,963
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $430,164
    Bonus
    $57,242
    Other
    $19,297
    Deferred
    $27,600
    Nontaxable benefits
    $14,363
    Filer's total
    $548,666

  • JOSEPH NORMANT

    SVP/CFO

    Total calculated
    $324,808
    From this org
    $298,958
    From related orgs
    $0
    Other
    $25,850
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $261,971
    Bonus
    $35,306
    Other
    $1,681
    Deferred
    $24,000
    Nontaxable benefits
    $1,850
    Filer's total
    $324,808

  • CRAIG MADONIA

    SVP LENDING

    Total calculated
    $295,870
    From this org
    $241,703
    From related orgs
    $0
    Other
    $54,167
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $208,635
    Bonus
    $26,840
    Other
    $6,228
    Deferred
    $19,989
    Nontaxable benefits
    $34,178
    Filer's total
    $295,870

  • KATIE NAJJAR

    SVP CHIEF MEMBER EXPERIENCE OFFICER

    Total calculated
    $308,519
    From this org
    $226,749
    From related orgs
    $0
    Other
    $81,770
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $198,147
    Bonus
    $27,819
    Other
    $783
    Deferred
    $47,345
    Nontaxable benefits
    $34,425
    Filer's total
    $308,519

  • MYCHELLE PHILLIPS

    SVP OPERATIONS & IT

    Total calculated
    $265,278
    From this org
    $223,031
    From related orgs
    $0
    Other
    $42,247
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $193,118
    Bonus
    $26,781
    Other
    $3,132
    Deferred
    $18,405
    Nontaxable benefits
    $23,842
    Filer's total
    $265,278

  • ELLEN COUGHLIN

    SVP HR & DEVELOPMENT

    Total calculated
    $236,431
    From this org
    $184,463
    From related orgs
    $0
    Other
    $51,968
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $160,832
    Bonus
    $22,955
    Other
    $676
    Deferred
    $15,598
    Nontaxable benefits
    $36,370
    Filer's total
    $236,431

  • KELLI ROONEY

    SVP MARKETING & COMMUNITY ENGAGEMENT

    Total calculated
    $218,099
    From this org
    $201,360
    From related orgs
    $0
    Other
    $16,739
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $179,443
    Bonus
    $21,206
    Other
    $711
    Deferred
    $16,109
    Nontaxable benefits
    $630
    Filer's total
    $218,099

  • ANDREW LEBLANC

    VP INFORMATION TECHNOLOGY

    Total calculated
    $150,838
    From this org
    $139,166
    From related orgs
    $0
    Other
    $11,672
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $124,077
    Bonus
    $14,543
    Other
    $546
    Deferred
    $11,133
    Nontaxable benefits
    $539
    Filer's total
    $150,838

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $47,686,728
    Expenses
    $46,478,129
    Contributions
    $0
    Grants paid
    $220,521
  • 2023
    Revenue
    $48,418,246
    Expenses
    $46,950,220
    Contributions
    $0
    Grants paid
    $160,376
  • 2022
    Revenue
    $40,678,234
    Expenses
    $38,607,870
    Contributions
    $0
    Grants paid
    $168,142

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.