- Revenue 2024
- $4,817,151
- Expenses 2024
- $1,510,040
Program services were 55.3% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
As filed
- Subsection
- 03
- NTEE code
- L82
- Classification
- 1000
- Street
- 14284 STATE HIGHWAY 70 W
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2024
Mission
TO INCREASE THE FINANCIAL WELL-BEING OF WISCONSIN NATIVE AMERICAN FAMILIES AND COMMUNITIES.
-
THE WISCONSIN NATIVE LOAN FUND (WINLF) INC. IS A 501(C)(3) NONPROFIT AND U.S. TREASURY-CERTIFIED NATIVE COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI) WHOSE MISSION IS TO INCREASE THE FINANCIAL SELF-SUFFICIENCY OF WISCONSIN NATIVE AMERICAN COMMUNITIES. SINCE ITS FOUNDING IN 2006, WINLF HAS ACCOMPLISHED THIS MISSION THROUGH A SUITE OF LOAN PRODUCTS SUCH AS HOME, CONSUMER, AND SMALL BUSINESS LOANS, WHICH ARE COMPLEMENTED WITH DEVELOPMENT SERVICES SUCH AS HOMEBUYER EDUCATION, CREDIT COUNSELING, AND BUSINESS/ENTREPRENEURSHIP SERVICES.
Expenses $834,347 · Grants $78,300 · Revenue $592,691
As filed on the 2024 return.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Casey FitzpatrickCASEY FITZPATRICK
BOARD CHAIRMAN
- Total calculated
- $0
- Hours/week
- 1
-
Fern OrieFERN ORIE
TREASURER
- Total calculated
- $0
- Hours/week
- 1
-
Jeff BowmanJEFF BOWMAN
SECRETARY
- Total calculated
- $0
- Hours/week
- 1
-
Jeff Ackley JrJEFF ACKLEY JR
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Sean HarteSEAN HARTE
DIRECTOR (THRU APRIL 2024)
- Total calculated
- $0
- Hours/week
- 1
-
Joseph Montano SrJOSEPH MONTANO SR
DIRECTOR (THRU APRIL 2024)
- Total calculated
- $0
- Hours/week
- 1
-
Brittany AllenBRITTANY ALLEN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Russell SwaggerRUSSELL SWAGGER
DIRECTOR (THRU JULY 2024)
- Total calculated
- $0
- Hours/week
- 1
-
Michael F BerlinMICHAEL F BERLIN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Michael MoeMICHAEL MOE
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Michael SkenadoreMICHAEL SKENADORE
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
David GouwensDAVID GOUWENS
COO
- Total calculated
- $100,219
- From this org
- $83,312
- From related orgs
- $0
- Other
- $16,907
- Hours/week
- 40
-
Cheryl CloudCHERYL CLOUD
CEO
- Total calculated
- $113,529
- From this org
- $110,012
- From related orgs
- $0
- Other
- $3,517
- Hours/week
- 40
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $4,817,151
- Expenses
- $1,510,040
- Contributions
- $4,195,861
- Grants paid
- $78,300
-
2023
- Revenue
- $2,323,280
- Expenses
- $1,201,791
- Contributions
- $1,704,508
- Grants paid
- $29,000
-
2022
- Revenue
- $2,400,832
- Expenses
- $1,370,917
- Contributions
- $2,034,751
- Grants paid
- $511,132
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $1,436,627
- Expenses
- $725,905
- Assets (EOY)
- $5,661,202
-
2020 · 990
- Revenue
- $1,147,782
- Expenses
- $573,330
- Assets (EOY)
- $4,634,908
-
2019 · 990
- Revenue
- $257,318
- Expenses
- $509,635
- Assets (EOY)
- $3,530,733
-
2018 · 990
- Revenue
- $622,477
- Expenses
- $422,390
- Assets (EOY)
- $3,108,512
-
2017 · 990
- Revenue
- $1,083,699
- Expenses
- $346,026
- Assets (EOY)
- $2,913,446
-
2016 · 990
- Revenue
- $1,059,881
- Expenses
- $279,947
- Assets (EOY)
- $1,976,034
-
2015 · 990
- Revenue
- $627,230
- Expenses
- $210,711
- Assets (EOY)
- $1,033,394
-
2014 · 990
- Revenue
- $255,426
- Expenses
- $197,639
- Assets (EOY)
- $626,033
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.
Form 990-N e-Postcard, tax year 2007
- Tax period
- 1 January 2007 to 31 December 2007
- Principal officer
-
John Trunk
- Mailing address
- PO Box 580705 Peace Pipe RoadLac du Flambeau WI 54538
- Website
- www.wolffinance.org
As filed, from the IRS e-Postcard file of 26 October 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.
Grants made
-
WHITE BUFFALO TRUCKING
$0
2022 LOAN FORGIVENESS
-
ST GERMAINE ENTERPRISES LLC
$0
2022 LOAN FORGIVENESS
-
TABI'S LAKE COUNTRY
$0
2022 LOAN FORGIVENESS
-
FOUR WINDS ENTERPRISES LLC
$0
2022 LOAN FORGIVENESS
-
DOG CITY HOTEL & SPA LLC
$0
2022 LOAN FORGIVENESS
-
ANASA TRAFFIC & RESTORATION SERVICES LLC
$0
2022 LOAN FORGIVENESS
Grants received
-
2024 COMMUNITY & HUMAN SERVICES
-
$400,000
2024 OPERATING GRANT
-
$195,863
2022 GRANT
-
$67,905
2023 GRANT
-
2023 CAPACITY BUILDING - RURAL
-
$30,463
2024 NHCN SUBGRANT
-
2024 For grant recipient's exempt purposes
-
2022 HUMAN SERVICES PROGRAM SUPPORT
-
$15,000
2024 SMALL DOLLAR LENDING
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Listed as of 13 October 2026, under deductibility PC.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 29 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.