NATIONAL CONSUMER LAW CENTER INC

As filed

Subsection

03

NTEE code

I80Z

Classification

1000

Street

7 WINTHROP SQUARE 4TH FLOOR

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Other organizations at this address

1 other organization in the IRS Business Master File lists the same street address. matched by us

We match the street line and ZIP code as the IRS gives them, ignoring case and outer spaces and nothing else, so "AVE" and "AVENUE" count as different streets and this list can miss some. A shared address can mean related organizations or a shared office, but it can also be a registered agent, a mail drop or a service provider holding mail for unrelated clients. It is not, by itself, evidence that two organizations are connected.

• CONSUMER LAW BUILDING CORPORATION

  EIN 26-1951595

Mission and programs · 2024

• PROMOTING ECONOMIC OPPORTUNITY FOR PEOPLE WITH LOW-INCOMES BY INCREASING ACCESS TO SUSTAINABLE HOUSING AND HOMEOWNERSHIP, UTILITIES, AND CAR OWNERSHIP.TO REDUCE THE OBSTACLES PEOPLE WITH LOW INCOMES ENCOUNTER IN OBTAINING SAFE HOUSING AND ESSENTIAL TRANSPORTATION, NCLC DEVELOPS AND ADVOCATES REFORMS TO PROMOTE ACCESS TO FAIR LENDING AND HOUSING LAWS, FORECLOSURE AVOIDANCE PROGRAMS, AND AFFORDABLE ACCESS TO UTILITIES. CARS ARE ESSENTIAL FOR MANY FAMILIES TO ACHIEVE ECONOMIC MOBILITY, SO NCLC ALSO PROMOTES EFFECTIVE CAR OWNERSHIP PROGRAMS AND COMBATS MISLEADING AND DISCRIMINATORY SALES AND LENDING PRACTICES. A FOCUS ON ADVANCING EQUITY AND RACIAL JUSTICE IS INTEGRAL TO THIS ADVOCACY, AS SYSTEMIC RACISM IN HOUSING, MORTGAGE AND AUTO LENDING THAT LEADS TO HIGHER RATES OF POVERTY, LACK OF HOUSING, A PERSISTENT WEALTH GAP, AND COMMUNITY DISINVESTMENT.

  Expenses $4,868,124 · Revenue $4,298,807

• PROTECTING LOW-INCOME PEOPLE, FAMILIES, AND COMMUNITIES FROM PREDATORY LENDING, RISKY FINANCIAL PRODUCTS, ABUSIVE CREDIT REPORTING AND DEBT COLLECTION, AND OTHER FORMS OF ECONOMIC EXPLOITATION. NCLC PURSUES REFORMS TO FEDERAL AND STATE POLICY, REGULATION, AND LEGISLATION TO HELP PEOPLE WITH LOW INCOMES, PEOPLE OF COLOR, JUSTICE-INVOLVED INDIVIDUALS, AND PEOPLE WITH LIMITED ENGLISH PROFICIENCY HAVE ACCESS TO SECURE BANK ACCOUNTS; SAFE ACCESS TO CREDIT WITH INTEREST RATE CAPS; AND A PATH TO PURSUE A FRESH START THROUGH A REASONABLE BANKRUPTCY PROCESS. NCLC ADVANCES POLICY SOLUTIONS TO COMBAT: PREDATORY LENDING; ABUSIVE OVERDRAFT FEES AND INTEREST RATES; SCAM ROBOCALLS AND TEXTS; IRRESPONSIBLE CREDIT REPORTING; CRIPPLING MEDICAL DEBT; FORCED ARBITRATION; JUNK FEES; EXCESSIVE STUDENT LOAN DEBT; AND UNFAIR AND DECEPTIVE DEBT COLLECTION PRACTICES.

  Expenses $3,225,775 · Revenue $4,537,318

• EDUCATING FRONT-LINE LEGAL SERVICES AND NON-PROFIT LAWYERS, PRIVATE ATTORNEYS, FEDERAL AND STATE POLICYMAKERS, REGULATORY AND ENFORCEMENT OFFICIALS, AND COURTS ABOUT SUBSTANTIVE CONSUMER LAW ISSUES THROUGH CONFERENCES AND TRAININGS, EXPERT WITNESS SERVICES, AND IN-DEPTH TREATISES, REPORTS AND ISSUE BRIEFS. NCLC PROVIDES TRAINING AND EDUCATIONAL RESOURCES TO CONSUMER LAW ATTORNEYS AND ADVOCATES. NCLC PUBLISHES 21 CONSUMER LAW TREATISES ON EVERY ASPECT OF CONSUMER LAW. NCLC ADVOCATES UPDATE ITS DIGITAL LIBRARY REGULARLY AND PROVIDE SAMPLE PLEADINGS, ARTICLES, TRIAL TIPS, AND STRATEGIES. NCLC PRODUCES THREE ANNUAL CONFERENCES, WHICH IN 2024 PROVIDED HIGH-LEVEL TRAINING TO MORE THAN 1,600 LAWYERS. AT CONFERENCES AND IN ONLINE TRAININGS, NCLC TRAINED MORE THAN 11,135 ADVOCATES IN 2024. NCLC LITIGATES CONSUMER LAW CASES ON BEHALF OF ITS LOW-INCOME CLIENTS, AND PROVIDES EXPERT WITNESS SERVICES AND CONSULTING ON CONSUMER LAW AND UTILITY ISSUES.

  Expenses $3,285,152 · Revenue $3,668,884

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

• 2024

  Revenue

  $21,563,869

  Expenses

  $14,612,802

  Contributions

  $6,684,696

  Grants paid

  $0

• 2023

  Revenue

  $19,660,295

  Expenses

  $14,132,327

  Contributions

  $4,409,519

  Grants paid

  $0

• 2022

  Revenue

  $12,493,790

  Expenses

  $12,724,016

  Contributions

  $5,270,034

  Grants paid

  $14,000

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

• 2021 · 990

  Revenue

  $12,110,427

  Expenses

  $10,983,130

  Assets (EOY)

  $38,467,123

• 2020 · 990

  Revenue

  $13,610,248

  Expenses

  $10,543,303

  Assets (EOY)

  $39,190,985

• 2019 · 990

  Revenue

  $11,192,382

  Expenses

  $9,889,701

  Assets (EOY)

  $34,989,182

• 2018 · 990

  Revenue

  $13,578,743

  Expenses

  $9,048,062

  Assets (EOY)

  $30,855,082

• 2017 · 990

  Revenue

  $12,170,618

  Expenses

  $8,365,127

  Assets (EOY)

  $28,155,825

• 2016 · 990

  Revenue

  $11,958,367

  Expenses

  $8,094,364

  Assets (EOY)

  $23,537,966

• 2015 · 990

  Revenue

  $11,487,586

  Expenses

  $11,715,923

  Assets (EOY)

  $19,523,262

• 2014 · 990

  Revenue

  $10,386,467

  Expenses

  $7,650,931

  Assets (EOY)

  $25,515,594

• 2013 · 990

  Revenue

  $10,181,742

  Expenses

  $7,800,293

  Assets (EOY)

  $22,924,931

• 2012 · 990

  Revenue

  — not reported

  Expenses

  $7,993,257

  Assets (EOY)

  $20,926,620

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

• GEORGIA WATCH

  $7,000

  2022 · TO HELP LOW-INCOME CONSUMERS THROUGH THE CREATION OF NEW LEGISLATIVE PROTECTIONS FROM BANK ACCOUNT LEVY AND WAGE SEIZURE.

• TEXAS APPLESEED

  $7,000

  2022 · TO HELP LOW-INCOME CONSUMERS THROUGH REFORM OF DEBT COLLECTION PRACTICES IN TEXAS.

Where these grants went next →

Grants received

• CONSUMER LAW BUILDING CORPORATION

  $1,200,000

  2024 · TO SUPPORT THE OPERATIONS OF NCLC

• MASSACHUSETTS LEGAL ASSISTANCE

  $478,400

  2024 · TO PROVIDE FINANCIAL SUPPORT FOR LEGAL ASSISTANCE PROGRAMS

• MASSACHUSETTS LEGAL ASSISTANCE

  $424,513

  2022 · TO PROVIDE FINANCIAL SUPPORT FOR LEGAL ASSISTANCE PROGRAMS

• MASSACHUSETTS LEGAL ASSISTANCE

  $424,492

  2023 · TO PROVIDE FINANCIAL SUPPORT FOR LEGAL ASSISTANCE PROGRAMS

• FIDELITY INVESTMENTS CHARITABLE GIFT FUND

  $403,400

  2022 · For grant recipient's exempt purposes

• FIDELITY INVESTMENTS CHARITABLE GIFT FUND

  $267,557

  2024 · For grant recipient's exempt purposes

• FIDELITY INVESTMENTS CHARITABLE GIFT FUND

  $252,242

  2023 · For grant recipient's exempt purposes

• UNITED STATES ENERGY FOUNDATION

  $194,000

  2022 · TO SUPPORT EDUCATION AND OUTREACH TO BUILD A CLEAN ENERGY FUTURE.

• UNITED STATES ENERGY FOUNDATION

  $165,000

  2023 · TO SUPPORT EDUCATION AND OUTREACH TO BUILD A CLEAN ENERGY FUTURE.

• UNITED STATES ENERGY FOUNDATION

  $165,000

  2024 · TO SUPPORT EDUCATION AND OUTREACH TO BUILD A CLEAN ENERGY FUTURE.

The 10 largest by cash amount. The API serves every itemized grant.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Other IRS files