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CREDIT UNIONS IN THE STATE OF WASHINGTON

EIN 91-0684272 EVERETT, WA

Revenue 2024
$13,985,321
Expenses 2024
$12,138,180

As filed

Subsection
14
Classification
1000
Street
2821 HEWITT AVE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF WASHINGTON (EIN 91-6055937). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

WE BRING HUMANITY TO FINANCIAL SERVICES.

  • SINCE 1939, NW PLUS CREDIT UNION HAS PROVIDED FINANCIAL SERVICES TO THEEMPLOYEES AND FAMILY MEMBERS OF FRONTIER COMMUNICATIONS FORMERLY KNOWNAS GTE AND VERIZON. SINCE THEN, WE HAVE EXPANDED OUR CHARTER TO INCLUDEANYONE WHO LIVES, WORKS OR WORSHIPS IN THE STATE OF WASHINGTON. NW PLUSCREDIT UNION'S EXISTENCE REFLECTS ITS MEMBERS' COMBINED INTERESTS TOBENEFIT THE GENERAL MEMBERSHIP IN THE LOCAL COMMUNITIES WE SERVE. WEPROVIDE A FULL SPECTRUM OF FINANCIAL PRODUCTS AND SERVICES AND RETURNTHE PROFIT TO OUR MEMBERS, WITH LOWER LOAN RATES AND HIGHER SAVINGSRATES, LOW FEES, AND INNOVATIVE PRODUCTS. THIS DIRECT FINANCIAL VALUEIS GIVEN BACK TO OUR MEMBERS, INSTEAD OF BEING PAID TO A LIMITED NUMBEROF STOCKHOLDERS, OFFICERS, OR OUT-OF-STATE OWNERS, AS MANY BANKS DO. ASOF DECEMBER 31, 2024, NW PLUS CREDIT UNION HAD 15,612 MEMBERS.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Paul Erickson

    VICE CHAIRMAN

    Total calculated
    $0
    Hours/week
    2
  • Gary Heilman

    CHAIR

    Total calculated
    $0
    Hours/week
    3
  • John Conderman

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Kimberly Stone

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Harlan Mayer

    SECRETARY

    Total calculated
    $0
    Hours/week
    2
  • Angie Bossarte

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Rod Sniffen

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Brian Walker

    CFO

    Total calculated
    $175,246
    From this org
    $162,635
    From related orgs
    $0
    Other
    $12,611
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $146,049
    Bonus
    $13,486
    Other
    $3,100
    Deferred
    $0
    Nontaxable benefits
    $12,611
    Filer's total
    $175,246
  • Debra Driscoll

    CLO

    Total calculated
    $147,764
    From this org
    $145,378
    From related orgs
    $0
    Other
    $2,386
    Hours/week
    40
  • Torrie Ramos

    CEO/PRESIDENT

    Total calculated
    $387,924
    From this org
    $387,924
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $220,204
    Bonus
    $26,424
    Other
    $141,296
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $387,924
  • Dan Minton

    AVP IT & SECURITY

    Total calculated
    $117,394
    From this org
    $114,942
    From related orgs
    $0
    Other
    $2,452
    Hours/week
    40
  • Lydia Guel

    FORMER MORTGAGE LOAN OFFICER

    Total calculated
    $112,443
    From this org
    $110,805
    From related orgs
    $0
    Other
    $1,638
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $13,985,321
    Expenses
    $12,138,180
    Contributions
    $0
    Grants paid
    $15,000
  • 2023
    Revenue
    $12,714,227
    Expenses
    $10,523,455
    Contributions
    $0
    Grants paid
    $13,450
  • 2022
    Revenue
    $11,218,832
    Expenses
    $8,418,602
    Contributions
    $0
    Grants paid
    $12,000

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $11,941,664
    Expenses
    $8,657,118
    Assets (EOY)
    $299,736,440
  • 2020 · 990

    Revenue
    $12,359,441
    Expenses
    $9,493,470
    Assets (EOY)
    $265,102,624
  • 2019 · 990

    Revenue
    $11,817,089
    Expenses
    $9,010,536
    Assets (EOY)
    $211,114,081
  • 2018 · 990

    Revenue
    $10,963,536
    Expenses
    $8,722,221
    Assets (EOY)
    $199,322,340
  • 2017 · 990

    Revenue
    $10,171,321
    Expenses
    $8,404,043
    Assets (EOY)
    $192,458,998
  • 2016 · 990

    Revenue
    $8,920,263
    Expenses
    $7,699,290
    Assets (EOY)
    $183,526,780
  • 2015 · 990

    Revenue
    $8,601,050
    Expenses
    $7,510,338
    Assets (EOY)
    $166,382,541
  • 2014 · 990

    Revenue
    $7,837,861
    Expenses
    $6,749,523
    Assets (EOY)
    $156,572,135
  • 2013 · 990

    Revenue
    $7,922,298
    Expenses
    $7,043,422
    Assets (EOY)
    $150,710,349
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $7,409,749
    Assets (EOY)
    $155,559,959

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 29 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.