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COOPERATIVA DE AHORRO Y CREDITO SAN RAFAEL DE QUE

EIN 66-0224450 QUEBRADILLAS, PR

Largest nonprofits in Puerto Rico

Revenue 2025
$17,197,361
Expenses 2025
$13,718,809

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
PO BOX 1531

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2025

Mission

TO PROMOTE THE SAVING AMONG ITS MEMBERS BY SAVING DEPOSITS AND FINANCING SERVICES.

Activities or mission (Part I)

TO PROVIDE FINANCIAL SERVICES AS LOANS SAVINGS AND ACCOUNTS MAINLY TO LOW INCOME SECTOR OF PUERTO RICO. ALSO CREDIT UNION MAKE A SOCIAL INVESTMENT IN THE COMMUNITY.

  • INTEREST INCOME AND OTHER INCOME OF 17,197,361 AND TOTAL EXPENSES OF 13,718,809.

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Sara M Jimenez Gonzalez

    PRESIDENTA EJECUTIVA

    Total calculated
    $153,578
    From this org
    $153,578
    From related orgs
    $0
    Other
    $0
    Hours/week
    55

    Schedule J breakdown matched by us

    Base
    $153,578
    Bonus
    $0
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $153,578
  • Annie Rodriguez

    VP OPERATIONS

    Total calculated
    $83,254
    From this org
    $83,254
    From related orgs
    $0
    Other
    $0
    Hours/week
    45
  • Laritza Millet Torres

    DIRECTOR OF FINANCE

    Total calculated
    $74,694
    From this org
    $74,694
    From related orgs
    $0
    Other
    $0
    Hours/week
    45

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $17,197,361
    Expenses
    $13,718,809
    Contributions
    $0
    Grants paid
    $0
  • 2024
    Revenue
    $15,691,285
    Expenses
    $11,836,016
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $20,006,028
    Expenses
    $10,185,718
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $11,862,672
    Expenses
    $8,492,097
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $11,060,077
    Expenses
    $8,183,917
    Assets (EOY)
    $229,762,461
  • 2020 · 990

    Revenue
    $10,903,714
    Expenses
    $8,201,438
    Assets (EOY)
    $208,973,468
  • 2019 · 990

    Revenue
    $10,686,875
    Expenses
    $17,146,710
    Assets (EOY)
    $179,025,069
  • 2018 · 990

    Revenue
    $10,150,937
    Expenses
    $8,592,057
    Assets (EOY)
    $183,766,613
  • 2017 · 990

    Revenue
    $9,482,671
    Expenses
    $8,200,387
    Assets (EOY)
    $178,873,972
  • 2016 · 990

    Revenue
    $10,280,129
    Expenses
    $8,340,857
    Assets (EOY)
    $177,804,541
  • 2015 · 990

    Revenue
    $10,895,050
    Expenses
    $8,405,456
    Assets (EOY)
    $181,784,946

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.