OPERATION HOPE INC

As filed

Subsection

03

NTEE code

Z99Z

Classification

1000

Street

191 PEACHTREE ST NE STE 3840

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2025

• HOPE INSIDE - HOPE Inside gives clients the resources to improve their financial situations. Through our 700-credit score initiative, we approve clients as soon as they seek assistance, commit to the resolution of primary credit denial factors, and raised FICO scores an average of 39 points. Programs offered: Financial Literacy Workshops, Entrepreneurial Training and counseling for Foreclosure Prevention, Money Management, Homeownership, Small Business, and Credit & Money Management. In 2025, HOPE provided 333,723 adult services and expanded our HOPE Inside network to 345 locations. Our clients achieved the following: Increased savings by $1,000 and reduced debt by $1,933.

  Expenses $27,428,430

• 1MBB HOPEs 1 Million Black Businesses initiative (1MBB) provides the black community a successful path to wealth creation through sustainable and profitable business ownership. 1MBB participants can take advantage of coaching and educational services, access to expert volunteers and more. The 1MBB Initiative is an extension of the HOPE Small Business program with access to additional resources as made possible by support from key 1MBB partners. HOPEs team of dedicated Small Business Coaches can help entrepreneurs and new or existing small business owners identify their key needs and then provide the education, coaching and connections needed to improve their businesses. From program inception to date, HOPE has supported more than 469,896 unique black-owned businesses, which accounts for approximately 5% of all black-owned businesses in the U.S.

  Expenses $3,993,720 · Grants $25,935

• Youth HOPEs Banking on our Future (BOOF) program has operated in 304 U.S. cities and 3 provinces in South Africa and has educated over 1 million youth. The program is the recipient of the 11th John Sherman Award for Financial Education given by the US Treasury Department. HOPEs Business in A Box Academies (HBIABA) is a national initiative to harness the economic energy of Youth and bring positive role models into underserved communities. HOPEs Child Savings Account (CSA) program provides qualifying Atlanta Public Schools (APS) kindergartners with a free savings account and a one-time deposit of $50. The savings accounts are a starting point reserved for expenses related to post-secondary education and career preparation. In 2025, HOPE impacted and serviced 11,272 youth and young adults.

  Expenses $3,396,494 · Grants $848,452

• FL4A- HOPE Financial Literacy for All is a national initiative to embed financial literacy into American culture, led by a prominent group of leaders from business, sports, entertainment and nonprofit sectors. This 10-year initiative will reach millions of youths and working adults by making financial literacy fun, while engaging them where they live, work, and celebrate.

  Expenses $813,400

• Disaster HOPE is a national partner of FEMA, addressing financial disaster preparedness, response, and recovery. Other disaster partners include the American Red Cross, the Economic Development Administration (EDA), corporations, and other volunteer organizations. Since 2001, HOPE has helped over 1.5 million individuals with pre-disaster financial preparedness and counseling, post disaster financial recovery, and FEMA application assistance to families affected in 148 major disasters across 30 states and Puerto Rico. In 2025, HOPE empowered 11,087 clients across the United States with the tools and resources needed to survive and thrive before and after a disaster.

  Expenses $784,088 · Grants $28,434

• CCAP - HOPEs Closing Cost Assistance Program (CCAP) provides closing cost assistance for clients in partnership with Fulton Bank. In 2025, the CCAP program helped clients get approved for $236,500 in closing cost assistance grants and securing more than $68.5 million in mortgage lending. Since inception, this partnership has assisted in allocating more than $10.7 million in down-payment assistance grants to help clients obtain more than 7,000 funded mortgage loans totaling more than $1.24 billion dollars.

  Expenses $223,502 · Grants $155,592

As filed on the 2025 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

• 2025

  Revenue

  $32,145,258

  Expenses

  $43,665,367

  Contributions

  $31,836,515

  Grants paid

  $1,058,413

• 2024

  Revenue

  $57,366,367

  Expenses

  $42,289,687

  Contributions

  $57,075,058

  Grants paid

  $1,189,228

• 2023

  Revenue

  $37,644,362

  Expenses

  $39,667,286

  Contributions

  $37,054,555

  Grants paid

  $1,186,313

• 2022

  Revenue

  $38,394,389

  Expenses

  $36,081,814

  Contributions

  $38,330,680

  Grants paid

  $1,467,714

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

• 2021 · 990

  Revenue

  $45,427,739

  Expenses

  $25,956,484

  Assets (EOY)

  $42,513,861

• 2020 · 990

  Revenue

  $25,977,585

  Expenses

  $19,307,837

  Assets (EOY)

  $21,688,476

• 2019 · 990

  Revenue

  $18,638,158

  Expenses

  $18,403,743

  Assets (EOY)

  $16,198,890

• 2018 · 990

  Revenue

  $18,739,473

  Expenses

  $17,241,665

  Assets (EOY)

  $15,686,784

• 2017 · 990

  Revenue

  $16,400,903

  Expenses

  $16,427,425

  Assets (EOY)

  $11,525,872

• 2017 · 990

  Revenue

  $15,295,040

  Expenses

  $15,027,756

  Assets (EOY)

  $14,079,672

• 2016 · 990

  Revenue

  $15,354,817

  Expenses

  $14,584,977

  Assets (EOY)

  $11,920,327

• 2015 · 990

  Revenue

  $14,062,650

  Expenses

  $13,825,753

  Assets (EOY)

  $11,242,076

• 2014 · 990

  Revenue

  $14,315,940

  Expenses

  $13,407,852

  Assets (EOY)

  $10,156,576

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

• MORGAN STATE UNIVERSITY

  $35,985

  2022 · ECONOMIC ADJUSTMENT ASSISTANCE

Where these grants went next →

Grants received

• COMMUNITIES FOUNDATION OF TEXAS

  $600,000

  2023 · THIS GRANT IS DESIGNATED FOR GENERAL SUPPORT.

• AMERICAN ONLINE GIVING FOUNDATION INC

  $524,370

  2024 · GENERAL SUPPORT

• OPENAI INC

  $500,000

  2024 · Research AI Economic Opportunity

• TD JAKES FOUNDATION

  $450,000

  2024 · SUPPORT FOR DEVELOPING AN APP FOR FINANCIAL COACHING AND FINANCIAL LITERACY.

• AMERICAN ONLINE GIVING FOUNDATION INC

  $384,275

  2022 · GENERAL SUPPORT

• THE BLACKBAUD GIVING FUND

  $291,230

  2022 · GENERAL SUPPORT

• FIDELITY INVESTMENTS CHARITABLE GIFT FUND

  $260,850

  2023 · For grant recipient's exempt purposes

• OPENAI INC

  $250,000

  2023 · Research AI Economic Opportunity

• CHICAGO BULLS CHARITIES

  $242,761

  2024 · Program Support

• THE BLACKBAUD GIVING FUND

  $236,232

  2025 · GENERAL SUPPORT

The 10 largest by cash amount. The API serves every itemized grant.

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Other IRS files