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COOPERATIVA DE AHORRO Y CREDITO DE MANATI INC

EIN 66-0220429 MANATI, PR

Largest nonprofits in Puerto Rico

Revenue 2025
$25,183,725
Expenses 2025
$19,780,293

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
PO BOX 30562

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2025

Mission

TO OBTAIN SAVINGS DEPOSITS FROM ITS MEMBERS AS SHARES AND DEPOSITS AND OFFER FINANCING SOURCES FOLLOWING THE COOPERATIVE MOVEMENT PHILOSOPHY.

  • DURING THE FISCAL YEAR ENDED DECEMBER 31, 2024, THE INSTITUTION OBTAINED DEPOSITS FROM MEMBERS AND CONTINUED PROVIDING TO THEM AND THE COMMUNITY FINANCING SOURCES ALTERNATIVES WITH LOANS AT AFFORDABLE TERMS AS WELL AS ACCESSIBILITY TO TECHNOLOGY IN CHECKING, SAVING AND CREDIT PRODUCTS TO MANAGE THEIR PERSONAL FINANCES.

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Candido Rivera Lopez

    EXECUTIVE PRESIDENT

    Total calculated
    $248,217
    From this org
    $248,217
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $248,217
    Bonus
    $0
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $248,217
  • Sorry Adrovet

    VICE PRESIDENT PRESIDENT COMMERCIAL AND MORTGAGE

    Total calculated
    $92,394
    From this org
    $92,394
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Anderson Martinez Colon

    VICE PRESIDENT OF FINANCE

    Total calculated
    $84,835
    From this org
    $84,835
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Josean Pagan Kuilan

    VICE PRESIDENT OF OPERATIONS

    Total calculated
    $68,164
    From this org
    $68,164
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Milagros Romero

    VICE PRESIDENT ADMINISTRATION

    Total calculated
    $58,966
    From this org
    $58,966
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Iris Romero

    DEPARTMENT MANAGER SYSTEMS

    Total calculated
    $53,673
    From this org
    $53,673
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Noraida Rodriguez Concepcion

    OFFICE COMPLIANCE

    Total calculated
    $52,016
    From this org
    $52,016
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Maria Melendez Zayas

    LOAN MANAGER

    Total calculated
    $50,294
    From this org
    $50,294
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Brigmarian Sanchez

    HUMAN RESOURCES OFFICER

    Total calculated
    $49,419
    From this org
    $49,419
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Diana Negron Jimenez

    INTERNAL AUDITOR

    Total calculated
    $48,119
    From this org
    $48,119
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Vanessa Romero

    BRANCH MANAGER MANATI PLAZA

    Total calculated
    $46,099
    From this org
    $46,099
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Sherly Munoz

    SUC MANAGER VEGA BAJA

    Total calculated
    $45,394
    From this org
    $45,394
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Yolanda Otero

    BRANCH MANAGER BARCELONETA

    Total calculated
    $41,745
    From this org
    $41,745
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Emily Carnevale

    BRANCH MANAGER CALES CENTER

    Total calculated
    $41,613
    From this org
    $41,613
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Sager Rodriguez

    BRANCH MANAGER EXPRESS CIALES

    Total calculated
    $40,690
    From this org
    $40,690
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Luis Robles

    DEPARTMENT MANAGER COLLECTIONS

    Total calculated
    $38,330
    From this org
    $38,330
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Zallia Cardona

    EXECUTIVE SECRETARY

    Total calculated
    $36,326
    From this org
    $36,326
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Ricardo Alvarez Clas

    BOARD OF DIRECTORS

    Total calculated
    $0
    Hours/week
    5
  • Joel Rolon Alindato

    BOARD OF DIRECTORS

    Total calculated
    $0
    Hours/week
    10
  • Anibal Delgado

    BOARD OF DIRECTORS

    Total calculated
    $0
    Hours/week
    5
  • Doris Class

    BOARD OF DIRECTORS

    Total calculated
    $0
    Hours/week
    5
  • Hector Aulet Mejias

    BOARD OF DIRECTORS

    Total calculated
    $0
    Hours/week
    5
  • Heriberto Martinez Gonzalez

    BOARD OF DIRECTORS

    Total calculated
    $0
    Hours/week
    5
  • Carmen Soto Caban

    BOARD OF DIRECTORS

    Total calculated
    $0
    Hours/week
    5
  • Angel Nogueras

    BOARD OF DIRECTORS

    Total calculated
    $0
    Hours/week
    5

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $25,183,725
    Expenses
    $19,780,293
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $21,196,699
    Expenses
    $15,222,216
    Contributions
    $3,000,000
    Grants paid
    $0
  • 2022
    Revenue
    $12,946,475
    Expenses
    $9,981,215
    Contributions
    $125,000
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $11,596,977
    Expenses
    $9,452,173
    Assets (EOY)
    $229,473,590
  • 2021 · 990

    Revenue
    $11,596,977
    Expenses
    $9,452,173
    Assets (EOY)
    $229,473,590
  • 2020 · 990

    Revenue
    $11,609,524
    Expenses
    $9,964,630
    Assets (EOY)
    $217,103,265
  • 2019 · 990

    Revenue
    $11,459,002
    Expenses
    $9,548,630
    Assets (EOY)
    $181,339,510
  • 2018 · 990

    Revenue
    $10,422,762
    Expenses
    $9,077,900
    Assets (EOY)
    $179,529,106
  • 2017 · 990

    Revenue
    $9,845,886
    Expenses
    $8,396,460
    Assets (EOY)
    $175,107,053
  • 2017 · 990

    Revenue
    $9,845,886
    Expenses
    $8,396,460
    Assets (EOY)
    $175,107,053
  • 2016 · 990

    Revenue
    $9,711,797
    Expenses
    $8,264,100
    Assets (EOY)
    $164,852,685
  • 2015 · 990

    Revenue
    $9,624,164
    Expenses
    $8,404,604
    Assets (EOY)
    $153,679,927
  • 2014 · 990

    Revenue
    $9,150,269
    Expenses
    $8,139,149
    Assets (EOY)
    $143,555,318

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Form 990-N e-Postcard, tax year 2013

Tax period
1 January 2013 to 31 December 2013
Principal officer
Anderson Martinez
Mailing address
PO BOX 30562MANATI PR 00674
Website
WWW.COOPMANATI.COM

As filed, from the IRS e-Postcard file of 2 November 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.