Skip to content
Nonprofiteer
← All organizations

CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN

EIN 38-1384940 ALPENA, MI

Browse the largest nonprofits in Michigan

Revenue 2024
$8,498,738
Expenses 2024
$7,517,019

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
1381 N BAGLEY ST

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN (EIN 38-6092097). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

TO BE MICHIGAN'S LEADING CREDIT UNION, DEDICATED TO THE FINANCIAL SUCCESS OF EVERY MEMBER.

  • THE CREDIT UNION PROVIDES SEVERAL DEPOSIT ACCOUNT TYPES TO MEMBERS INCLUDING SAVINGS, CHECKING, CERTIFICATES AND OTHER. THE TOTAL NUMBER OF MEMBERS AT 12/31/2024 WAS 10,307.

  • THE CREDIT UNION PROVIDES A VARIETY OF LOANS TO MEMBERS INCLUDING REAL ESTATE, CREIT CARD, VEHICLES AND OTHER. THE TOTAL NUMBER OF LOANS OUTSTANDING AT 12/31/2024 WAS 7,826.

  • N/A

  • N/A

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Nicholas Montie

    MANAGER/CEO

    Total calculated
    $183,486
    From this org
    $173,086
    From related orgs
    $0
    Other
    $10,400
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $173,086
    Bonus
    not reported
    Other
    not reported
    Deferred
    not reported
    Nontaxable benefits
    $10,400
    Filer's total
    $183,486
  • Ruby J Haske

    COO

    Total calculated
    $110,386
    From this org
    $105,186
    From related orgs
    $0
    Other
    $5,200
    Hours/week
    40
  • Jerry E Peterson

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Donald Bartosh

    CHAIRPERSON

    Total calculated
    $0
    Hours/week
    2
  • Randall T Boboltz

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Patrick Richards

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Robert A Grochowski

    VICE CHAIR

    Total calculated
    $0
    Hours/week
    2
  • Chelsea McConnell

    TREASURER

    Total calculated
    $0
    Hours/week
    2
  • Chelsea Wallace Koss

    SECRETARY

    Total calculated
    $0
    Hours/week
    2

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $8,498,738
    Expenses
    $7,517,019
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $7,259,412
    Expenses
    $6,216,925
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $7,259,412
    Expenses
    $6,216,925
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $6,150,132
    Expenses
    $5,594,253
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $5,526,889
    Expenses
    $5,003,667
    Assets (EOY)
    $141,555,173
  • 2020 · 990

    Revenue
    $5,050,480
    Expenses
    $4,606,768
    Assets (EOY)
    $122,996,267
  • 2019 · 990

    Revenue
    $5,169,865
    Expenses
    $4,732,277
    Assets (EOY)
    $103,627,492
  • 2018 · 990

    Revenue
    $4,646,344
    Expenses
    $3,810,377
    Assets (EOY)
    $102,471,911
  • 2016 · 990

    Revenue
    $2,858,085
    Expenses
    $2,389,927
    Assets (EOY)
    $70,671,128
  • 2016 · 990

    Revenue
    $2,858,085
    Expenses
    $2,389,927
    Assets (EOY)
    $70,671,128
  • 2015 · 990

    Revenue
    $2,610,080
    Expenses
    $2,161,157
    Assets (EOY)
    $67,936,470
  • 2014 · 990

    Revenue
    $2,518,393
    Expenses
    $2,231,113
    Assets (EOY)
    $65,296,704
  • 2013 · 990

    Revenue
    $2,513,588
    Expenses
    $2,182,264
    Assets (EOY)
    $63,623,707
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $2,274,504
    Assets (EOY)
    $63,462,088

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.