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MY CREDIT UNION

EIN 41-0824021 BLOOMINGTON, MN

Revenue 2024
$19,141,834
Expenses 2024
$18,447,257

As filed

Subsection
14
Classification
1000
Street
9550 LYNDALE AVE S

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF MINNESOTA (EIN 41-6053882). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

TO PROVIDE LENDING, SAVINGS AND OTHER FINANCIAL SERVICES TO OUR QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE MARKETPLACE AND WITH A "SERVICE BASED EMPHASIS" THAT RECOGNIZES THE MEMBERS' STATUS AS OWNERS.

  • DIVIDENDS AND INTEREST EXCEEDING $2,258,515. PAID TO MEMBERS ON $330,243,973 DEPOSIT ACCOUNTS HELD BY 23,691 MEMBERS.

  • PROVIDED CONSUMER, MORTGAGE AND BUSINESS LOAN SERVICES TO MEMBERS. GRANTED 803 LOANS IN 2024 WHICH EXCEEDED $25,245,808 IN NEW LOAN DISBURSEMENTS. TOTAL OF ALL LOANS OUTSTANDING WAS OVER $320,934,232 AT YEAR END.

  • PROVIDED OUTSTANDING PERSONAL AND REMOTE ACCESS TO FINANCIAL SERVICES. IN ADDITION TO FOUR IN-PERSON BRANCHES, MY CREDIT UNION MEMBERS ACCESSED FINANCIAL SERVICE THROUGH THE USE OF 4 SURCHARGE FREE ATM'S, OVER 6,770 CREDIT CARDS, OVER 25,575 DEBIT CARDS, AND NEARLY 13,189 MEMBERS USING OUR INTERNET BANKING SITE.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • JAMES HABECK

    CHAIRMAN

    Total calculated
    $0
    Hours/week
    1

  • JOHN SUAREZ

    VICE CHAIRMAN

    Total calculated
    $0
    Hours/week
    1

  • SCOTT HOFFHINES

    TREASURER

    Total calculated
    $0
    Hours/week
    1

  • TERESA KRUSE

    SECRETARY

    Total calculated
    $0
    Hours/week
    1

  • DYLAN KLOPP

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • JIM MCDONALD

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • SUSAM ROSENBERG

    DIRECTOR'

    Total calculated
    $0
    Hours/week
    1

  • LUANN WERNER

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • LYNNE SCHERER

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • GREG WORTHEN

    PRESIDENT

    Total calculated
    $494,293
    From this org
    $454,385
    From related orgs
    $0
    Other
    $39,908
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $346,251
    Bonus
    $67,600
    Other
    $40,534
    Deferred
    $20,700
    Nontaxable benefits
    $19,208
    Filer's total
    $494,293

  • RICK RASMUSSON

    CHIEF FINANCIAL OFFICER

    Total calculated
    $258,197
    From this org
    $230,664
    From related orgs
    $0
    Other
    $27,533
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $184,501
    Bonus
    $38,380
    Other
    $7,783
    Deferred
    $12,436
    Nontaxable benefits
    $15,097
    Filer's total
    $258,197

  • KAREN HOEPPNER

    VICE PRESIDENT, LENDING

    Total calculated
    $220,909
    From this org
    $208,923
    From related orgs
    $0
    Other
    $11,986
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $167,416
    Bonus
    $32,320
    Other
    $9,187
    Deferred
    $11,986
    Nontaxable benefits
    $0
    Filer's total
    $220,909

  • JOHN DEBETTIGNIES

    VICE PRESIDENT, MEMBER SER

    Total calculated
    $203,281
    From this org
    $191,845
    From related orgs
    $0
    Other
    $11,436
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $159,664
    Bonus
    $30,600
    Other
    $1,581
    Deferred
    $11,436
    Nontaxable benefits
    $0
    Filer's total
    $203,281

  • PIERRE MERLIN

    VICE PRESIDENT, IT

    Total calculated
    $217,209
    From this org
    $202,112
    From related orgs
    $0
    Other
    $15,097
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $166,019
    Bonus
    $34,340
    Other
    $1,753
    Deferred
    $0
    Nontaxable benefits
    $15,097
    Filer's total
    $217,209

  • TODD BARDUSON

    VICE PRESIDENT, MARKETING

    Total calculated
    $157,710
    From this org
    $143,992
    From related orgs
    $0
    Other
    $13,718
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $114,318
    Bonus
    $23,028
    Other
    $6,646
    Deferred
    $7,115
    Nontaxable benefits
    $6,603
    Filer's total
    $157,710

  • TERRY STIREWALT

    VICE PRESIDENT, COMMERCIAL

    Total calculated
    $120,258
    From this org
    $113,214
    From related orgs
    $0
    Other
    $7,044
    Hours/week
    40

  • JULIE PRIBBLE

    VICE PRESIDENT, HR

    Total calculated
    $163,965
    From this org
    $140,007
    From related orgs
    $0
    Other
    $23,958
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $111,871
    Bonus
    $23,230
    Other
    $4,906
    Deferred
    $7,247
    Nontaxable benefits
    $16,711
    Filer's total
    $163,965

  • CHRISTOPHER GUARNERA

    VP OF COMMERCIAL SERVICES

    Total calculated
    $167,514
    From this org
    $138,269
    From related orgs
    $0
    Other
    $29,245
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $110,576
    Bonus
    $14,968
    Other
    $12,725
    Deferred
    $8,020
    Nontaxable benefits
    $21,225
    Filer's total
    $167,514

  • BRADEN WELCH

    DIRECTOR OF IT

    Total calculated
    $135,245
    From this org
    $120,259
    From related orgs
    $0
    Other
    $14,986
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $19,141,834
    Expenses
    $18,447,257
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $18,658,180
    Expenses
    $16,577,395
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $18,120,740
    Expenses
    $15,133,709
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $17,620,611
    Expenses
    $13,867,144
    Assets (EOY)
    $393,544,128

  • 2020 · 990

    Revenue
    $13,861,459
    Expenses
    $13,644,511
    Assets (EOY)
    $350,249,139

  • 2019 · 990

    Revenue
    $12,977,702
    Expenses
    $12,198,185
    Assets (EOY)
    $307,549,200

  • 2018 · 990

    Revenue
    $11,746,703
    Expenses
    $10,752,916
    Assets (EOY)
    $289,473,840

  • 2017 · 990

    Revenue
    $11,430,677
    Expenses
    $10,447,208
    Assets (EOY)
    $283,243,766

  • 2016 · 990

    Revenue
    $11,202,965
    Expenses
    $13,773,386
    Assets (EOY)
    $277,061,730

  • 2015 · 990

    Revenue
    $10,728,475
    Expenses
    $9,574,511
    Assets (EOY)
    $266,457,842

  • 2014 · 990

    Revenue
    $11,040,204
    Expenses
    $8,828,763
    Assets (EOY)
    $260,699,520

  • 2013 · 990

    Revenue
    $11,361,448
    Expenses
    $9,287,343
    Assets (EOY)
    $254,509,694

  • 2012 · 990

    Revenue
    not reported
    Expenses
    $12,573,747
    Assets (EOY)
    $251,313,092

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 29 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.