CITIZENS EQUITY FIRST CREDIT UNION

As filed

Subsection

14

NTEE code

W61

Classification

1000

Street

5401 W DIRKSEN PKWY

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

• EXPANSION IN CALIFORNIA WITH THE OPENING OF THE GILROY MEMBER CENTER.LAUNCHED THE ILLINOIS STATE UNIVERSITY AND PEORIA RIVERMEN BRANDED DEBIT CARDS, STRENGTHENING AND ENHANCING THE RELATIONSHIPS WITH THESE ORGANIZATIONS, AND OFFERING MEMBERS THE OPPORTUNITY TO SHOW THEIR REDBIRD AND RIVERMEN PRIDE WITH A CEFCU-BRANDED DEBIT CARD! THESE ADDITIONS EXPANDED THE CREDIT UNION'S CO-BRANDED DEBIT CARDS BY JOINING THE ESTABLISHED SAN JOSE STATE UNIVERSITY DEBIT CARD - ALLOWING SJSU FANS TO SHOW THEIR SPARTAN SPIRIT!

• CONTINUED TO PROVIDE A WIDE VARIETY OF SAVINGS PRODUCTS WITH LOW FEES AND COMPETITIVE RATES. PAID DIVIDENDS TOTALING 36% OF REVENUES INCLUDING A $55 MILLION EXTRAORDINARY DIVIDEND DIVIDED BETWEEN BORROWERS AND SAVERS.

• PROVIDED A FULL RANGE OF MORTGAGE, CONSUMER, AND BUSINESS LOANS TO MEMBERS AND MEMBER OWNED BUSINESSES. GRANTED NEARLY $1.7 BILLION IN CONSUMER LOANS, OVER $373 MILLION IN MORTGAGE LOANS, AND OVER $70 MILLION TO MEMBER OWNED BUSINESSES.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

• 2024

  Revenue

  $499,911,966

  Expenses

  $438,638,813

  Contributions

  $0

  Grants paid

  $0

• 2023

  Revenue

  $367,653,194

  Expenses

  $319,103,151

  Contributions

  $0

  Grants paid

  $0

• 2022

  Revenue

  $291,593,880

  Expenses

  $244,775,584

  Contributions

  $0

  Grants paid

  $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

• 2021 · 990

  Revenue

  $271,033,514

  Expenses

  $222,097,963

  Assets (EOY)

  $7,718,286,706

• 2020 · 990

  Revenue

  $274,471,808

  Expenses

  $232,526,622

  Assets (EOY)

  $7,099,882,295

• 2019 · 990

  Revenue

  $281,570,051

  Expenses

  $254,091,550

  Assets (EOY)

  $6,262,017,866

• 2018 · 990

  Revenue

  $258,607,595

  Expenses

  $236,530,994

  Assets (EOY)

  $5,956,471,394

• 2017 · 990

  Revenue

  $234,479,820

  Expenses

  $213,017,595

  Assets (EOY)

  $5,814,025,313

• 2016 · 990

  Revenue

  $220,448,717

  Expenses

  $196,044,684

  Assets (EOY)

  $5,616,772,732

• 2015 · 990

  Revenue

  $212,574,829

  Expenses

  $196,727,089

  Assets (EOY)

  $5,299,644,079

• 2014 · 990

  Revenue

  $200,753,275

  Expenses

  $185,814,616

  Assets (EOY)

  $5,009,434,045

• 2013 · 990

  Revenue

  $195,409,422

  Expenses

  $163,265,498

  Assets (EOY)

  $4,917,862,850

• 2012 · 990

  Revenue

  — not reported

  Expenses

  $168,266,956

  Assets (EOY)

  $4,795,594,446

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Form 990-N e-Postcard, tax year 2016

Tax period

1 January 2016 to 31 December 2016

Principal officer

MaxwellAllen

Mailing address

5401WDIRKSENPKWYPEORIA IL 616071188

As filed, from the IRS e-Postcard file of 2 November 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Other IRS files